Table 2.

Private health insurance ‘products and services’ according to rates

	Basic	Comfort	Premium
Outpatient
General treatment	+  +	+  +	+  +
Treatment by chief physician	+  +	+  +	+  +
Treatment by medical specialist	+	+	+  +
Drugs and bandages	+	+	+  +
Remedies (e.g., massages, speech therapy, ergo therapy and physiotherapy)	+	+	+  +
Adjuvants (e.g., glasses and contact lenses)	+	+	+  +
Healer/alternative practitioner	−	+	+  +
Psychotherapy	−	+	+  +
Alternative method of healing	−	+	+  +
Inpatient
General hospital	+  +	+  +	+  +
Treatment	+  +	+  +	+  +
Single/double bedroom	−	+  +	+  +
Individual selection of doctor (chief physician)	−	+	+  +
Dental
Teeth	+  +	+  +	+  +
Dentures (artificial denture, dental bridge and dental crown)	+	+	+
Inlays, dental implant and orthodontia	+	+	+

 +  + No or minimal constraints (80%–100% reimbursements of costs)

 + Constraints (about 50%–80% reimbursements of costs)

 − Not included

Source: https://www.krankenkassen.de/private-krankenversicherung/private-krankenversicherung-kosten/ (last accessed 04.10.2021); authors’ translation and arrangement