Table 3.

Results of hypotheses test

Hypothesis	Path	Standardized Estimate	Non-standardized Estimate	S.e	C.R	p	Decisions
H1	AL→ER	0.360	0.286	0.029	9.923	0.000	Supported
H2	AL→Flow→ER	0.200	0.201				Supported
	AL→Flow	0.514	0.4343	0.031	11.194	0.000
	Flow→ER	0.390	0.464	0.091	9.045	0.000
H3	AL→OI→ER	0.028	0.023				Supported
	AL→OI	0.181	0.172	0.068	2.536	0.001
	OI→ER	0.156	0.131	0.032	4.055	0.000
H4	AL→Trust→ER						Rejected
	AL→Trust	0.890	0.932	0.020	45.755	0.000
	Trust→ER
H5	Flow→OI	0.255	0.262	0.062	5.869	0.000	Supported
H6	Trust→OI	0.359	0.327	0.062	5.285	0.000	Supported