Table 4. Regression result.

Hypothesis	β	STDEV	T Statistics	p-value	Result
PE -> BI	0.464	0.092	5.052	0.000	Accepted
EE -> BI	0.116	0.175	0.664	0.421	Rejected
SI -> BI	0.175	0.159	1.106	0.269	Rejected
FC -> AU	0.202	0.091	2.226	0.027	Accepted
BI -> AU	0.538	0.073	7.341	0.000	Accepted
PE_age -> BI	-0.061	0.098	0.623	0.533	Rejected
PE_sex -> BI	-0.048	0.098	0.490	0.624	Rejected
EE_age -> BI	-0.041	0.102	0.400	0.689	Rejected
EE_edu -> BI	0.029	0.073	0.402	0.688	Rejected
EE_exp -> BI	-0.008	0.645	0.012	0.991	Rejected
EE_sex -> BI	-0.027	0.067	0.408	0.684	Rejected
SI_age -> BI	0.031	0.093	0.331	0.741	Rejected
SI_edu -> BI	0.073	0.090	0.813	0.417	Rejected
SI_exp -> BI	0.008	0.554	0.015	0.988	Rejected
SI_sex -> BI	0.032	0.120	0.268	0.789	Rejected
FC_age -> AU	0.023	0.081	0.285	0.776	Rejected
FC_edu -> AU	0.017	0.072	0.241	0.810	Rejected
FC_exp -> AU	-0.022	0.064	0.349	0.727	Rejected
R2 AU	0.447
R2 BI	0.507
Q2 AU	0.377
Q2 BI	0.353