Table 4.

Discriminant validity of the constructs.

	PE	EE	FC	HM	HT	PV	TR	SI	ITK	PI	BI
PE	0.880
EE	0.608	0.850
FC	0.468	0.515	0.863
HM	0.387	0.391	0.483	0.889
HT	0.447	0.463	0.418	0.418	0.887
PV	0.366	0.440	0.567	0.573	0.544	0.896
TR	0.504	0.574	0.524	0.460	0.600	0.509	0.829
SI	0.589	0.623	0.618	0.473	0.538	0.505	0.625	0.759
ITK	0.541	0.487	0.428	0.474	0.491	0.460	0.567	0.533	0.848
PI	0.448	0.463	0.499	0.422	0.502	0.493	0.551	0.537	0.571	0.874
BI	0.596	0.560	0.595	0.540	0.649	0.586	0.706	0.691	0.660	0.722	0.924

The diagonal (in Bold) represents the square root of average variance extracted (AVE) and the sub-diagonals, the inter-construct correlation values.