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. 2022 Oct 18;15:3039–3052. doi: 10.2147/PRBM.S382273

Table 3.

The HTMT Test of Discriminant Validity

Construct 1 2 3
1 Locus of Control
2 Love of Money 0.582
3 SMEs. Performance 0.537 0.269
4 Unethical Perception 0.672 0.780 0.389

Notes: A value below 0.9 is expected. Adapted Smartpls output.