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. 2017 Sep 6;74(10):1076–1079. doi: 10.1001/jamapsychiatry.2017.2697

Recent Changes in Health Insurance Coverage and Access to Care by Mental Health Status, 2012-2015

Elizabeth Sherrill 1,, Gilbert Gonzales 2
PMCID: PMC6583224  PMID: 28877301

Abstract

This study evaluates changes in access to care for adults by mental health status using data from a national sample.


The Patient Protection and Affordable Care Act (ACA) expanded health insurance to approximately 21 million Americans through health insurance reforms (eg, guaranteed issue, adjusted community rating, preexisting condition exclusion bans, and dependent coverage extensions), expansions in Medicaid, and subsidies for marketplace coverage.1 The ACA also expanded mental health coverage through mental health parity reforms and the provision of essential health benefits, which include mental health services. Early ACA-related research found increases in mental health treatment and reductions in uninsured adults with mental illness.2,3,4 This study builds on previous research and evaluates changes in access to care for adults by mental health status using data from a national sample.

Methods

Data for this study come from the 2012, 2013, and 2015 National Health Interview Survey, a cross-sectional and nationally representative health survey of the civilian, noninstitutionalized population. Our final sample included 77 095 adults aged 18 to 64 years. We relied on the K6 scale of Kessler et al5 for nonspecific psychological distress, a 6-item screening instrument widely used to assess mental illness in epidemiologic studies. The screening instrument asked how often during the previous 30 days the respondent felt nervous, hopeless, worthless, so sad that nothing could cheer him/her up, restless or fidgety, and that everything was an effort. Using this 24-point scale, we identified adults between the 5- and 12-point threshold as being symptomatic of moderate mental illness (MMI) and those at the 13-point threshold or higher as symptomatic of severe mental illness (SMI); adults between the 0- and 4-point threshold were considered to have no mental illness.6 This study was deemed to be exempt from review by the Vanderbilt University Institutional Review Board; therefore, informed consent was not required. All data were deidentified.

We used descriptive statistics to characterize the study sample. Then we evaluated unadjusted and adjusted changes in access to care between 2012 and 2013 (before ACA) and 2015 (after ACA) for each K6 subgroup using 7 dimensions of health care access: (1) no health insurance, (2) no usual source of care, (3) delayed medical care because of cost in the prior 12 months, (4) forgone medical care because of cost in the prior 12 months, (5) forgone prescription medications because of cost in the prior 12 months, (6) forgone mental health care because of cost in the prior 12 months, and (7) saw a mental health professional in the prior 12 months. Adjusted estimates were obtained from logistic regression models that controlled for sociodemographic characteristics. All analyses were conducted using Stata statistical software, version 14 (StataCorp) with survey weights and White SEs robust to heteroscedasticity.

Results

Of the 77 095 nonelderly adults studied (mean [SD] age, 40.7 [8.6] years; 41 910 [50.9%] female and 35 185 [49.1%] male), those with SMI were more likely to be unemployed, have low income, and have poor or fair health (Table 1). After sociodemographic factors were controlled for, there was a decrease in uninsured adults with no mental illness (−6.2 percentage points; 95% CI, −7.0 to −5.5), MMI (−8.5 percentage points; 95% CI, −10.3 to −6.8), and SMI (−9.3 percentage points; 95% CI, −13.1 to −5.5) (Table 2). Having no usual source of care (−3.5 percentage points; 95% CI, −5.3 to −1.6), delayed medical care (−4.5 percentage points, 95% CI, −6.2 to −2.8), forgone medical care (−3.3 percentage points, 95% CI, −5.0 to −1.6), and forgone prescription medications (−3.6 percentage points; 95% CI, −5.4 to −1.9) significantly decreased for adults with MMI. Forgone prescription medications (−6.8 percentage points; 95% CI, −11.5 to −2.0) and forgone mental health care (−8.0 percentage points; 95% CI, −11.7 to −4.3) decreased for adults with SMI.

Table 1. Characteristics of US Nonelderly Adults by Mental Health Status, National Health Interview Surveya.

