Table 1.

Descriptive statistics and bivariate correlations for all study variables.

	Mean	SD	1	2	3	4	5	6	7
1. Monthly Income $1000s	3.49	2.83	-
2. Student Debt $1000s	19.87	38.30	−0.116*	-
3. SES	6.39	1.56	0.222***	−0.014	-
4. SES-Instability	−1.72	1.29	−0.240***	0.101	−0.429***	-
5 . AUDIT	8.18	4.85	0.035	0.177**	0.156**	0.080	-
6. Depression	7.04	8.65	−0.092	0.112*	−0.210***	0.375***	0.242***	-
7. Anxiety	4.85	5.82	−0.077	0.211***	−0.154**	0.242***	0.303***	0.624***	-
8. Stress	9.72	8.37	−0.116*	0.221***	−0.198***	0.308***	0.257***	0.702***	0.742***

Note. N was 331 for all variables and correlations. SD = standard deviation. Monthly Income $1000s = amount of self-reported monthly post-tax income from all sources and was capped at $14,000 (4% of participants reported monthly income above $14,000). Student Debt $ 1000s = amount of self-reported student debt from all sources (i.e., from family/friends or government). SES = perceived socioeconomic status; higher values indicate perceiving self to have higher status position on the MacArthur Scale of Subjective Social Status. SES-instability = perceived instability in one’s status position; higher values indicate greater instability. AUDIT = scores on the Alcohol Use Disorder Identification Test; higher scores indicate greater AUD risk; and 51% of the sample had scores ≥ 8, which indicate risk for hazardous drinking. Depression, anxiety, and stress represents scores on the depression, anxiety, and stress subscales of the DASS-21; higher scores = greater symptom severity. When multiplied by two, subscale scores can used to identity levels of severity; 31% of the sample scored above the “normal” range for depression (≥10), 26% were above “normal” for anxiety (≥ 6), and 8% were above “normal” for stress (≥ 15).

^***p<.001.

^**p<.01.

^*p<.05.