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. 2022 Apr 25;30(9):7159–7190. doi: 10.1007/s00520-022-07044-z

Table 1.

Characteristics of the included studies

Authors Year Aim Study design/data collection Country Sample size Cancer type Cancer stage Gender Mean age (years) Tools for measuring financial toxicity Key results
a. Included quantitative studies
Ting et al. [38] 2020 To determine the prevalence and associated factors of objective and subjective financial toxicity among urologic cancer patients in Malaysia. Secondly, it investigated the association between financial toxicity and HRQoL Prospective, cross-sectional/questionnaire Malaysia 429 Prostate = 366, bladder = 31 and kidney = 32 I = 48, II = 179, III = 85 and IV = 117 M = 414 and F = 15 NR Used the catastrophic health expenditure tool and Personal Financial Wellness Scale to measure financial toxicity

•Greater objective and subjective financial toxicities were associated with poor HRQoL

•Patients attending a private tertiary hospital were more likely to face objective financial toxicity (OR = 258.14, 95% CI = 22.16–3007.58)

•Female respondents were more likely to face average to high subjective financial toxicity (OR = 44.88, 95% CI = 4.58–440.12)

Su et al. [39] 2020 To estimate the proportion of Chinese cancer survivors experiencing financial hardship and then examine the relationship between material and behavioural financial hardship Cross-sectional/questionnaire China 964 Breast = 398, lung = 140, colorectal = 198 and stomach = 228 NR M = 366 and F = 598 NR

Material financial problem questions: How much did you or your family borrow or how much debt did you incur because of your cancer, its treatment or the lasting effects of that treatment?

Behavioural financial hardship questions: Have you ever forgone cancer treatments because of worrying about the costs? And if so, which cancer treatment is it?

•Almost half of survivors experienced material financial hardship

•10% of cancer survivors reported experiencing behavioural financial hardship

Kasahun et al. [40] 2020 To examine the incidence of catastrophic health expenditure and identify associated factors and coping strategies among patients attending cancer treatment services in Addis Ababa, Ethiopia Cross-sectional/questionnaire Ethiopia 352 Breast = 130, cervical = 58, colorectal = 46, NPC = 13 and others = 105 NR M = 94 and F = 258 48 ± 13.2

Structured questionnaire based on WHO Study of Global Ageing and Adult Health

Household income and expenditure were measured based on respondents’ self-reported daily or monthly income and expenditure

•74.4% of patients experienced CHE with mean overall expenditure of $2366 per patient

•Inpatient services accounted for 2-thirds of the total expenditure with a mean cost of $1584

Zhao et al. [41] 2019 To measure the comprehensive needs of cancer patients and explore the possible factors associated with their needs Cross-sectional/questionnaires China 200 General NR M = 96 and F = 104 54.87 ± 12.45 Used the comprehensive needs assessment tool (CNAT) in cancer for patients to measure financial burden

•84.5% of the patients had medical insurance

•Patients who were younger, female, with low family monthly income, at their own expense, more than 3 years after diagnosis, and with highly educated caregivers had higher score of CNAT (49.13 ± 10.13)

•Lowest score of CNAT was the need for physical symptoms (35.12 ± 16.68)

Tekin and Saygili [29] 2019 To determine the annual direct medical costs of all breast cancer patients in Turkey with top-down cost approach Retrospective cohort/electronic records Turkey 26,664 Breast NR M = 2432 and F = 24,232 NR Hospital billing system

•Total medical cost of outpatients was $73,534,475.5

•Total medical cost of inpatients was $23,159,274.9

•Total cost of drugs and medical equipment was $14,805,009.2

Rozman et al. [42] 2019 To describe the resource utilisation and costs among cancer patients by cancer localisation and per month of treatment before death Retrospective cohort/electronic records Brazil 2985 Lung = 370; colon and rectal = 368; H&N = 353; stomach = 243; breast = 221; female genital tract = 176; oesophagus = 145; prostate = 139; bladder = 94; malignant melanoma = 92; haematological = 90; liver = 87; pancreas = 80; kidney = 71; malignant neoplasm, not otherwise = 65; other sites in the digestive tract = 62; male genital tract = 18; thyroid = 14; others = 146 NR M = 1629 and F = 1356 64.4 ± 13.46 Hospital billing system •Average cost per patient was $12,335, ranging from $8269 for patients with pancreatic cancer to $19,395 for patients with brain cancer
Piroozi et al. [43] 2019 To investigate the prevalence as well as the effective factors on facing CHE after the implementation of health transformation plan Cross-sectional/questionnaire Iran 161 Oesophageal = 36, stomach = 34, colon and rectum = 67 and others = 24 I = 26, II = 30, III = 37 and IV = 68 M = 152 and F = 9 NR World Health Survey Questionnaire developed by the WHO

