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. 2022 Jul 25;5(7):e2223141. doi: 10.1001/jamanetworkopen.2022.23141

Table 2. Association of Health Insurance Literacy With Financial Hardship by the Comprehensive Score for Financial Toxicity–Functional Assessment of Chronic Illness Therapy Measure.

Variableb Model 1 Model 2a
OR (95% CI) P value OR (95% CI) P value
HILM overall score (10-point increase) 0.82 (0.68-0.99) .04 0.88 (0.72-1.09) .24
Financial literacy score (1-point increase) NA NA 0.86 (0.69-1.07) .17

Abbreviations: HILM, Health Insurance Literacy Measure; NA, not applicable; OR, odds ratio.

a

Model 2 included financial literacy.

b

Other significant variables included patient age, time from diagnosis, educational level, and income in model 1 and patient age, time from diagnosis, and income in model 2.