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. 2023 Jan 19;58(5):779–794. doi: 10.1007/s00127-022-02377-w

Table 3.

Relative risk (RR) of using methods to mitigate the economic shock associated with pre-pandemic psychological distress trajectories in the NCDS and BCS70 during the COVID-19 pandemic

Outcomes during COVID
Ref: No symptoms
NCDS (n = 15,291) BCS70 (n = 16,128)
Stable low Adult onset Midlife onset Stable high Early-adult onset Adult onset Midlife onset Stable high
Any new benefit claims March 2020–Feb/March 2021

0.95

[0.81, 1.12]

1.11

[0.92, 1.35]

1.21

[1.02, 1.42]

1.31

[1.11, 1.55]

1.21

[1.02, 1.43]

1.25

[1.04, 1.50]

1.41

[1.20, 1.66]

1.43

[1.23, 1.67]

Payment holidays March 2020–Feb/March 2021

0.98

[0.77, 1.26]

1.37

[1.03, 1.82]

1.29

[0.99, 1.69]

1.72

[1.31, 2.25]

1.34

[1.10, 1.64]

1.13

[0.88, 1.44]

1.16

[0.92, 1.46]

1.30

[1.08, 1.57]

Increased financial help from family and friends

1.45

[0.98, 2.15]

2.05

[1.36, 3.10]

1.80

[1.06, 2.80]

2.85

[1.87, 4.35]

1.34

[0.83, 2.17]

1.79

[1.21, 2.63]

1.73

[1.19, 2.51]

1.73

[1.18, 2.54]

Other methods for mitigating economic shock
 Spending less

1.07

[0.93, 1.24]

1.27

[1.06, 1.53]

1.06

[0.97, 1.24]

1.31

[1.12, 1.53]

1.07

[0.87, 1.31]

1.25

[1.00, 1.57]

1.32

[1.08, 1.61]

1.41

[1.21, 1.62]

 Using savings

0.93

[0.78, 1.12]

1.17

[0.94, 1.45]

1.23

[1.01, 1.51]

1.46

[1.25, 1.70]

1.22

[0.96, 1.55]

1.59

[1.30, 1.95]

1.45

[1.16, 1.82]

1.60

[1.33, 1.92]

 Borrowing from bank or using credit card

0.97

[0.59, 1.59]

1.62

[0.93, 2.82]

1.41

[0.78, 2.55]

2.59

[1.74, 3.83]

1.57

[1.04, 2.37]

1.66

[1.10, 2.52]

0.96

[0.62, 1.50]

1.88

[1.27, 2.77]

 Borrowing from friends and family

0.97

[0.44, 2.15]

1.98

[0.97, 4.03]

1.62

[0.82, 3.22]

2.44

[1.37, 4.35]

1.37

[0.80, 2.34]

1.00

[0.54, 1.85]

1.84

[1.12, 3.04]

2.93

[2.02, 4.24]

On Universal Credit (Jan 2020-March 2021)

0.83

[0.61, 1.23]

1.47

[1.18, 1.84]

1.45

[1.12, 1.88]

2.10

[1.65, 2.66]

1.20

[0.93, 1.56]

1.74

[1.39, 2.16]

1.38

[1.03, 1.85]

1.65

[1.31, 2.08]

Parameters are adjusted for sex, breastfed, mother smoked during pregnancy, gestation period, birthweight, parental social class at 0, parental education at 0, parental income, housing tenure at 7/5, access to house amenities at 7/5, total household income at 0, crowding at age 0, 7/5 and 11/10, parents marital status at 0, maternal age at birth, mother worked in first five years, separated from child for more than a month < age 5, read to at 7/5, CM wet the bed at 7/5, had any medical conditions at 7/5, Body Mass Index (BMI) at 11/10, and cognitive ability at 7/5 and 11/10

RR Relative Risk, 95% CIs 95% confidence intervals