Table 2.
Financial hardship during the pandemic: Differences between people with and without disabilities.
| % |
Adjusted OR (CI; ref: nondisabled) | ||
|---|---|---|---|
| Disability | Nondisabled | ||
| Had difficulty paying usual household expenses | |||
| Yes | 52.0% | 23.7% | 2.78 [2.65, 2.93]∗∗∗ |
| No | 48.0% | 76.3% | ref |
| Sources of income/funds for spending needs (% yes) | |||
| Regular income sources | 66.7% | 83.3% | 0.64 [0.60, 0.68]∗∗∗ |
| Credit cards or loans | 36.6% | 31.1% | 1.39 [1.33, 1.46]∗∗∗ |
| Money from savings or selling assets or possessions (including retirement withdrawals) | 31.5% | 23.1% | 1.46 [1.40, 1.53]∗∗∗ |
| Borrowing from friends/family | 22.0% | 9.2% | 2.10 [1.96, 2.25]∗∗∗ |
| Stimulus payment | 18.4% | 12.3% | 1.31 [1.23, 1.40]∗∗∗ |
| Supplemental Nutrition Assistance Program | 14.0% | 5.2% | 1.63 [1.51, 1.77]∗∗∗ |
| Child Tax Credit payment | 11.8% | 10.6% | 1.10 [1.01, 1.18]∗ |
| School meal debit/EBT cards | 8.2% | 4.4% | 1.37 [1.23, 1.51]∗∗∗ |
| Unemployment insurance benefit payments | 6.5% | 4.5% | 0.93 [0.89, 1.09] |
| Money saved from deferred/forgiven payments | 3.7% | 2.4% | 1.58 [1.42, 1.76]∗∗∗ |
| Government rental assistance | 2.8% | 0.8% | 1.71 [1.45, 2.02]∗∗∗ |
| Other | 8.6% | 4.2% | 1.43 [1.31, 1.56]∗∗∗ |
Note. ∗p < 0.05. ∗∗p < 0.01. ∗∗p < 0.001. Odds ratio (OR) adjusted for: age; gender; sexual orientation; race; ethnicity; education; marital status; health care coverage; work for pay in last week; household job loss; and number of people in household.