Table 5.

Logistic Model estimating likelihood of incurring catastrophic health expenditure (n = 1773)

Characteristic	Unadjusted Estimates			Adjusted Estimates
	ORa	95% CIa	p-value	ORa	95% CIa	p-value
Age
18–24	0.33	(0.11, 0.79)	0.024	0.51	(0.15, 1.47)	0.2
25–44	0.29	(0.19, 0.45)	< 0.001	0.53	(0.28, 1.01)	0.052
45–64	0.53	(0.35, 0.80)	0.003	0.90	(0.53, 1.54)	0.7
˃64	—			—
Sex
Female	—			—
Male	1.03	(0.72, 1.44)	0.9	1.54	(0.99, 2.38)	0.053
Marital status
Divorced/separated	—			—
Married/ living together	0.89	(0.49, 1.75)	0.7	1.06	(0.53, 2.30)	0.9
Never married/never lived together	0.82	(0.31, 2.04)	0.7	0.95	(0.33, 2.67)	> 0.9
Widowed	1.55	(0.82, 3.13)	0.2	0.88	(0.40, 2.04)	0.8
Ever attended school
Yes	0.56	(0.39, 0.81)	0.002	0.90	(0.54, 1.52)	0.7
No	—			—
Have health insurance
Yes	0.41	(0.18, 0.80)	0.017	0.40	(0.17, 0.85)	0.027
No	—			—
Wealth quintile
Q1	—			—
Q2	0.78	(0.50, 1.20)	0.3	0.90	(0.54, 1.48)	0.7
Q3	0.49	(0.29, 0.79)	0.004	0.55	(0.30, 0.98)	0.044
Q4	0.24	(0.12, 0.43)	< 0.001	0.34	(0.16, 0.70)	0.004
Q5	0.25	(0.13, 0.44)	< 0.001	0.42	(0.18, 0.96)	0.044
Below poverty line
Yes	3.73	(2.56, 5.56)	< 0.001	3.14	(1.84, 5.51)	< 0.001
No	—			—
Member of financial group chama
Yes	1.03	(0.73, 1.44)	0.9	1.47	(0.96,2.22)	0.71
No	—			—
Admitted last 12 m
Yes	3.75	(2.31, 5.91)	< 0.001	3.18	(1.78, 5.55)	< 0.001
No	—			—
Outpatient visits last 4w
Yes	3.72	(2.94, 4.75)	< 0.001	4.09	(3.13, 5.39)	< 0.001
No	—
Presence of chronic ailment
Yes	1.98	(1.41, 2.81)	< 0.001	1.43	(0.94, 2.17)	0.10
No	—			—

^aOR Odds Ratio(natural odds), CI Confidence Interval