Table 7.
Summary of the independent variables.
| Variables | Observation | Mean | Median | SD | Sample variance | Maximum | Minimum |
|---|---|---|---|---|---|---|---|
| Overall private commercial banks | |||||||
| BS | 300 | 24.7 | 26.9 | 0.791 | 0.68 | 25.45 | 65.04 |
| DAR | 300 | 23.75 | 24.45 | 0.889 | 16.28 | 38.47 | 52.142 |
| DTAR | 300 | 0.852 | 0.831 | 0.492 | 0.421 | 0.075 | 0.871 |
| EAR | 300 | 0.641 | 0.759 | 0.763 | 0.087 | 0.08 | 0.255 |
| DER | 300 | 13.4 | 12.8 | 9.26 | 6.26 | 5.12 | 14.252 |
| LDR | 300 | 0.947 | 0.857 | 0.188 | 3.034 | 1.65 | 3.252 |
| IR | 300 | 3.985 | 2.844 | 1.055 | 0.069 | 3.214 | 4.221 |
| GDPGR | 300 | 2.061 | 1.0788 | 0.149 | 0.081 | 5.147 | 15.547 |
| Private commercial banks of Bangladesh | |||||||
| BS | 180 | 16.22 | 22.71 | 0.55 | 0.32 | 6.88 | 10.25 |
| DAR | 180 | 49.58 | 58.88 | 7.77 | 48.78 | 65.96 | 82.25 |
| DTAR | 180 | 4.32 | 3.57 | 1.85 | 1.06 | 1.98 | 6.05 |
| EAR | 180 | 1.98 | 0.08 | 0.48 | 0.32 | 1.55 | 3.12 |
| DER | 180 | 8.50 | 7.98 | 0.69 | 0.55 | 5.82 | 11.02 |
| LDR | 180 | 4.92 | 6.72 | 0.90 | 0.77 | 3.60 | 7.80 |
| IR | 180 | 7.87 | 7.90 | 2.80 | 5.73 | 4.78 | 11.89 |
| GDPGR | 180 | 7.52 | 6.99 | 1.78 | 5.25 | 4.65 | 11.02 |
| Private commercial banks of India | |||||||
| BS | 120 | 17.23 | 7.34 | 0.43 | 0.19 | 5.99 | 8.12 |
| DAR | 120 | 76.18 | 75.88 | 6.99 | 44.45 | 55.85 | 90.02 |
| DTAR | 120 | 3.12 | 2.44 | 1.05 | 1.03 | 1.87 | 5.55 |
| EAR | 120 | 1.89 | 0.09 | 0.48 | 0.24 | 1.2 | 3.87 |
| DER | 120 | 7.77 | 7.55 | 0.70 | 0.50 | 6.01 | 10.08 |
| LDR | 120 | 5.61 | 5.79 | 0.94 | 0.88 | 3.20 | 8.00 |
| IR | 120 | 8.52 | 8.35 | 2.40 | 5.66 | 4.50 | 12.01 |
| GDPGR | 120 | 7.58 | 7.55 | 1.82 | 3.21 | 3.91 | 11.30 |
ROA, Return on Asset; ROE, Return on Equity; DTAR, Deposit to Asset Ratio; BS, Bank Size; DER, Debt to Equity Ratio; LDR, Loan to Deposit Ratio; DAR, Debt to Asset Ratio; EAR, Equity to Asset Ratio; IR, Inflation Rate (IR) and GDPGR, GDP Growth Rate.