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. 2022 Jul 14;46(4):713–735. doi: 10.1007/s12197-022-09591-x

Table 1.

Baseline multivariate regressions

Baseline model Excluding USA LnCVD DGR Ln_ZS SD_QR SD_DR SD_QR High-income Low-income
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
CVD

-0.756***

(0.049)

-0.695***

(0.144)

-1.334***

(0.124)

-1.779***

(0.017)

-0.022***

(0.005)

2.507***

(0.256)

0.334***

(0.087)

1.898***

(0.540)

-0.702***

(0.060)

-0.669***

(0.176)

Size

1.563

(1.740)

-1.894*

(0.956)

-0.243

(0.662)

1.558

(1.728)

-0.198

(0.147)

19.706**

(7.613)

0.396

(1.720)

2.293

(11.121)

3.485**

(1.328)

-1.506*

(0.772)

Capital

39.435***

(8.272)

32.238***

(11.405)

40.732***

(12.722)

38.487***

(8.499)

-1.014**

(0.427)

-2.339

(23.128)

-8.452*

(4.272)

-20.228

(16.564)

49.160***

(17.455)

35.424***

(10.119)

Asset_Quality

1.479

(1.572)

-1.455

(6.735)

4.771***

(1.601)

0.953

(1.723)

-0.068

(0.220)

-0.748

(1.678)

-2.039***

(0.361)

-2.789

(4.731)

0.705

(2.221)

5.808

(4.500)

Loans

9.570***

(2.494)

5.122***

(1.665)

6.601*

(3.802)

8.939***

(2.818)

0.354***

(0.074)

3.428

(4.275)

-2.858

(2.908)

-18.829

(21.531)

12.831***

(0.805)

4.129*

(2.269)

Deposits

1.539

(1.388)

-0.446

(2.431)

4.498***

(1.631)

1.798

(1.326)

-0.122

(0.178)

16.426

(11.211)

0.472

(0.680)

1.857

(6.033)

2.642**

(1.065)

0.026

(2.443)

Growth

-2.734**

(1.079)

-3.786

(2.308)

-1.637**

(0.652)

-2.813**

(1.074)

-0.103*

(0.059)

-5.142

(4.943)

-0.290

(1.227)

-7.250

(7.177)

-1.869***

(0.572)

-3.560

(3.082)

Earnings

-25.666***

(7.281)

-27.700**

(11.254)

-14.004

(9.560)

-26.704***

(7.732)

-0.835*

(0.470)

-7.031

(17.129)

-5.320

(6.681)

-34.038

(40.873)

-20.636***

(2.193)

-25.603*

(12.663)

Healthcare

-3.592

(3.106)

-3.754

(3.297)

-9.420**

(4.425)

-3.529

(3.079)

-0.424

(0.370)

17.812***

(4.204)

3.559***

(1.190)

2.043

(10.200)

-39.638***

(5.528)

-6.194**

(2.187)

GDP

0.309

(0.233)

0.323

(0.241)

0.414**

(0.158)

0.306

(0.231)

0.041

(0.030)

-0.438*

(0.248)

-0.029

(0.082)

0.301

(0.313)

-0.168

(0.348)

0.627***

(0.171)

Econ_Support

-0.069***

(0.001)

-0.068***

(0.002)

-0.056***

(0.014)

-0.131***

(0.003)

-0.005***

(0.000)

0.250***

(0.023)

-0.016**

(0.007)

0.111***

(0.037)

0.072***

(0.013)

-0.001

(0.004)

Stringency

0.001

(0.024)

-0.047*

(0.026)

-0.459***

(0.027)

0.192***

(0.019)

-0.002

(0.002)

0.160***

(0.030)

-0.029***

(0.005)

0.025

(0.034)

0.021

(0.035)

0.134***

(0.009)

Containment

-0.071**

(0.029)

-0.012

(0.033)

0.682***

(0.053)

-0.174***

(0.030)

0.001

(0.003)

-0.283***

(0.060)

0.044***

(0.016)

-0.010

(0.080)

-0.079*

(0.041)

0.042*

(0.022)

Constant

41.455

(30.601)

72.291***

(26.688)

103.119***

(36.041)

41.777

(30.008)

8.577**

(3.478)

-334.326***

(99.389)

-25.279

(20.523)

-24.860

(144.593)

335.750***

(55.345)

49.339***

(15.327)

Observations 1,953 1,110 2,563 1,917 1,949 1,905 1,905 1,903 1,366 587
AdjR2 0.206 0.251 0.199 0.207 0.291 0.334 0.650 0.284 0.218 0.206
#Banks 547 309 681 547 547 531 531 531 389 158
FE Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes
F Statistic 51.37*** 8.51*** 38.87*** 17.04*** 163.37*** 13.83*** 70.12*** 47.79*** 1287.13*** 24.36***

In this tables, we report the results from our baseline multivariate regressions. All models include bank- and macro-controls, as well as country-year and bank-fixed effects. Standard errors are in parentheses. ***, **, and * indicate statistical significance at 1%, 5%, and 10%, respectively