•Lack of supplementary health insurance and low socio-economic status were the significant factors affecting exposure to CHE

•The rate of households facing CHE was 72.7%

Moghadam et al. [36] 2019 To investigate the economic burden of prostate cancer patients and their health-related quality of life Retrospective cohort/questionnaire Iran 499 Prostate cancer NR M = 449 72 ± 9.25 Self-developed questionnaire based on opinions of urology and oncology specialists and experts in the field of economics

•The mean score for HRQoL was 0.62 ± 0.16 for all patients

•Chemotherapy patients suffered the worst scores in the physical well-being subscale (0.47 ± 0.24)

Leng et al. [44] 2019 To explore the prevalence, determinants and consequences of CHE among urban and rural end-of-life cancer patients in China Retrospective cohort/questionnaires China 792 Lung = 187, intestinal = 53, gastric = 126, liver = 135, oesophagus = 86 and others = 205 NR M = 539 and F = 253

Urban dwellers = 64.75

Rural dwellers = 64.01

Unvalidated questionnaire that collected information such as demographic characteristics, health services utilisation and end-of-life out-of-pocket payments

•94.3% of urban households and 96.1% of rural households spent 40% or more of their monthly income as out-of-pocket cancer health care expenditure

•The poorer the household, the higher the prevalence of catastrophic health expenditure

•Health insurance did not adequately compensate for CHE

Bhoo-Pathy et al. [45] 2019 To examine the incidence, cost drivers and factors associated with financial toxicity after cancer in an upper–middle-income country with universal health coverage Prospective longitudinal cohort/cost dairies and questionnaire Malaysia 1294 GI = 345, respiratory = 62, breast = 424, female reproductive = 81, urogenital = 14, hematologic = 278 and other = 90 I = 59, II = 153, III = 103, IV = 170 and unknown = 531 M = 470 and F = 824 Median = 53 Unvalidated questionnaire that collected cost data on conventional medical care, traditional and complementary medical care and goods and services related to cancer care (transportation, meals, lodging, parking, childcare and personal items directly incurred by patients and not reimbursed by insurance

•Overall incidence of financial toxicity among the cancer survivors at 1 year was 51% (n = 665), ranging from 33% in MOH hospitals to 65% in the public university hospital and 72% in the private hospitals

•Low-income status, type of hospital and lack of health insurance were strong predictors of financial toxicity

•Payments for conventional medical care made up 39% of the total OOP costs borne by the affected households

Zheng et al. [46] 2018 To evaluate the medical economic burden, including total current curative expenditure and CHE on cancer in Liaoning Province, China Retrospective cohort/medical records and questionnaire China 1344 General NR M = 775 and F = 569 NR Questionnaire surveys among cancer patients, which collected information of demographic characteristics, household income and expenditure, medical expenses and compensation

•Incidence of CHE was 42.78%. Influencing factors were length of stay, type of health insurance and location of household

•Among the households, those with oesophageal cancer patients were most likely to experience CHE of which the incidence rates were 60.29%, 57.89% and 46.89%

Sun et al. [37] 2018 To examine the costs of the first course treatments in Chinese patients with stomach cancer and the associated trends Retrospective cohort/medical records China 14,692 Stomach I = 2357, II = 2590, III = 3452, IV = 4838 and unknown = 1060 M = 10,092 and F = 4205 58.1 ± 12.6 Hospital information system that collected medical expenses for cancer treatments including payments (both of out-of-pocket payments and payments by insurance plans) of each patient for admissions and outpatients from the first admission date to the last discharge date

