Table 5.
Pearson correlations between variables.
| Lending experience | Knowing at least 1 P2P lending platform | P2P lending awareness | Financial literacy | Gender | Age | Ethnicity | Education | Marital | Student/Non-Student | |
|---|---|---|---|---|---|---|---|---|---|---|
| Lending experience | 1 | .128 * | .155 ** | -0.012 | 0.097 | 0.057 | 0.088 | 0.057 | 0.045 | 0.018 |
| Knowing at least 1 P2P lending platform | .128 * | 1 | .135 * | .172 ** | -0.006 | -0.022 | -0.044 | .124 * | 0.071 | 0.019 |
| P2P lending awareness | .155 ** | .135 * | 1 | 0.066 | 0.011 | 0.087 | -0.013 | .116 * | .157 ** | .112 * |
| Financial literacy | -0.012 | .172 ** | 0.066 | 1 | -0.025 | .170 ** | -.166 ** | .201 ** | .166 ** | .210 ** |
| Gender | 0.097 | -0.006 | 0.011 | -0.025 | 1 | 0.018 | .148 ** | -.113 * | -0.042 | 0.001 |
| Age | 0.057 | -0.022 | 0.087 | .170 ** | 0.018 | 1 | -.254 ** | .211 ** | .609 ** | .642 ** |
| Ethnicity | 0.088 | -0.044 | -0.013 | -.166 ** | .148 ** | -.254 ** | 1 | 0.034 | -.303 ** | -.263 ** |
| Education | 0.057 | .124 * | .116 * | .201 ** | -.113 * | .211 ** | 0.034 | 1 | .173 ** | .215 ** |
| Marital | 0.045 | 0.071 | .157 ** | .166 ** | -0.042 | .609 ** | -.303 ** | .173 ** | 1 | .563 ** |
| Student/Non-student | 0.018 | 0.019 | .112 * | .210 ** | 0.001 | .642 ** | -.263 ** | .215 ** | .563 ** | 1 |
Correlation is significant at the 0.05 level (2-tailed).
Correlation is significant at the 0.01 level (2-tailed).