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. Author manuscript; available in PMC: 2022 Nov 4.
Published in final edited form as: Am Econ Rev Insights. 2022 Sep;4(3):389–407. doi: 10.1257/aeri.20210515

Table 1—

Hospital Financial Assistance Policies

Health System Number
of
Hospitalsa
Eligibility Criteriab Benefits
Panel A. Largest For-Profit Health Systems
HCA 185 Income < 200% FPL 100% write-off of emergency services costs
Healthcare Income between 200 and 400% FPL Cap out-of-pocket balances at 4% of annual income using a sliding scale
Community 105 Income < 200% FPL Receive care for free
Health Systems Income between 201 and 301% FPL Receive care discounted to the amount generally billed to Medicare
Tenet Healthcare 65 Income < 200% FPL 100% charity care discount
Universal 26 Income < 200% FPL 100% discount off gross charges
Health Services Income between 201 and 250% FPL 83.5% discount off gross charges
Income between 251 and 300% FPL 67% discount off gross charges
Panel B. Largest Non-Profit Health Systems
Ascension Healthc 151 Income ≤ 250% FPL 100% discount off patient responsibility amounts
Income between 250 and 350% FPL 75% discount off patient responsibility amounts
Income between 351 and 400% FPL 67% discount off patient responsibility amounts
Trinity Health 92 Income below 250% FPL 100% discount on patient financial obligations
Providence Health 51 Income ≤ 300% FPL 100% write-off on patient responsibility amounts
Income between 301 and 350% FPL 75% discount off patient responsibility amounts
Atrium Health 50 Income ≤ 200% FPL 100% discount on eligible services for 180 days
Income between 201 and 300% FPL 75% discount on eligible services for 180 days
Income between 301 and 400% FPL 50% discount on eligible services for 180 days
Kaiser Permanented 39 Income ≤ 350% FPL 100% discount on patient responsibility bills; may also include an eligibility period for follow up services
a

Based on information as of July 2019. See Appendix A for details for an expanded list and details on the construction of this table.

b

The table lists income-based eligibility criteria only. The exact terms for each financial assistance program may include other eligibility requirements such as patient insurance status, medical expenditure incurred, and asset level, which in turn might be associated with different benefit terms.

c

Eligibility criteria vary by state and by hospital. The policy here pertains to Lourdes Hospital in Binghamton, NY.

d

Eligibility criteria vary by region. The policy here pertains to Kaiser Permanente Northern California.