•Average medical expenses of the first course treatments were about $6851

•Contributing factors included long stay in hospital and an increased number of episodes of care

Saengow et al. [32] 2018 To determine the willingness to pay for faecal immunochemical test and colonoscopy and examine an effect of proposed co-payment on uptake rates Cross-sectional/questionnaire Thailand 437 Colorectal M = 183 and F = 254 58.4 ± NR Willingness to pay for colorectal cancer screening questionnaire

•Less than half of participants were willing to pay for colonoscopy

•Presence of companion, female and family history of cancer were influential factors

Qiu et al. [34] 2018 To understand the medical expenditure for liver cancer during 2002–2011 in urban areas of China Retrospective cohort/questionnaire China 12,342 Liver I = 905, II = 3089, III = 4683, IV = 2556 and unknown = 1109 M = 9638 and F = 2704 54.91 ± 12.29 Individual case–based medical care cost records, with data such as demographic, diagnostic information and detailed expenditure information relating to different types of service including registration, ward bed, diagnosis, examination, treatment, surgery, laboratory, nursing and drugs •Pharmaceuticals accounted for the biggest part of the medical expenditure, and it rose from 48.01 to 52.96%
Perin et al. [24] 2018 To assess the hospital costs of diagnosing and treating patients with stage IIIB and IV non-small cell lung cancer Retrospective cohort/electronic records Serbia 187 Lung IIIB = 69 and IV = 118 M = 137 and F = 50 NR Extracted resources and procedures from the integrated hospital information system to estimate the cost for each patient

•The average hospital cost per patient was $3309.40

•37% of the hospital cost was due to medication

Owenga and Nyambedha [47] 2018 To assess the financial challenges and sources of financial assistance for cervical cancer patients Cross-sectional/questionnaire Kenya 334 Cervical I = 52, II = 40, III = 63 and IV = 129 F = 334 NR Self-designed questionnaire that collected information such as socio-demographics and health history, financial challenges of cervical cancer patients, patient care and information needs and spiritual needs

•Financial challenges were costs of medication 291 (87%), cost of travel 281 (84%) and cost of diagnostic tests 250 (75%)

•13% of patients received assistance from charity organisation, 27% received assistance from friends, 9% received assistance from colleagues, 10% received assistance from relatives and 10% received assistance from church

Nguyen, et al. [48] 2018 To estimate the medical costs for the treatment of cervical cancer patients Retrospective cohort/medical records and expert discussion Vietnam 52 patients and 10 experts Cervical NR F = 62 NR Reviewed medical records of 52 patients with cervical cancers to document the medical procedures, types and quantity of resources needed for the service

•The unit costs for precancer services fluctuated from $18.26 to $33.31

•The main cost driver of radical hysterectomy and radiotherapy was the staff payments (59%)

Liao et al. [30] 2018 To assess the economic burden of breast cancer (BC) diagnosis and treatment in China through a multicentre cross-sectional study and to obtain a theoretical evidence for policy-making Cross-sectional/questionnaire China 2746 Breast I = 546, II = 1236, III = 603, IV = 285 and unknown = 76 F = 2746 49.6 ± 10.0 Questionnaire comprising of demographic characteristics, clinical information and relative expenditure information (dates of diagnosis and treatment, all medical expenditure [self-pay and healthcare costs], non-medical expenditure [transportation, accommodation, meals, nutrition and employee escort fees])

•Overall average expenditure was $8450 (medical expenditure: $7527; non-medical expenditure: $922)

•Average loss of time was $1529

Chen et al. [25] 2018 To examine the effect of financial burden, using objective and subjective indicators, on the HRQoL in lung cancer patients Cross-sectional/medical records and questionnaires China 227 Lung I = 12, II = 28, III = 57 and IV = 130 M = 159 and F = 68 59.48 ± 9.42

Financial information was collected using 4 questions: How much did you pay for the medical expense last month? (direct medical costs)

How much did you spend on the disease-related expenses other than medical expenses, such as buying health supplements, last month? (direct nonmedical costs)

What proportion of your annual household income do you spend on healthcare annually? (healthcare cost-to-income ratio)

Have your disease and treatment caused you and your family financial difficulty? (perceived financial difficulty)

