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. 2022 Jul 22;13:898486. doi: 10.3389/fpsyg.2022.898486

Table 2.

The questions about financial knowledge and financial behavior to examine the financial literacy of the respondents.

Dimensions Questions
Financial knowledge What is your degree of concern for economic and financial information?
1. Extremely concerned 2. Very concerned
3. Generally concerned
4. Seldomly concerned 5. Not at all
Given a 4% interest rate, how much would you have in total after 1 year if you have 100 yuan deposited?
1. Under 104 2. 104 3. Over 104 4. Cannot figure out
With an interest rate of 5% and an inflation rate of 3%, the staff you buy with the money you have
saved in the bank for 1 year is?
1. More than last year 2. The same as last year 3. Less than last year
4. Cannot figure out
Financial behavior Which of the choice below do you want to invest most if you have adequate money? 1. Project with high-risk and high-return 2. Project with slightly high-risk and slightly high-return 3. Project with average risk and return 4. Project with slight risk and return 5. Unwilling to carry any risk 6. No idea