Table 2.

Factor loadings and items’ reliability.

Elements	Factor loading internal	Composite factor reliability ≥ 0.70	Average variance extracted ≥ 0.50
ABU	0.92	0.912	0.84
	0.91
	0.91
CCD	0.89	0.913	0.83
	0.92
	0.91
IC	0.88	0.901	0.80
	0.91
	0.92
PE	0.81	0.912	0.79
	0.90
	0.93
QES	0.87	0.921	0.80
	0.92
	0.94
PU	0.89	0.907	0.81
	0.86
	0.91
PEU	0.91	0.817	0.87
	0.87
	0.89
SPD	0.88	0.877	0.88
	0.92
	0.93
ATU	0.91	0.902	0.83
	0.88
	0.92
BIU	0.89	0.899	0.82
	0.90
	0.94
AU	0.82	0.905	0.89
	0.87
	0.85
AP	0.91	0.897	0.86
	0.86
	0.87