Table 3-.

Longitudinal (1-month) association of financial hardship with trajectories of mental health

	Cohort 1			Cohort 2
	Mean (SD) days from T1: 31.6 (5.4)			Mean (SD) days from T1: 37.0 (4.0)
	Standardized β (SE)	t	p	Standardized β (SE)	t	p
Model 1: Trajectory of objective financial hardship
Income loss trajectory- main effect on increase in symptoms load (anxiety and depression)	0.26 (0.02)	14.66	<0.0001	0.01 (0.05)	0.23	0.817
Income loss trajectory- specific effect on increase in depression#	−0.07 (0.02)	−4.89	<0.0001	0.07 (0.03)	2.76	0.005
Model 2: Trajectory of subjective financial strain
Overall COVID-19 worries trajectory- main effect on increase in symptoms load (anxiety and depression)	0.13 (0.02)	6.20	<0.0001	0.07 (0.04)	1.65	0.098
Worries about family contracting COVID-19 trajectory- specific effect on increase in depression@	0.05 (0.04)	1.06	0.285	0.01 (0.09)	−0.03	0.975
Worries about finance trajectory- specific effect on increase in depression@	0.07 (0.03)	2.10	0.035	0.02 (0.08)	0.32	0.741

Values were derived from linear mixed-effects models with financial hardship (objective in Model 1; subjective in Model 2) as independent variables, and standardized symptoms load (standardized PHQ-2 + GAD-7 scores in Cohort 1, PROMIS Anxiety and Depression scores in Cohort 2) as dependent variable. Models are adjusted for age, sex, relationship status, income and country of origin. Effect sizes are represented with standardized effect coefficients (β). SD= Standard deviation. SE= Standard error.

^#Modeled as the interaction between trajectory of income loss and change in type of symptom domain (anxiety/depression).

^@Modeled as the interaction between trajectory of change in worry type (family contracting COVID-19/financial concern about impact of COVID-19, contrasted against worries to contract COVID-19) and type of symptom domain (anxiety/depression).