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Comparison of prediction results of all models.
| Support vector machines | Regression model | BPNN | |
|---|---|---|---|
| Area under the curve | 0.68 | 0.72 | 0.79 |
| Prediction accuracy of normal loans | 71.57% | 75.41% | 81.34% |
| Predictive accuracy of defaulted loans | 75.42% | 80.07% | 84.05% |
