Table 5.

Direct paths.

Paths	Effects	Model 1
		β	SD	T-value	p value
WPCW -> IUCW	(H1)+	0.12	0.027	4.427	∗∗∗
SI -> IUCW	(H2)+	0.209	0.045	4.603	∗∗∗
FPG -> IUCW	(H3)+	0.148	0.034	4.326	∗∗∗
KCW -> IUCW	(H4)+	0.338	0.052	6.496	∗∗∗
PA -> IUCW	(H5)+	0.312	0.039	8.027	∗∗∗
Control variables
Gender -> IUCW		0.007	0.024	0.305	0.76
Age -> IUCW		-0.017	0.023	0.752	0.452
Education -> IUCW		0.021	0.026	0.839	0.402

Note: ^∗∗∗significance at level p ≤ 0.001.