Table 2.
Univariable analyses
| Comparison of means | IFDFWa mean | p-value | COSTb mean | p-value |
|---|---|---|---|---|
| Full-time employment | < .001 | < .001 | ||
| Yes | 4.81 | 15.75 | ||
| No | 3.66 | 11.19 | ||
| Race/ethnicity | .012 | .15 | ||
| White non-Hispanic | 4.49 | 13.95 | ||
| Black, Indigenous, or person of color | 3.60 | 12.12 | ||
| Student loan debt | .012 | .07 | ||
| Yes | 3.97 | 12.95 | ||
| No | 4.92 | 15.37 | ||
| Credit card debt | < .001 | < .001 | ||
| Yes | 3.57 | 11.19 | ||
| No | 6.55 | 20.98 | ||
| Marital/partner status | .02 | .05 | ||
| Single | 3.76 | 11.94 | ||
| Married/partnered | 4.63 | 14.75 | ||
| All others | 4.88 | 13.38 | ||
| Recurrence, metastasis, second cancer | .56 | .70 | ||
| Yes | 4.44 | 13.42 | ||
| No | 4.24 | 13.88 | ||
| Formal education | < .001 | < .001 | ||
| Bachelor’s degree or higher | 4.79 | 15.00 | ||
| Less than bachelor’s degree | 2.93 | 9.68 | ||
| Current annual income | < .001 | < .001 | ||
| < $25,000 | 2.29 | 6.05 | ||
| $25,000–$49,999 | 3.29 | 11.12 | ||
| $50,000–$99,999 | 4.32 | 13.98 | ||
| $100,000 or more | 6.24 | 19.25 | ||
| Treatment status | .36 | .15 | ||
| Active treatment | 3.80 | 11.21 | ||
| Receiving hormonal therapy | 4.20 | 13.41 | ||
| Finished with all treatment | 4.46 | 14.41 | ||
| Did not pay some/all of out-of-pocket expenses | < .001 | < .001 | ||
| Yes | 2.68 | 9.10 | ||
| No | 4.69 | 14.76 | ||
| Took out a loan to pay medical bills | < .001 | < .001 | ||
| Yes | 2.16 | 6.31 | ||
| No | 4.43 | 14.19 | ||
| Receive family help with out-of-pocket costs | .001 | < .001 | ||
| Yes | 3.42 | 9.58 | ||
| No | 4.59 | 15.00 | ||
| Paid for bills with a health savings account | < .001 | < .001 | ||
| Yes | 5.31 | 17.43 | ||
| No | 3.92 | 12.35 | ||
| Used crowdfunding to pay medical bills | .013 | .15 | ||
| Yes | 2.87 | 10.92 | ||
| No | 4.41 | 13.94 | ||
| Correlationsc | IFDFW | p-value | COST | p-value |
| Age at diagnosis | .05 | .47 | .04 | .50 |
| Age now | .14 | .04 | .15 | .02 |
| Education | .35 | < .001 | .25 | < .001 |
| Income | .43 | < .001 | .40 | < .001 |
aInCharge Financial Distress/Financial Well-Being Scale, scored 1 = 10 with lower scores indicating worse financial well-being
bComprehensive Scale for Financial Toxicity, scored 0–44 with lower scores indicating worse financial toxicity
cPearson r correlation