Table 4.

Fornell and Lacker Criteria

	SN	PCE	ES	MS	ATT	GBUB
SN	0.789
PCE	0.062	0.791
ES	0.162	0.601	0.762
MS	0.332	0.172	0.352	0.710
ATT	0.101	0.196	0.408	0.046	0.762
GBUB	0.502	0.301	0.288	0.095	0.357	0.807
Eigenvalues	8.35	5.29	4.05	2.87	2.29	1.63
% of Variance	28.56%	18.12%	13.87%	9.81%	7.85%	5.59%
Cumulative %	28.56%	46.68%	60.55%	70.36%	78.21%	83.80%

Note: The italic bold value in the diagonal elements stands for square root of AVE.