•Financial difficulty was perceived in 83.7% of the participants

•Mean direct medical costs was $2518.83 with a median of $1515.01 and a range from $60.60 to $18,180.17

•27.3% reported that the healthcare cost-to-income ratio was less than 40%

Atieno et al. [49] 2018 To evaluate the economic burden of treating cancer patients Cross-sectional/questionnaire Kenya 412 General NR M = 152 and F = 261 NR The self-designed questionnaire collected information such as patient demographics, medicines prescribed and their costs, cost of radiologic tests, costs of laboratory tests, any surgery and associated costs and quantity and costs of any medical devices used •Patients on chemotherapy alone cost an average of $1364.3, surgery cost $1265.6, radiotherapy $1175.1 and combination of all 3, $3291.8 per patient
Zhuyan et al. [35] 2017 To assess the association of financial status and QoL among Chinese women actively undergoing chemotherapy for recurrent ovarian cancer Prospective, longitudinal cohort/medical records, questionnaires China 123 Ovarian NR F = 123 53.4 ± 9.3

Reviewed medical records to document information such as demographic and clinical data (age, marital status, education, occupation, type of insurance, financial status and number of recurrences and intervals between recurrences)

Financial status was based on self-reported annual family income minus expenses

Quality of life was evaluated using the simplified Chinese version (3.0) of the European Organization for Research and Treatment of Cancer (EORCT) 30-Item Core Quality of Life Questionnaire (QLQ-C30) and the simplified Chinese version of the QLQ-OV28 questionnaire which is specific to ovarian cancer

•Patients with low financial status had a significantly higher risk of deteriorating HRQoL in physical functioning (p = 0.001), role functioning (p = 0.0140), emotional functioning (p = 0.021), pain (p = 0.010) and financial difficulties (p = 0.003)
Wenhui, Shenglan [50] 2017 To analyse the health services utilisation and financial burden of insured cancer patients and identify the gaps of financial protection provided by insurance in urban China Retrospective cohort/medical records China

