Table 2.

Factor loadings and reliability indices.

Construct	Items	Loadings	AVE	Cronbach's alpha	CR
PU	PU1	0.819	0.854	0.942	0.946
	PU2	0.973
	PU3	0.972
I	I1	0.898	0.797	0.920	0.921
	I2	0.939
	I3	0.838
TPA	TPA1	0.905	0.744	0.893	0.896
	TPA2	0.898
	TPA3	0.778
EU	EU1	0.837	0.741	0.896	0.896
	EU2	0.898
	EU3	0.847

AVE, Average Variance Extracted more than 0.5.

CR, Composite reliability more than 0.7.