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. Author manuscript; available in PMC: 2023 Jan 1.
Published in final edited form as: Hous Policy Debate. 2021 Jan 8;32(3):456–472. doi: 10.1080/10511482.2020.1846067

Table 5.

Affordability

Odds of Worrying about Paying Rent/Mortgage Always or Often (N = 851) Odds of Having any Utility Shut off in the Last Month (N = 1337)
Model 1 Model 2 Model 3 Model 1 Model 2 Model 3
OR 95% CI OR 95% CI OR 95% CI OR 95% CI OR 95% CI OR 95% CI

Rental Assistance
 Waitlist 2.83*** (1.71-4.70) 2.90*** (1.71-4.93) 2.86*** (1.66-4.93) 0.86 (0.52-1.41) 0.85 (0.51-1.44) 0.84 (0.49-1.44)
 Neither 2.02*** (1.34-3.04) 2.05** (1.32-3.18) 1.98** (1.25-3.13) 0.96 (0.62-1.50) 1.01 (0.62-1.65) 0.99 (0.60-1.61)
 Assisted ref ref ref ref ref ref
Wave / time 0.90 (0.80-1.01) 0.90 (0.799-1.016) 0.96 (0.84-1.12) 0.86* (0.76-0.98) 0.87* (0.76-0.99) 0.83* (0.70-0.97)
Demographics
 Male 0.81 (0.54-1.22) 0.77 (0.51-1.17) 0.68 (0.45-1.03) 0.68 (0.43-1.06)
 Female ref ref ref ref
Age (years) 0.99 (0.98-1.01) 0.99 (0.98-1.01) 0.98** (0.96-0.99) 0.98 (0.96-1.00)
Race/ Ethnicity
 NH Black 0.85 (0.52-1.38) 0.84 (0.52-1.37) 2.08** (1.22-3.55) 2.07** (1.19-3.58)
 Hispanic 1.16 (0.62-2.18) 1.17 (0.62-2.21) 1.64 (0.80-3.39) 1.74 (0.84-3.59)
 Other 1.12 (0.98-1.01) 1.13 (0.50-2.53) 2.33 (0.94-5.77) 2.25 (0.92-5.52)
 NH White ref ref ref ref
Potential barriers and facilitators to rental assistance
 Employment 0.99 (0.70-1.41) 1.65** (1.16-2.35)
 Disability 0.86 (0.56-1.32) 0.68 (0.38-1.22)
 Children under 18 1.15 (0.71-1.86) 1.09 (0.64-1.85)
 Felony 1.46 (0.88-2.43) 0.97 (0.54-1.77)
 Recent incarceration 1.07 (0.61-1.88) 0.87 (0.49-1.58)
 Drug Use past 30 days 1.29 (0.91-1.84) 1.31 (0.86-1.99)
*

<0.05

**

<0.01

***

<0.001