Characteristic No. (%) of Patients
No Mental Illness Moderate Mental Illness Severe Mental Illness
2012-2013
(n = 41 624)
2015
(n = 18 518)
2012-2013
(n = 9065)
2015
(n = 4683)
2012-2013
(n = 2197)
2015
(n = 1008)
Weighted sample 41 624 (80.3) 18 518 (77.9) 9065 (16.1) 4683 (18.2) 2197 (3.6) 1008 (3.9)
Age group, y            
18-25 6099 (17.7) 2517 (17.6) 1418 (19.4) 709 (18.07) 194 (11.8) 123 (18.0)
26-34 8834 (19.5) 3857 (19.4) 1888 (19.5) 981 (20.01) 359 (16.7) 151 (18.2)
35-44 8902 (20.7) 3908 (20.8) 1839 (19.7) 931 (19.02) 469 (20.1) 208 (18.9)
45-54 8849 (22.2) 3997 (21.8) 2026 (22.6) 1066 (23.18) 595 (27.5) 253 (20.7)
55-64 8940 (20.0) 4239 (20.5) 1894 (18.8) 996 (19.73) 580 (23.9) 273 (24.2)
Sex            
Male 19 625 (50.5) 8829 (50.6) 3658 (43.7) 1911 (44.5) 799 (39.7) 363 (39.9)
Female 21 999 (49.5) 9689 (49.4) 5407 (56.3) 2772 (55.5) 1398 (60.3) 645 (60.1)
Race/ethnicity            
White 23 818 (64.2) 10 921 (62.3) 5221 (64) 2814 (63.9) 1269 (66.6) 625 (64.4)
Black 6434 (12.2) 2505 (12.3) 1502 (13.5) 693 (13.5) 360 (12.8) 137 (12.2)
Hispanic 7954 (16.7) 3537 (17.6) 1711 (16.6) 863 (16.8) 461 (16.1) 196 (18.0)
Other/multiple 3418 (7.0) 1555 (7.7) 631 (6.0) 313 (5.9) 107 (4.5) 50 (5.4)
Marital status            
Married 19 411 (54.8) 8916 (55.8) 3059 (42.8) 1692 (44.5) 608 (37.8) 290 (34)
Living with a partner 2947 (8.0) 1315 (7.9) 787 (10.4) 440 (10.6) 185 (10.7) 80 (10.1)
Divorced, separated, widowed 7240 (11.4) 3175 (11.1) 2246 (17.0) 1048 (15.8) 803 (26.3) 332 (23.8)
Never married 11 927 (25.6) 5073 (25.1) 2957 (29.6) 1495 (29.1) 595 (24.9) 305 (32.0)
Missing 99 (0.2) 39 (0.1) 16 (0.1) 8 (0.1) 6 (0.3) 1 (0.1)
Region of residence            
Northeast 6806 (18.2) 2918 (17.2) 1395 (15.8) 762 (16.4) 354 (16.0) 165 (14.1)
Midwest 8554 (22.4) 3880 (22.2) 1828 (23.3) 998 (24.0) 424 (23.9) 197 (23.3)
South 15 287 (36.6) 6352 (36.9) 3237 (35.5) 1598 (35.9) 853 (40.0) 365 (36.8)
West 10 977 (22.9) 5368 (23.8) 2605 (25.5) 1325 (23.7) 566 (20.3) 281 (25.8)
