FbF	Comparison	p‐value
Taken out any new loans since December 2017	43.4	37.0	0.23
Loans taken specifically because of dzud	72.0	68.8	0.68
Loan amount (median, thousands MNT)	2,500	2,000	0.14
Loan not yet fully paid back	93.3	85.9	0.25
Proportion of loan outstanding at the time of the survey	88.0	90.2	0.56
Has dzud affected your ability to pay back the loan?
Forced me to delay loan payback	70.0	63.6	0 .13
Caused me to default on my loan	12. 9	16.4	0.59
N	75	60	–

Note:

^∗p<0.1;

^∗∗p<0.05;

^∗∗∗p<0.01 (p‐values adjusted for multiple comparisons using Holm's correction within categories; medians tested using the Brown–Mood median test).

Source: authors.