Table 3.

Frequencies.

		Frequency	Valid percent	Cumulative percent
Lending experience	Yes	136	40.6	40.6
	No	199	59.4	100.0
	Total	335	100.0
Knowing at least 1 P2P lending platform	Yes	42	12.5	12.5
	No	293	87.5	100.0
	Total	335	100.0
Financial literacy scores	100	137	40.9	40.9
	67	85	25.4	66.3
	33	72	21.5	87.8
	0	41	12.2	100.0
	Total	335	100.0
Gender	Male	170	50.7	50.7
	Female	165	49.3	100.0
	Total	335	100.0
Age	Above 60	8	2.4	2.4
	50-59	25	7.5	9.9
	40-49	50	14.9	24.8
	30-39	81	24.2	49.0
	20-29	152	45.4	94.3
	17-20	19	5.7	100.0
	Total	335	100.0
Ethnicity	Others	86	25.7	25.7
	Indian	48	14.3	40.0
	Chinese	113	33.7	73.7
	Malay	88	26.3	100.0
	Total	335	100.0
Education	Postgraduate	84	25.1	25.1
	Degree	183	54.6	79.7
	Diploma	40	11.9	91.6
	Secondary	28	8.4	100.0
	Total	335	100.0
Maritial status	Married	129	38.5	38.5
	Single	206	61.5	100.0
	Total	335	100.0
Student/Non-students	Non-student	191	57.0	57.0
	Student	144	43.0	100.0
	Total	335	100.0