Shanghai = 600

Beijing = 600

Fuzhou = 600

Chongqing = 608

General NR

Shanghai

M = 289 and F = 311

Beijing

M = 325 and F = 275

Fuzhou

M = 311 and F = 289

Chongqing

M = 346 and F = 262

Shanghai = 63.5 ± 12.4

Beijing = 63.2 ± 13.5

Fuzhou = 67.1 ± 10.0

Chongqing = 67.4 ± 13.7

Hospital records of participants were extracted. Average total expense per visit, average out-of-pocket payments and average reimbursement rate were analysed •The average OOP as the proportion of household’s capacity to pay was 87.3% (Chongqing), 66.0% (Fuzhou), 33.7% (Beijing) and 19.6% (Shanghai)
Thongprasert et al. [26] 2015 To evaluate the patient and public willingness to pay for a quality-adjusted life year for lung cancer treatments using Thailand as an example Cross-sectional/questionnaire Thailand 150 Lung I–II = 5 and III–IV = 145 M = 78 and F = 72 60.9 ± 10.40 The questionnaire collected information such as socio-demographic data, respondents’ health status/utility and willingness to pay •Patients’ willingness to pay was associated with quality of life, financial difficulties, health insurance, diarrhoea and wealth
The Action Study Group et al. [23] 2015 To determine, in this region, in patients with a first-time diagnosis of cancer and in whom surgery was specified in their initial treatment plans, the incidence of financial catastrophe owing to out-of-pocket payments for treatment, treatment discontinuation (as defined by whether such patients proceed to hospitalisation by 3 months), and mortality, as well as the factors associated with such outcomes Prospective, longitudinal cohort/questionnaire 8-country (Malaysia, Thailand, Indonesia, Philippines, Vietnam, Laos, Cambodia and Myanmar) 4584 Breast = 1667; mouth and pharynx = 388; stomach = 227; colon and rectum = 622; trachea, bronchus and lung = 116; cervix = 341; uterus = 135; ovary = 179; and others = 779 I = 415, II = 1181, III = 944 and IV = 483 M = 1300 and F = 3284 51.3 ± 12.4 The questionnaire collected information such as participants’ age, sex, marital status, country of residence, highest level of education attained, employment status and recent experience of economic hardship whether in the previous 12 months they were unable to make any necessary household payments or needed assistance to do so, annual household income and health insurance status •31% of participants incurred financial catastrophe. Women had greater odds of financial catastrophe than men (OR, 1.35; 95% CI, 1.05–1.74)
Lkhoyaali et al. [51] 2015 To assess the social, psychological, behavioural and economic impact on patient’s family caregivers Prospective cohort/questionnaire Morocco 150 Lung, breast and lymphoma NR M = 61 and F = 89 44.7 Participants’ demographics, disease characteristics and social, economic and psychological features were collected with a questionnaire. Psychological impact was assessed using Diagnostic and Statistical Manual of Mental Disorders •Economic resources were exceeded in 78.7%. 56% used banking credits and sold properties. Work lay-off was recorded in 54%
Ak et al. [27] 2015 To evaluate the relationship between cost according to treatment type and prognosis in malignant PI Retrospective cohort/medical records Turkey 275 PM I–II = 50, III–IV = 221 and unknown = 4 M = 146 and F = 129 63.2 ± 11.2 Medical records of participants were reviewed. Direct medical costs were estimated as the sum of hospital bills attributed to the disease. The phases of care were divided into 3 periods as diagnosis, treatment and terminal phase in chemotherapy and multimodality groups •Factors affecting the cost were histology, treatment type, received second- and third-line chemotherapy and number of hospitalisations
Nguyen et al. [31] 2013 To estimate the direct medical cost of a 5-year treatment course for women with primary breast cancer in Central Vietnam Retrospective cohort/medical records Vietnam 129 Breast I = 9, II = 73, III = 35 and V = 12 F = 129 51 ± 9.5 Medical records were reviewed to obtain personal information (e.g. name, age, home address), date of admission, diagnosis and stage, treatment regimes, itemized invoices and health insurance participation. Unit costs for treatments received over the study period were acquired from the hospital’s finance department •Total direct medical cost for a 5-year treatment course was estimated at $975 per patient (range: $11.7–$3955)
Nazer et al. [52] 2013 To describe the drug utilisation pattern and drug cost in the treatment of cancer patients with severe sepsis and septic Retrospective cohort/electronic records Jordan 116 General NR M = 65 and F = 51 51.7 ± 14.8 Electronic medical records were reviewed to determine the total number of medications prescribed, the type of medications, and the cost of each medication •Mean number of medications prescribed per patient were 11.7 (SD ± 4.7)
Chindaprasirt et al. [33] 2012 To identify admission rates and healthcare cost of colorectal cancer Retrospective cohort/medical records Thailand 45,692 Colorectal NR M = 24,068 and F = 21,624 NR Medical records were reviewed to collect data such as age, gender, level of hospital, regions of hospital, admission rate and hospital costs

•Colorectal cancer contributed to 98.5 per 100,000 adult persons admission rates

•Average hospital charge per admission were $1360.06

Edis and Karlikaya [28] 2007 To evaluate the individual and societal costs of lung cancer derived from our patient representative Observational cohort/medical records Turkey 103 Lung NR M = 98 and F = 5 64 ± 9.3 Hospital billing system were reviewed to obtained direct medical costs and additional medical costs associated with the diagnosis and treatment of lung cancer

•Average survival was 6.8 months

•Average cost per patient was $5.480 ± 4.088

•Direct medical cost was $5.471 ± 4.091

b.Included qualitative studies
Moradian et al. [53] 2012 To explore, through qualitative semi-structured interviews, Iranian cancer patients’ needs Qualitative, descriptive/semi-structured interviews Iran 30 Breast = 7, GI = 5, bladder = 2; testis = 2, lung = 2, sarcoma = 2 and other = 10 I = 8, II = 15 and III-IV = 7 M = 11 and F = 19 42 years and ranged between 19 and 59 years Semi-structured interviews with interview guide focused on the main theme: ‘patients need to express feelings about the disease, impact of cancer on their daily life and their experiences of existing services’ •Major themes: financial issues (cost of treatment and interference with their ability to work), psychosocial issues (social and significant others support, distress and fear from future) and care satisfaction (accessing information and nursing care)