Table 3.
Descriptive statistics and correlation among variables (N = 343).
| M | SD | AVE | PE | EE | SI | HCT | ADI | |
|---|---|---|---|---|---|---|---|---|
| PE | 3.96 | 0.75 | 0.697 | 0.835 | ||||
| EE | 3.11 | 0.97 | 0.779 | 0.276 ** | 0.883 | |||
| SI | 3.53 | 0.75 | 0.800 | 0.583 ** | 0.391 ** | 0.894 | ||
| HCT | 3.44 | 0.72 | 0.623 | 0.559 ** | 0.558 ** | 0.451 ** | 0.789 | |
| ADI | 3.70 | 0.72 | 0.650 | 0.441 ** | 0.261 ** | 0.511 ** | 0.604 ** | 0.806 |
Note: SD, standard deviations; AVE, average variance extracted; PE, performance expectancy; EE, effort expectancy; SI, social influence; HCT, human–computer trust; ADI, adoption intention. ** p < 0.05 (two-tailed). Values on the diagonal are the square root of the AVE of each variable.