Educational attainment            
Less than high school 5133 (11.3) 2010 (10.2) 1557 (16.2) 699 (13.5) 593 (24.9) 236 (26.3)
High school graduate 10 022 (24.6) 4235 (23.0) 2353 (26.2) 1164 (25.0) 687 (32.8) 289 (28.6)
Some college 13 197 (31.8) 5911 (31.5) 3131 (34.9) 1607 (35.4) 687 (31.7) 360 (33.1)
College graduate 8629 (21.3) 3994 (22.2) 1336 (15.0) 796 (17.2) 145 (7.0) 73 (7.2)
Graduate education 4509 (10.6) 2306 (12.7) 657 (7.2) 405 (8.5) 73 (2.9) 48 (4.4)
Missing 134 (0.3) 62 (0.5) 31 (0.5) 12 (0.4) 12 (0.7) 2 (0.5)
Family income relative to the federal poverty guidelines, %            
0-138 9825 (18.6) 3974 (17.3) 3422 (30.2) 1581 (27.6) 1299 (50.4) 533 (44.9)
139-200 4339 (10.0) 1911 (9.5) 1278 (14.4) 619 (13.4) 286 (13.9) 148 (16.1)
201-399 11 892 (29.3) 5352 (29.0) 2384 (28.6) 1253 (28.5) 374 (21.8) 196 (21.7)
≥400 15 568 (42.1) 7281 (44.2) 1981 (26.8) 1230 (30.5) 238 (13.9) 131 (17.3)
Employment status            
Employed 31 089 (74.8) 14 134 (76.5) 5298 (59.2) 2893 (62.8) 712 (31.2) 364 (36)
Unemployed 2405 (5.9) 739 (4.0) 928 (10.3) 352 (7.8) 274 (13.2) 105 (11.4)
Not in labor force 8106 (19.3) 3633 (19.4) 2832 (30.5) 1437 (29.4) 1210 (55.5) 539 (52.7)
Missing 24 (0.1) 12 (0.1) 7 (0.1) 1 (0.01) 1 (0.01) 0 (0.0)
Number of chronic conditionsb            
0 25 094 (61.2) 11 133 (61.8) 3973 (46.0) 2102 (48.1) 598 (28.7) 254 (29.5)
1 9784 (23.3) 4496 (24.1) 2363 (25.9) 1213 (25.4) 525 (23.3) 251 (26.9)
≥2 6144 (14.1) 2806 (13.7) 2557 (26.1) 1327 (25.8) 1008 (45.2) 484 (41.9)
Missing 602 (1.4) 83 (0.4) 172 (2.0) 41 (0.7) 66 (2.8) 19 (1.6)
Reported health status            
Excellent or very good 28 145 (69.3) 12 530 (69.5) 3868 (46.0) 2107 (48.2) 428 (21.3) 224 (25.5)
Good 10 186 (23.8) 4580 (23.9) 2899 (31.0) 1489 (31.6) 577 (26.5) 254 (24.6)
Fair or poor 3283 (6.9) 1406 (6.6) 2288 (22.9) 1086 (20.2) 1190 (52.1) 530 (49.9)
Missing 10 (0.03) 2 (0.01) 10 (0.1) 1 (0.001) 2 (0.1) 0 (0.0)
a

