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. 2022 Sep 15;58(1):78–90. doi: 10.1111/1475-6773.14056

TABLE 3.

Association of discretionary income and better than average health per income level after controlling for social determinants of health, sociodemographic factors, chronic health conditions, and perspectives and experiences of respondents regarding specific aspects of their health

Model 2 Less $15,000 $15,000 to $24,999 $25,000 to $34,999 $35,000 to $49,999 $75,000 or more
AME (95% CI) p‐value AME (95% CI) p‐value AME (95% CI) p‐value AME (95% CI) p‐value AME (95% CI) p‐value
Discretionary income (Ref: No)
Yes 0.07 (0.02 to 0.12) 0.008 0.06 (0.02 to 0.10) 0.003 0.07 (0.02 to 0.11) 0.002 0.07 (0.03 to 0.1) <0.001 0.06 (0.03 to 0.08) <0.001
Race and ethnicity (Ref: Non‐Hispanic, White)
Non‐Hispanic, Black 0.02 (−0.04 to 0.07) 0.585 −0.03 (−0.08 to 0.02) 0.24 −0.05 (−0.13 to 0.02) 0.142 −0.1 (−0.17 to −0.03) 0.005 −0.13 (−0.2 to −0.07) <0.001
Non‐Hispanic, Asian −0.01 (−0.17 to 0.15) 0.907 −0.08 (−0.21 to 0.05) 0.214 −0.16 (−0.34 to 0.02) 0.077 −0.32 (−0.46 to −0.17) <0.001 −0.18 (−0.26 to −0.09) <0.001
Non‐Hispanic, American Indian/Alaskan native 0.10 (−0.04 to 0.25) 0.16 −0.03 (−0.17 to 0.11) 0.695 −0.24 (−0.36 to −0.12) <0.001 −0.02 (−0.2 to 0.15) 0.792 0.06 (−0.21 to 0.33) 0.679
Hispanic −0.02 (−0.09 to 0.04) 0.465 −0.12 (−0.17 to −0.07) <0.001 −0.14 (−0.22 to −0.07) <0.001 −0.03 (−0.12 to 0.05) 0.455 −0.05 (−0.12 to 0.02) 0.177
Non‐Hispanic, Other race −0.05 (−0.14 to 0.05) 0.351 0.03 (−0.07 to 0.13) 0.505 −0.15 (−0.31 to 0.02) 0.077 −0.06 (−0.17 to 0.04) 0.235 −0.03 (−0.11 to 0.06) 0.558
Age group (References 18–24 )
25 to 34 −0.08 (−0.16 to 0.00) 0.064 −0.07 (−0.15 to 0.00) 0.044 −0.02 (−0.12 to 0.08) 0.69 −0.04 (−0.13 to 0.05) 0.341 −0.07 (−0.12 to −0.01) 0.016
35 to 44 −0.15 (−0.23 to −0.06) 0.001 −0.12 (−0.2 to −0.04) 0.004 −0.09 (−0.19 to 0.01) 0.092 −0.08 (−0.17 to 0.01) 0.076 −0.08 (−0.13 to −0.02) 0.004
45 to 54 −0.15 (−0.23 to −0.07) <0.001 −0.18 (−0.26 to −0.10) <0.001 −0.10 (−0.2 to 0.00) 0.057 −0.15 (−0.24 to −0.06) 0.001 −0.09 (−0.14 to −0.03) 0.002
55 to 64 −0.22 (−0.29 to −0.14) <0.001 −0.20 (−0.27 to −0.13) <0.001 −0.10 (−0.2 to 0.00) 0.056 −0.11 (−0.2 to −0.03) 0.008 −0.08 (−0.13 to −0.02) 0.004
65 to 74 −0.17 (−0.26 to −0.09) <0.001 −0.21 (−0.28 to −0.13) <0.001 −0.15 (−0.25 to −0.04) 0.008 −0.09 (−0.18 to −0.01) 0.034 −0.07 (−0.13 to −0.02) 0.008
75 or older −0.13 (−0.22 to −0.03) 0.008 −0.14 (−0.21 to −0.06) 0.001 −0.12 (−0.23 to −0.01) 0.028 −0.11 (−0.2 to −0.02) 0.017 −0.08 (−0.15 to −0.02) 0.014
Male (Ref: No)
Yes 0.02 (−0.03 to 0.06) 0.428 −0.05 (−0.08 to −0.01) 0.011 −0.06 (−0.1 to −0.02) 0.004 −0.05 (−0.09 to −0.02) 0.003 −0.09 (−0.11 to −0.06) <0.001
Married (Ref: No)
Yes −0.04 (−0.1 to 0.01) 0.118 0.01 (−0.03 to 0.04) 0.712 0.00 (−0.05 to 0.04) 0.852 0 (−0.03 to 0.04) 0.872 −0.02 (−0.05 to 0.01) 0.177
Employed (Ref: No)
Yes −0.03 (−0.07 to 0.02) 0.308 0.03 (−0.01 to 0.07) 0.106 0.03 (−0.02 to 0.09) 0.229 0.02 (−0.03 to 0.06) 0.488 0.01 (−0.02 to 0.04) 0.51
College (Ref: No)
Yes 0.09 (0.04 to 0.13) <0.001 0.08 (0.05 to 0.12) <0.001 0.14 (0.10 to 0.19) <0.001 0.1 (0.07 to 0.14) <0.001 0.09 (0.06 to 0.12) <0.001
