Table 5.

Discriminant Validity – Fornell and Lacker Criterion. The off-diagonal values are the correlations between latent variables, and the diagonal is the square root of AVE.

	CPB	POEU	PU	TPB	US
CPB	0.821
POEU	0.576	0.846
PU	0.472	0.828	0.837
TPB	0.191	0.524	0.567	0.823
US	0.538	0.875	0.834	0.564	0.791