Table 3.

Construct Discriminant Validity.

	PHR IU	PHR PEOU	PHR PU	PHR Usage	Privacy	Security
PHR IU	0.940
PHR PEOU	0.711	0.888
PHR PU	0.581	0.702	0.927
PHR Usage	0.642	0.516	0.403	0.917
Privacy	−0.100	−0.095	−0.096	−0.018	0.917
Security	0.214	0.141	0.164	0.231	−0.097	0.716
Usability	−0.077	−0.014	−0.049	−0.017	0.289	−0.063