Data are from the 2012, 2013, and 2015 National Health Interview Survey among adults 18 to 64 years of age. Data are unadjusted estimates and are weighted to represent the general nonelderly adult population.

b

Chronic conditions include cancer, hypertension, coronary heart disease, stroke, chronic obstructive pulmonary disease, asthma, diabetes, arthritis, hepatitis, and weak or failing kidneys.

Table 2. Changes in Health Insurance Coverage and Access to Care by Mental Health Status, 2012-2015a.

Mental Health Status No. (%) of Patients Unadjusted Difference Adjustedb Difference
2012-2013 2015 Percentage Points (95% CI) P Valuec Percentage Points (95% CI) P Valuec
No mental illness
No health insurance coverage 8674 (18.9) 2473 (12.0) −6.9 (−7.7 to −6.2) <.001 −6.2 (−7.0 to −5.5) <.001
No usual source of care 8462 (19.0) 3269 (16.9) −2.1 (−2.9 to −1.2) <.001 −1.5 (−2.3 to −0.8) <.001
Delayed medical care because of cost 4415 (9.0) 1448 (6.3) −2.7 (−3.3 to −2.1) <.001 −2.4 (−3.0 to −1.8) <.001
Forgone medical care because of cost 3243 (6.6) 1028 (4.2) −2.4 (−2.8 to −1.9) <.001 −2.1 (−2.6 to −1.7) <.001
Forgone prescription medications because of cost 2538 (5.6) 814 (3.9) −1.7 (−2.1 to −1.3) <.001 −1.5 (−1.9 to −1.1) <.001
Forgone mental health care because of cost 428 (0.9) 163 (0.7) −0.2 (−0.4 to 0.04) .11 −0.1 (−0.3 to 0.1) .18
Saw mental health professional 2080 (4.8) 1026 (5.3) 0.5 (0.03 to 1.0) .04 0.5 (0.04 to 1.1) .03
Moderate mental illness
No health insurance coverage 2376 (25.0) 708 (14.9) −10.1 (−11.9 to −8.3) <.001 −8.5 (−10.3 to −6.8) <.001
No usual source of care 1981 (22.2) 825 (17.8) −4.4 (−6.2 to −2.5) <.001 −3.5 (−5.3 to −1.6) <.001
Delayed medical care because of cost 2372 (23.1) 912 (17.3) −5.8 (−7.6 to −4.0) <.001 −4.5 (−6.2 to −2.8) <.001
Forgone medical care because of cost 1892 (18.3) 720 (13.7) −4.6 (−6.3 to −2.9) <.001 −3.3 (−5.0 to −1.6) <.001
Forgone prescription medications because of cost 1838 (19.7) 706 (14.8) −4.9 (−6.7 to −3.1) <.001 −3.6 (−5.4 to −1.9) <.001
Forgone mental health care because of cost 673 (6.7) 281 (5.6) −1.1 (−2.3 to 0.02) .05 −0.7 (−1.9 to 0.5) .23
Saw mental health professional 1795 (18.8) 941 (17.9) −0.9 (−2.7 to 0.7) .26 −0.7 (−2.4 to 1.0) .42
Severe mental illness
No health insurance coverage 630 (28.6) 175 (18.6) −10.0 (−13.9 to −6.2) <.001 −9.3 (−13.1 to −5.5) <.001
No usual source of care 498 (21.7) 187 (20.5) −1.2 (−5.4 to 3.0) .57 −1.8 (−5.7 to 2.2) .38
Delayed medical care because of cost 801 (32.0) 313 (27.7) −4.3 (−8.6 to 0.1) .05 −3.1 (−7.4 to 1.1) .15
Forgone medical care because of cost 738 (30.1) 288 (24.8) −5.3 (−9.6 to −1.1) .01 −3.8 (−7.9 to 0.02) .07
Forgone prescription medications because of cost 833 (38.5) 312 (29.8) −8.7 (−13.7 to −3.7) .001 −6.8 (−11.5 to −2.0) .01
Forgone mental health care because of cost 529 (24.8) 177 (16.3) −8.5 (−12.3 to −4.8) <.001 −8.0 (−11.7 to −4.3) <.001
Saw mental health professional 881 (39.8) 391 (35.7) −4.1 (−9.4 to 1.2) .13 −4.1 (−9.2 to 1.0) .11
a

Data are from the 2012, 2013, and 2015 National Health Interview Survey among adults aged 18 to 64 years.

b

Adjusted estimates are regression adjusted and controlled for age, sex, race/ethnicity, marital status, educational level, income relative to federal poverty guidelines, employment status, health status, number of chronic conditions, and US Census region of residence.

c

P values are from 2-tailed t tests.

Discussion

Access to care has improved for adults with MMI and SMI in recent years. Of importance, forgone mental health care decreased significantly for individuals with SMI. However, gaps in access persist. We did not find improvements in having a usual source of care, delayed medical care because of cost, or seeing a mental health professional for adults with SMI, which may be attributable to factors not fully addressed by the ACA, such as high cost sharing and continued shortages in mental health.

Limitations

Study limitations include the cross-sectional design, possible confounders, and changing demographics.

Conclusions

Future reforms should consider expanding access to care for adults with SMI, with a focus on strengthening the mental health care system.

References


Articles from JAMA Psychiatry are provided here courtesy of American Medical Association

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