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JAMA Network logoLink to JAMA Network
. 2024 Jan 29;331(8):700–702. doi: 10.1001/jama.2023.26969

Trends in Out-of-Pocket Costs for and Characteristics of Pharmacy-Dispensed Naloxone by Payer Type

Xinyi Jiang 1,, Andrea E Strahan 1, Kun Zhang 1, Gery P Guy Jr 1
PMCID: PMC10825780  PMID: 38285437

Abstract

This study examines mean yearly out-of-pocket cost for naloxone dispensed from retail pharmacies by payer between 2018 and 2022 and by prescription characteristics and payer in 2022.


In 2021, 80 411 drug overdose deaths in the US involved opioids.1 Naloxone and other opioid overdose reversal agents are life-saving medications that can reverse the effects of an opioid overdose. Naloxone dispensing remains low,2 and potential barriers include patient cost.3 Little is known about out-of-pocket (OOP) costs and how these costs vary by payer in recent years. This study examined mean yearly OOP cost for naloxone dispensed from retail pharmacies by payer between 2018 and 2022 and by prescription characteristics and payer in 2022.

Methods

This study used the IQVIA Longitudinal Prescription database, which contains prescriptions from a sample of 48 700 retail pharmacies that dispense 93% of retail pharmacy prescriptions in the US. Naloxone prescriptions dispensed to adults (aged ≥18 years) from 2018 to 2022 were examined. We excluded prescriptions with missing or outlying costs (0.1% of prescriptions). Payer status was categorized as private or commercial, self-pay, Medicaid, Medicare, assistance (discount card, coupon, or voucher), and unknown.4

We examined trends in yearly mean OOP cost per prescription overall and by payer using weighted least-squares regressions, with statistical significance set at 2-sided P < .05. Mean OOP cost per prescription in 2022 was examined by patient age, generic or name-brand, and route of administration. The OOP costs were the sum individuals paid to pharmacies (including copayments, deductibles, and coinsurance), and adjusted to 2022 dollars using the Consumer Price Index.4 All analyses were conducted using SAS version 9.4 (SAS Institute).

Results

Overall, the number of dispensed naloxone prescriptions increased 187.42% from 2018 (n = 507 198) to 2022 (n = 1 457 769). The percentage of prescriptions by payer changed from 2018 to 2022: Medicaid (29.62% to 34.08%), Medicare (36.73% to 32.76%), private or commercial (23.13% to 23.91%), unknown (7.50% to 6.87%), assistance (1.16% to 1.70%), and self-pay (1.86% to 0.68%). Overall, mean OOP cost per prescription decreased 55.5% from $22.51 (95% CI, $22.21-$22.81) in 2018 to $10.02 (95% CI, $9.99-$10.06) in 2022 (P = .03 for trend). By payer, OOP cost varied and trends over time were not significant: Medicaid had the lowest mean OOP cost across study years: $1.14 (95% CI, $0.98-$1.30) in 2018 and $0.89 (95% CI, $0.87-$0.92) in 2022. Private or commercial mean OOP costs decreased from $33.77 (95% CI, $32.86-$34.69) in 2018 to $11.56 (95% CI, $11.49-$11.62) in 2022. Medicare mean OOP costs decreased from $21.04 (95% CI, $20.62-$21.46) in 2018 to $13.50 (95% CI, $13.43-$13.56) in 2022. Self-pay and assistance had the highest mean OOP costs across study years, consistently above $110 between 2018 and 2021, and decreasing to $68.75 (95% CI, $67.57-$69.93) for self-pay in 2022 and $61.46 (95% CI, $61.05-$61.86) for assistance in 2022 (Figure).

Figure. Yearly Mean Out-of-Pocket Cost by Payer for Retail Pharmacy-Dispensed Naloxone, 2018-2022.

Figure.

Authors’ analysis of IQVIA Longitudinal Prescription database from January 2018 through December 2022. Sample includes naloxone prescriptions dispensed to adults (aged ≥18 years) in the US. The total number of naloxone prescriptions dispensed each year was 507 198 in 2018, 776 270 in 2019, 839 447 in 2020, 1 024 790 in 2021, and 1 457 769 in 2022. The assistance category indicates payment using a discount card (including non-Medicare senior discount cards), a coupon, or a voucher. Medicaid includes Medicaid managed care or fee-for-service Medicaid. Medicare indicates prescriptions paid for by Medicare Part D. Private or commercial included several forms of employer-sponsored health insurance, plans purchased through health insurance exchanges, and those administered by pharmacy benefit managers. Self-pay indicates a prescription was paid for entirely with cash. The unknown category was composed of prescriptions that were missing payer type or had “unspecified third party” or “unknown” for payer type. Naloxone included Evzio (0.4-mg and 2-mg doses), Kloxxado (8-mg doses), LifEMS Naloxone (2-mg doses), Narcan (4-mg doses), Zimhi (5-mg doses), and generic naloxone (0.4-mg, 2-mg, and 4-mg doses).

Overall mean OOP cost varied by prescription characteristic in 2022: from $9.92 (95% CI, $9.89-$9.96) for generic to $10.57 (95% CI, $10.45-$10.68) for brand-name, from $7.12 (95% CI, $6.84-$7.40) for injectable to $10.05 (95% CI, $10.01-$10.08) for nasal, and from $7.36 (95% CI, $7.33-$7.40) for individuals aged 18 to 64 years to $17.56 (95% CI, $17.48-$17.64) for individuals aged 65 years or older. Among naloxone prescriptions for individuals aged 65 years or older, 71.32% were covered by Medicare, with a mean OOP cost of $18.72 (95% CI, $18.62-$18.82). Mean OOP costs for each prescription characteristic were highest among self-pay and assistance prescriptions (Table).

