Table 4.

HTMT ratio

	BI	EE	FC	PDT	PE	PPR	PSR	SI
BI
EE	0.138
FC	0.376	0.392
PDT	0.459	0.073	0.130
PE	0.555	0.223	0.360	0.194
PPR	0.478	0.071	0.087	0.068	0.148
PSR	0.418	0.090	0.122	0.160	0.105	0.617
SI	0.372	0.103	0.247	0.174	0.479	0.090	0.074

Notes: BI = behavioral intention; EE = effort expectancy; FC = facilitating conditions; PDT = perceived disease threat; PE = performance expectancy; PPR = perceived privacy risk; PSR = perceived security risk; SI = social influence.