Table 3.
Multivariable associations of IFDFW with financial coping behaviors and financial consequences
| Odds ratio estimate | 95% Confidence interval | p-value | ||
|---|---|---|---|---|
| Financial coping behaviors | ||||
| Lifetimeb | ||||
| Skipped/delayed cancer treatment | 1.46 | 1.16 | 1.85 | < .001 |
| Skipped/delayed survivorship care | 1.35 | 1.14 | 1.91 | < .001 |
| Did not take medication as prescribed | 1.43 | 1.20 | 1.71 | < .001 |
| Past yearc | ||||
| Skipped medical test or appointment | 1.64 | 1.35 | 2.01 | < .001 |
| Had a health problem but did not see provider | 1.63 | 1.33 | 1.99 | < .001 |
| Skipped/delayed preventative care | 1.41 | 1.19 | 1.68 | < .001 |
| Skipped/delayed dental care | 1.33 | 1.14 | 1.56 | < .001 |
| Skipped/delayed vision care | 1.20 | 1.03 | 1.39 | 0.02 |
| Skipped/delated mental health care | 1.40 | 1.19 | 1.66 | < .001 |
| Did not see a specialist | 1.71 | 1.38 | 2.11 | < .001 |
| Did not fill a prescription | 1.38 | 1.12 | 1.69 | 0.002 |
| Took fewer pills than prescribed | 1.49 | 1.16 | 1.92 | 0.001 |
| In 2019 (Pre-Covid) | ||||
| Put off purchase | 1.32 | 1.13 | 1.55 | < .001 |
| Borrowed money | 1.47 | 1.24 | 1.76 | < .001 |
| Took on credit card debt | 1.97 | 1.58 | 2.45 | < .001 |
| Financial consequences | ||||
| In 2019 (Pre-Covid) | ||||
| Could not afford basic necessities | 2.31 | 1.64 | 3.26 | < .001 |
| Took money from savings | 1.38 | 1.17 | 1.62 | < .001 |
| Spent more than 10% of income on healthcare | 1.46 | 1.22 | 1.74 | < .001 |
| Contacted by debt collector | 1.52 | 1.27 | 1.83 | < .001 |
| Thought about or filed for bankruptcy | 2.62 | 1.69 | 4.07 | < .001 |
| Denied a loan | 1.75 | 1.32 | 2.30 | < .001 |
InCharge Financial Distress/Financial Well-Being Scale, scored 1 = 10 with lower scores indicating worse financial well-being; models controlled for current age, race/ethnicity, education, treatment status, income, full-time employment, and reported findings represent odds of engaging in practice for each one point decrease in scale
bRespondents reported if they had ever engaged in the named practice because of the cost
cRespondents reported if they had engaged in the named practice because of the cost in the past year