Table 5.

Correlation matrix and discriminant assessment.

Construct	1	2	3	4	5	6	7	8
1. COI	0.926
2. UTV	0.726	0.913
3. HEV	0.755	0.745	0.889
4. PEU	0.608	0.628	0.635	0.831
5. PUS	0.719	0.701	0.671	0.703	0.910
6. NOV	0.556	0.667	0.620	0.583	0.606	0.845
7. PEN	0.409	0.553	0.569	0.507	0.430	0.600	0.936
8. PSI	0.291	0.420	0.476	0.285	0.270	0.447	0.535	0.927

Note: Diagonal values are the square root of AVE.