Table. Mean OOP Cost by Prescription Type and Payer, 2022a.

Characteristic Primary insurance payer
Overall Private or commercial Self-pay Medicaid Medicareb Assistance Unknown
Mean OOP cost (95% CI), $ No. prescriptions Mean OOP cost (95% CI), $ No. prescriptions Mean OOP cost (95% CI), $ No. prescriptions Mean OOP cost (95% CI), $ No. prescriptions Mean OOP cost (95% CI), $ No. prescriptions Mean OOP cost (95% CI), $ No. prescriptions Mean OOP cost (95% CI), $ No. prescriptions
Overall 10.02 (9.99-10.06) 1 457 769 11.56 (11.49-11.62) 348 551 68.75 (67.57-69.93) 9919 0.89 (0.87-0.92) 496 865 13.50 (13.43-13.56) 477 533 61.46 (61.05-61.86) 24 784 14.86 (14.72-15.00) 100 117
Generic status
Generic naloxone 9.92 (9.89-9.96) 1 235 731 10.62 (10.55-10.68) 317 378 71.49 (70.18-72.81) 7302 0.73 (0.71-0.75) 379 082 13.12 (13.05-13.19) 418 045 58.22 (57.84-58.59) 23 382 13.81 (13.67-13.95) 90 542
Brand-name naloxonec 10.57 (10.45-10.68) 222 038 21.15 (20.80-21.49) 31 173 61.10 (58.55-63.65) 2617 1.42 (1.35-1.48) 117 783 16.15 (15.92-16.38) 59 488 115.50 (113.51-117.50) 1402 24.81 (24.13-25.49) 9575
Route of administration
Nasal 10.05 (10.01-10.08) 1 445 538 11.57 (11.50-11.64) 345 651 69.65 (68.44-70.86) 9580 0.90 (0.87-0.92) 493 823 13.58 (13.52-13.65) 472 841 61.89 (61.48-62.30) 24 454 14.91 (14.76-15.05) 99 189
Injectable 7.12 (6.84-7.40) 12 231 10.28 (9.73-10.83) 2900 43.40 (38.60-48.20) 339 0.61 (0.45-0.77) 3042 4.73 (4.47-4.99) 4692 29.21 (26.68-31.74) 330 9.58 (8.57-10.59) 928
Patient age, y
18-64 7.36 (7.33-7.40) 1 077 513 11.82 (11.74-11.90) 271 189 69.06 (67.72-70.40) 7788 0.88 (0.86-0.91) 48 5091 6.63 (6.56-6.70) 206 323 61.93 (61.43-62.43) 17 105 14.84 (14.69-14.99) 90 017
≥65 17.56 (17.48-17.64) 380 256 10.65 (10.53-10.77) 77 362 67.63 (65.12-70.15) 2131 1.31 (1.12-1.50) 11 774 18.72 (18.62-18.82) 271 210 60.40 (59.70-61.11) 7679 15.07 (14.60-15.54) 10 100

Abbreviation: OOP, out of pocket.

a

Authors’ analysis of IQVIA Longitudinal Prescription database from 2022.

b

Dual-eligible status was classified in the Medicare category. Among 477 533 naloxone prescriptions dispensed to adults with Medicare in 2022, 9765 (2.04%) were dispensed to individuals with dual-eligible status.

c

Brand names include Narcan (4-mg doses) (n = 201 684), Evzio (2-mg doses) (n = 1), Zimhi (5-mg doses) (n = 664), and Kloxxado (8-mg doses) (n = 19 689).

Discussion

The OOP costs for naloxone decreased between 2018 and 2022. Price negotiations, market competition, and shifts in pharmacy benefit designs for insurance-paid prescriptions may have lowered OOP costs. Costs continued to vary by payer, and in 2022 were highest for self-pay and assistance prescriptions. High OOP costs among assistance prescriptions were associated with brand-name naloxone (Narcan). Costs for injectable naloxone were lower than nasal naloxone. Over-the-counter naloxone was approved in 2023, with a higher than the OOP cost for insurance-paid prescriptions but lower than for those without insurance.5,6

Higher OOP cost was observed among individuals aged 65 years or older, likely due to higher OOP requirements in Medicare. Higher proportions of Medicare beneficiaries aged less than 65 years receiving Part D low-income subsidies may contribute to lower OOP costs compared with those aged 65 years or older. Individuals aged 65 years or older had the largest relative increase in 2020 to 2021 drug overdose death rates,1 highlighting the importance of expanding naloxone access among this population.

Study limitations include a lack of data on nonpharmacy-dispensed naloxone and pharmacy benefit designs, and that data were unweighted and not geographically representative as coverage is lower in certain regions. Supporting equitable access to naloxone by reducing OOP costs is an important component of overdose prevention, alongside public health efforts such as community naloxone distribution and harm reduction programs.

Section Editors: Kristin Walter, MD, and Jody W. Zylke, MD, Deputy Editors; Karen Lasser, MD, Senior Editor.

Supplement.

Data Sharing Statement

jama-e2326969-s001.pdf (12.3KB, pdf)

References

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Associated Data

This section collects any data citations, data availability statements, or supplementary materials included in this article.

Supplementary Materials

Supplement.

Data Sharing Statement

jama-e2326969-s001.pdf (12.3KB, pdf)

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