TABLE 2.

Reliability and validity analysis.

Variables	Items	Loadings	T-statistics	VIF	α	CR	AVE
Agreeableness	AGR1	0.636***	16.775	1.852	0.843	0.885	0.565
	AGR2	0.678***	20.524	1.933
	AGR3	0.747***	25.97	1.911
	AGR4	0.820***	32.094	2.615
	AGR5	0.802***	30.107	2.302
	AGR6	0.808***	29.332	2.370
Adoption Intention	AI1	0.874***	39.26	2.068	0.842	0.905	0.76
	AI2	0.887***	52.55	2.226
	AI3	0.855***	47.545	1.824
Conscientiousness	CONS1	0.843***	21.158	2.215	0.889	0.923	0.75
	CONS2	0.890***	28.357	2.496
	CONS3	0.864***	23.528	2.367
	CONS4	0.866***	24.215	2.443
Extraversion	EXTR1	0.820***	14.745	1.724	0.848	0.898	0.689
	EXTR2	0.698***	11.593	1.478
	EXTR3	0.896***	25.063	2.945
	EXTR4	0.890***	20.374	2.996
Neuroticism	NEUR1	0.817***	24.05	2.326	0.91	0.928	0.65
	NEUR2	0.844***	28.565	2.698
	NEUR3	0.872***	29.1	3.225
	NEUR4	0.797***	22.26	2.419
	NEUR5	0.769***	21.811	1.922
	NEUR6	0.729***	16.7	1.990
	NEUR7	0.807***	20.858	2.064
Openness	OPEN1	0.848***	23.858	2.365	0.86	0.899	0.641
	OPEN2	0.806***	16.845	2.061
	OPEN3	0.795***	18.717	1.841
	OPEN4	0.761***	17.298	1.708
	OPEN5	0.790***	16.536	1.905
Satisfaction	SAT1	0.863***	26.364	1.643	0.757	0.859	0.672
	SAT2	0.870***	23.644	1.786
	SAT3	0.716***	14.791	1.366

***Significant at p < 0.001.