Table 3.
Construct | PEU | DL | ITE | BI | AT | PU |
PEU | 0.823 |
|
|
|
|
|
DL | −0.016 | 0.840 |
|
|
|
|
ITE | −0.066 | −0.014 | 0.883 |
|
|
|
BI | 0.429 | 0.111 | −0.051 | 0.796 |
|
|
AT | 0.207 | 0.060 | 0.038 | 0.422 | 0.716 |
|
PU | 0.091 | 0.037 | 0.104 | 0.066 | 0.108 | 0.777 |
AT, attitude; BI, behavioural intention; DL, digital literacy; ITE, information technology experience; PEU, perceived ease of use; PU, perceived usefulness.