Table 3.

Fornetll-larcker criteria analysis

	CI	EE	FC	GP	HA	HM	PE	PV	SQ	SI	TR
CI	0.954
EE	0.531	0.887
FC	0.545	0.616	0.826
GP	0.453	0.308	0.288	0.921
HA	0.755	0.530	0.538	0.399	0.930
HM	0.588	0.553	0.642	0.370	0.648	0.936
PE	0.547	0.574	0.452	0.535	0.539	0.527	0.811
PV	0.549	0.422	0.406	0.502	0.595	0.482	0.499	0.915
SQ	0.658	0.428	0.560	0.527	0.629	0.624	0.468	0.588	0.876
SI	0.558	0.503	0.477	0.498	0.549	0.628	0.552	0.577	0.590	0.900
TR	0.550	0.360	0.368	0.521	0.441	0.421	0.466	0.534	0.626	0.561	0.915

CI Continuance Intention, EE Effort Expectancy, FC Facilitating Conditions, GP Government Policy, HA Habit, HM Hedonic Motivation, PE Performance Expectancy, PV Price Value, SQ Service Quality, SI Social Influence, TR Trust