Table 4.

Direct Relationship Hypotheses.

No	Hypothesis	Beta	p-Value	t-Statistic	Decision
H1	Perceived Usefulness→Intention to Use PHR	0.161	0.005	2.595	Accepted
H2	Perceived Ease of Use→Perceived Usefulness	0.702	0.00	21.406	Accepted
H3	Perceived Ease of Use→Intention to Use PHR	0.578	0.00	10.527	Accepted
H4	Intention to Use PHR→PHR Actual Use	0.642	0.00	18.831	Accepted
H5	Security→Intention to Use PHR	0.109	0.002	2.877	Accepted