Table 3.

Discriminant validity.

	Heterotrait–Monotrait Ratio				Fornell–Larcker Criterion
Constructs	ITQ	JI	PD	RTC	ITQ	JI	PD	RTC
ITQ					0.710
JI	0.651				0.569	0.728
PD	0.733	0.634			0.636	0.560	0.728
RTC	0.711	0.632	0.534		0.653	0.581	0.494	0.765