Insured (Ref: No)
Yes 0.02 (−0.04 to 0.08) 0.538 −0.01 (−0.06 to 0.04) 0.756 −0.01 (−0.08 to 0.06) 0.733 0 (−0.06 to 0.07) 0.945 −0.02 (−0.08 to 0.04) 0.534
Length of time since last routine checkup (Ref: Within past year)
Less than 2 years −0.04 (−0.11 to 0.03) 0.297 0.01 (−0.04 to 0.07) 0.619 0.02 (−0.05 to 0.09) 0.649 0 (−0.06 to 0.06) 0.946 0.01 (−0.02 to 0.04) 0.556
2 or more years 0.01 (−0.04 to 0.07) 0.652 −0.01 (−0.06 to 0.04) 0.7 −0.02 (−0.09 to 0.04) 0.507 0.01 (−0.05 to 0.07) 0.73 0.00 (−0.03 to 0.04) 0.832
Could not see doctor because of cost (Ref: No)
Yes −0.01 (−0.07 to 0.06) 0.79 0.06 (0.02 to 0.10) 0.003 0.05 (0.00 to 0.11) 0.057 0.01 (−0.03 to 0.05) 0.515 0.02 (−0.03 to 0.06) 0.498
Personal doctor or health care provider (Ref: No)
Yes −0.01 (−0.06 to 0.04) 0.73 0.00 (−0.05 to 0.05) 0.899 −0.02 (−0.08 to 0.04) 0.544 −0.01 (−0.06 to 0.05) 0.828 0.01 (−0.03 to 0.04) 0.68
Safe neighborhood (Ref: No)
Yes 0.01 (−0.05 to 0.07) 0.818 −0.04 (−0.11 to 0.03) 0.269 0.08 (−0.02 to 0.18) 0.118 0.07 (−0.02 to 0.16) 0.144 0.02 (−0.09 to −0.13) 0.757
Depressive (Ref: No) 0.02 (−0.04 to 0.08) 0.544 −0.03 (−0.08 to 0.02) 0.2 −0.04 (−0.10 to 0.01) 0.143 −0.04 (−0.09 to 0.02) 0.164 −0.08 (−0.11 to −0.04) <0.001
Asthma (Ref: No) −0.07 (−0.12 to −0.01) 0.019 −0.02 (−0.08 to 0.03) 0.367 −0.07 (−0.14 to −0.01) 0.021 −0.07 (−0.14 to −0.01) 0.029 −0.06 (−0.09 to −0.02) 0.001
COPD (Ref: No) −0.08 (−0.14 to −0.01) 0.021 −0.12 (−0.18 to −0.05) <0.001 −0.10 −(−0.19 to −0.01) 0.024 −0.20 (−0.28 to −0.12) <0.001 −0.15 (−0.22 to −0.07) <0.001
Cancer (Ref: No) −0.04 (−0.11 to 0.03) 0.227 −0.14 (−0.2 to −0.09) <0.001 −0.13 (−0.2 to −0.05) 0.001 −0.13 (−0.18 to −0.07) <0.001 −0.12 (−0.17 to −0.08) <0.001
Arthritis (Ref: No) −0.02 (−0.07 to 0.03) 0.477 −0.07 (−0.11 to −0.04) <0.001 −0.07 (−0.12 to −0.03) 0.002 −0.1 (−0.14 to −0.06) <0.001 −0.11 (−0.13 to −0.08) <0.001
Diabetes (Ref: No) 0.05 (0.03 to 0.08) <0.001 0.05 (0.02 to 0.07) <0.001 0.06 (0.03 −to 0.08) <0.001 0.11 (0.08 to 0.14) <0.001 0.08 (0.06 to 0.10) <0.001
Poor physical health days (Ref: None)
1 to 14 days −0.13 (−0.18 to −0.08) <0.001 −0.15 (−0.19 to −0.11) <0.001 −0.12 (−0.17 to −0.06) <0.001 −0.10 (−0.14 to −0.06) <0.001 −0.12 (−0.15 to −0.10) <0.001
15 to 30 days −0.26 (−0.32 to −0.20) <0.001 −0.28 (−0.33 to −0.23) <0.001 −0.28 (−0.36 to −0.21) <0.001 −0.32 (−0.37 to −0.26) <0.001 −0.43 (−0.48 to −0.37) <0.001
Poor mental health days (Ref: No)
1 to 14 days −0.04 (−0.09 to 0.02) 0.166 −0.02 (−0.07 to 0.03) 0.357 −0.05 (−0.11 to 0.00) 0.047 −0.06 (−0.11 to −0.01) 0.012 −0.05 (−0.08 to −0.02) <0.001
15 to 30 days −0.14 (−0.20 to −0.07) <0.001 −0.1 (−0.15 to −0.04) 0.001 −0.15 (−0.22 to −0.08) <0.001 −0.15 (−0.23 to −0.08) <0.001 −0.11 (−0.17 to −0.05) 0.001
Difficulty making decisions (Ref: No)
Yes −0.03 (−0.09 to 0.02) 0.213 −0.06 (−0.12 to 0.00) 0.046 −0.06 (−0.13 to 0.02) 0.133 −0.15 (−0.22 to −0.07) <0.001 −0.12 (−0.18 to −0.07) <0.001

Note: Only models with adequate specification based on the link test option (_hat, p < 0.05; _hatsq = p > 0.05) in Stata and a variance inflation factor (VIF) of less than 10 were included in the results.

Abbreviations: AME, average marginal effects; CI, confidence interval.