Table 4.

Results of structural model.

	Perceived severity		Perceived vulnerability
Group 1	Coef.	Rob. t-test	Coef.	Rob. t-test
Age	–	–	−0.191	−3.16
Gender	0.288	3.780	0.185	6.37
Household income	−0.102	−2.270	−0.047	−2.78
Residential location	–	–	0.359	9.500
Vehicle availability	–	–	0. 23	7.49
Group 2
Age	−0.19	−2.980	−0.200	−8.600
Gender	0.274	3.010	–	–

“–” = not statistically significant at 95% level of confidence.