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. 2022 Sep 15;58(1):78–90. doi: 10.1111/1475-6773.14056

TABLE 2.

Association of discretionary income and better than average health per income level after controlling for social determinants of health and sociodemographic factors

Model 1 Less $15,000 $15,000 to $24,999 $35,000 to $49,999 $50,000 to $74,999 $75,000 or more
AME (95% CI) p‐value AME (95% CI) p‐value AME (95% CI) p‐value AME (95% CI) p‐value AME (95% CI) p‐value

Discretionary income (Ref: No)

Yes

0.12 (0.07 to 0.17) <0.001 0.11 (0.07 to 0.15) <0.001 0.11 (0.07 to 0.15) <0.001 0.09 (0.06 to 0.13) <0.001 0.09 (0.06 to 0.12) <0.001
Race and ethnicity (Ref: Non‐Hispanic, White)
Non‐Hispanic, Black 0.07 (0.00 to 0.14) 0.039 0.04 (−0.01 to 0.09) 0.147 −0.06 (−0.13 to 0.02) 0.122 0.03 (−0.04 to 0.09) 0.387 −0.11 (−0.17 to −0.04) 0.001
Non‐Hispanic, Asian 0.01 (−0.14 to 0.15) 0.938 0.01 (−0.13 to 0.15) 0.915 −0.29 (−0.44 to −0.14) <0.001 −0.01 (−0.16 to 0.15) 0.946 −0.13 (−0.21 to −0.05) 0.002
Non‐Hispanic, American Indian/Alaskan native 0.07 (−0.07 to 0.21) 0.325 −0.01 (−0.13 to 0.11) 0.837 −0.10 (−0.33 to 0.13) 0.393 −0.13 (−0.30 to 0.04) 0.133 −0.06 (−0.35 to 0.23) 0.675
Hispanic −0.03 (−0.09 to 0.04) 0.382 −0.07 (−0.13 to −0.01) 0.018 0.00 (−0.09 to 0.10) 0.954 −0.03 (−0.14 to 0.08) 0.561 −0.06 (−0.15 to 0.03) 0.23
Non‐Hispanic, Other race −0.07 (−0.14 to 0.01) 0.108 0.07 (−0.05 to 0.18) 0.253 −0.07 (−0.19 to 0.05) 0.235 −0.01 (−0.11 to 0.10) 0.919 −0.04 (−0.14 to 0.05) 0.391
Age group (References 18–24 )
25 to 34 −0.15 (−0.25 to −0.04) 0.007 −0.12 (−0.20 to −0.04) 0.004 −0.06 (−0.15 to 0.04) 0.26 −0.06 (−0.13 to 0.02) 0.144 −0.09 (−0.15 to −0.03) 0.004
35 to 44 −0.28 (−0.39 to −0.18) <0.001 −0.19 (−0.28 to −0.11) <0.001 −0.09 (−0.19 to 0.01) 0.066 −0.14 (−0.22 to −0.06) <0.001 −0.10 (−0.15 to −0.04) <0.001
45 to 54 −0.30 (−0.40 to −0.20) <0.001 −0.29 (−0.38 to −0.21) <0.001 −0.18 (−0.28 to −0.08) <0.001 −0.20 (−0.28 to −0.12) <0.001 −0.12 (−0.18 to −0.07) <0.001
55 to 64 −0.36 (−0.46 to −0.27) <0.001 −0.31 (−0.39 to −0.24) <0.001 −0.18 (−0.27 to −0.09) <0.001 −0.28 (−0.35 to −0.21) <0.001 −0.14 (−0.19 to −0.09) <0.001
65 to 74 −0.26 (−0.37 to −0.16) <0.001 −0.28 (−0.35 to −0.20) <0.001 −0.16 (−0.25 to −0.07) 0.001 −0.19 (−0.26 to −0.11) <0.001 −0.13 (−0.19 to −0.08) <0.001
75 or older −0.22 (−0.33 to −0.10) <0.001 −0.21 (−0.29 to −0.13) <0.001 −0.16 (−0.26 to −0.07) 0.001 −0.20 (−0.28 to −0.11) <0.001 −0.19 (−0.26 to −0.12) <0.001
Male (Ref: No)
Yes 0.04 (−0.01 to 0.08) 0.083 −0.04 (−0.08 to 0.00) 0.028 −0.04 (−0.08 to 0.00) 0.037 −0.05 (−0.08 to −0.01) 0.011 −0.06 (−0.08 to −0.04) <0.001
Married (Ref: No)
Yes −0.02 (−0.08 to 0.04) 0.445 0.02 (−0.02 to 0.06) 0.325 0.02 (−0.02 to 0.06) 0.349 0.03 (0.0 to 0.07) 0.083 0.01 (−0.02 to 0.04) 0.449
Employed (Ref: No)
Yes 0.05 (−0.01 to 0.10) 0.096 0.10 (0.06 to 0.14) <0.001 0.08 (0.03 to 0.12) 0.001 0.08 (0.03 to 0.12) 0.001 0.06 (0.03 to 0.09) <0.001
College (Ref: No)
Yes 0.10 (0.06 to 0.15) <0.001 0.09 (0.05 to 0.12) <0.001 0.1 (0.06 to 0.14) <0.001 0.05 (0.01 to 0.09) 0.018 0.10 (0.07 to 0.14) <0.001
Insured (Ref: No)
Yes −0.01 (−0.08 to 0.06) 0.732 −0.01 (−0.06 to 0.04) 0.722 −0.02 (−0.09 to 0.06) 0.69 −0.06 (−0.14 to 0.01) 0.095 −0.03 (−0.10 to 0.04) 0.375
Length of time since last routine checkup (Ref: Within past year)
Less than 2 years −0.03 (−0.10 to 0.04) 0.392 0.03 (−0.02 to 0.09) 0.243 0.02 (−0.04 to 0.09) 0.53 0.04 (−0.01 to 0.1) 0.089 0.03 (−0.01 to 0.06) 0.121
2 or more years 0.01 (−0.05 to 0.07) 0.798 0.02 (−0.04 to 0.07) 0.559 0.02 (−0.05 to 0.08) 0.578 0.04 (−0.02 to 0.10) 0.155 0.02 (−0.02 to 0.06) 0.378
Could not see doctor because of cost (Ref: No)
Yes 0.03 (−0.01 to 0.07) 0.118 0.07 (0.02 to 0.13) 0.005 0.09 (0.02 to 0.15) 0.006 0.18 (0.13 to 0.24) <0.001 0.08 (0.02 to 0.13) 0.006
Personal doctor or health care provider (Ref: No)
Yes −0.05 (−0.11 to 0.01) 0.086 −0.01 (−0.07 to 0.04) 0.649 −0.05 (−0.11 to 0.02) 0.148 −0.05 (−0.1 to 0.01) 0.08 −0.02 (−0.06 to 0.02) 0.406
Safe neighborhood (Ref: No)
Yes 0.04 (−0.03 to 0.10) 0.28 0.04 (−0.03 to 0.11) 0.286 0.10 (0.01 to 0.19) 0.035 0.16 (0.04 to 0.28) 0.01 0.08 (−0.02 to 0.19) 0.103

Note: Only models with adequate specification based on the link test option (_hat, p < 0.05; _hatsq = p > 0.05) in Stata and a variance inflation factor (VIF) of less than 10 were included in the results.

Abbreviations: AME, average marginal effects; CI, confidence interval.