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. Author manuscript; available in PMC: 2023 Dec 1.
Published in final edited form as: J Hous Built Environ. 2022 Jan 7;37(4):1789–1815. doi: 10.1007/s10901-021-09921-1
(1) (2) (3)
Housing cost burden (ref. = <30%)
30−49.9% 0.565***
(−44.72)
0.754***
(−18.65)
0.782***
(−16.21)
50% or more 0.404***
(−35.01)
0.602***
(−18.69)
0.639***
(−16.43)
Tenure (ref.= own without mortgage)
Own with mortgage 1.004
(0.29)
1.032*
(2.17)
Rent market rate 0.774***
(−16.50)
0.834***
(−11.66)
Rent below market 0.667***
(−14.78)
0.789***
(−8.67)
Housed for free 0.811***
(−8.71)
0.852***
(−6.59)
Female (ref.=male) 1.037***
(3.42)
1.080***
(7.24)
Age 0.941***
(−26.63)
0.950***
(−22.43)
Age square 1.001***
(29.19)
1.001***
(29.79)
Marital status (ref. = never married)
Married or in civil union 1.704***
(31.61)
1.677***
(30.51)
Divorced, separated, widowed 0.942***
(−3.52)
0.960*
(−2.42)
Education (ref. = Primary)
Secondary 1.732***
(34.72)
1.386***
(20.34)
Post-secondary 2.282***
(48.21)
1.650***
(28.80)
Household Size 0.956***
(−8.33)
0.952***
(−9.00)
Urbanization degree (ref. = high density)
Intermediate density 1.031*
(2.52)
1.036**
(2.93)
Low density 1.059***
(4.29)
1.087***
(6.24)
Employment (ref=not employed) 1.557***
(32.16)
1.252***
(16.18)
Health (ref.=very good)
Good 0.470***
(−55.92)
Fair 0.207***
(−96.17)
Bad 0.0804***
(−110.48)
Very Bad 0.0310***
(−84.95)
Country (ref.= Austria)
Belgium 0.622***
(−14.58)
0.537***
(−17.06)
0.550***
(−16.41)
Switzerland 1.133***
(3.79)
0.984
(−0.47)
0.895**
(−3.21)
Germany 0.573***
(−19.51)
0.566***
(−18.74)
0.646***
(−14.44)
Denmark 1.130***
(3.50)
1.007
(0.20)
1.053
(1.43)
Greece 0.225***
(−55.98)
0.242***
(−49.53)
0.200***
(−55.92)
Spain 0.487***
(−25.44)
0.520***
(−21.64)
0.512***
(−22.19)
France 0.401***
(−30.93)
0.392***
(−30.33)
0.426***
(−27.63)
Ireland 1.103**
(2.63)
1.191***
(4.56)
0.941
(−1.58)
Italy 0.323***
(−41.79)
0.368***
(−35.03)
0.361***
(−35.68)
Netherlands 0.691***
(−13.02)
0.669***
(−13.12)
0.652***
(−14.02)
Portugal 0.235***
(−48.54)
0.307***
(−37.47)
0.397***
(−29.31)
Sweden 0.938
(−1.88)
0.824***
(−5.47)
0.784***
(−6.92)
United Kingdom 0.785***
(−8.34)
0.694***
(−12.01)
0.710***
(−11.31)
cut1 0.00381***
(−158.68)
0.00259***
(−82.08)
0.000940***
(−94.93)
cut2 0.00581***
(−161.77)
0.00395***
(−77.96)
0.00145***
(−91.00)
cut3 0.0104***
(−158.80)
0.00707***
(−71.09)
0.00266***
(−84.19)
cut4 0.0185***
(−148.40)
0.0127***
(−63.40)
0.00494***
(−76.32)
cut5 0.0316***
(−133.76)
0.0220***
(−55.77)
0.00890***
(−68.37)
cut6 0.0829***
(−100.55)
0.0596***
(−41.48)
0.0262***
(−53.14)
cut7 0.159***
(−75.52)
0.118***
(−31.55)
0.0551***
(−42.44)
cut8 0.393***
(−38.85)
0.303***
(−17.64)
0.154***
(−27.45)
cut9 1.548***
(18.28)
1.246**
(3.25)
0.707***
(−5.11)
cut10 4.088***
(57.51)
3.328***
(17.73)
1.985***
(10.07)
N 155,815 155,815 155,815
Country Fixed Effect Yes Yes Yes

Exponentiated coefficients; t statistics in parentheses;

*

p<0.05,

**

p<0.01,

***

p<0.001

Note: this is the specification used for the results reported in Table 3.