Table 1. Respondents’ demographic and FinTech app usage profile.

		Counts	Percentage (%)
Gender	Male	210	55
	Female	170	45
Age	Below 25	116	31
	25 – 40	188	49
	41 – 60	69	18
	60 +	7	2
Educational qualification	Undergraduate	23	6
	Graduate	91	24
	Post Graduate	215	57
	Doctorate	51	13
Annual income	Below 1 Lac	86	23
	1 Lac – 5 Lac	111	29
	5 Lac – 10 Lac	123	32
	Above 10 lac	60	16
Financial app used	Google Pay	175	46
	Phone Pe	66	17
	PayTM	63	17
	SBI Yono	29	8
	Imobile	14	4
	BHIM/UPI	12	3
	Others	20	5