Table 3.

Regression Models for Life Satisfaction in 2008 by Later Life Work Expectations (1998–2006): U.S. Health and Retirement Study

	Men	Women
	Beta (s.e.)	Beta (s.e.)
Class 1 (Low expectations for Working FT after Age 62)
Intercept	3.89 (1.18)***	6.18 (.66)***
Working Full Time in 2008a	−.49 (.55)	.32 (.29)
Class 2 (Neutral expectations for Working FT after Age 62)
Intercept	3.71 (1.16)***	6.35 (.65)***
Working Full Time in 2008a	−.39 (.29)	−.59 (.53)
Class 3 (High expectations for Working FT after Age 62)
Intercept	3.08 (1.17)**	5.73 (.72)***
Working Full Time in 2008a	1.40 (.51)**	−.15 (.37)
Controls
Age	.20 (.07)**	.10 (.06)
Whiteb	.30 (.20)	−.01 (.23)
Less than High School Educationc	−.25 (.27)	−.81 (.28)**
High School Educationc	−.41 (.18)*	−.31 (.20)
Number of Health Problems	−.24 (.06)***	−.25 (.05)***
Separated/Divorcedd	−.43 (.30)	−.88 (.25)***
Widowedd	−.35 (.45)	−.65 (.24)**
Never Marriedd	−.76 (.58)	−1.42 (.56)*
Household Income (Log Transformed)	.15 (.10)	.01 (.05)

^*p<.05

^**p<.01

^***p<.001 (two-tailed tests)

s.e. = standard error

^aReference group is Not working Full Time in 2008

^bReference group is Black or Other race/ethnicity.

^cReference group is college degree or higher.

^dReference group is Married.