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PLOS ONE logoLink to PLOS ONE
. 2022 Mar 11;17(3):e0263706. doi: 10.1371/journal.pone.0263706

A study on the influencing factors of the public’s willingness to donate funds for critical illness crowdfunding projects on network platforms

Lu Chen 1,2,*, Fan Luo 3,*, Wanshi He 4,*, Heng Zhao 5,*, Liru Pan 1
Editor: Barbara Guidi6
PMCID: PMC8916639  PMID: 35275910

Abstract

As an emerging charity model, critical illness network crowdfunding provides a source of funds for some critically ill patients in China who have difficulty paying their high treatment costs by themselves. This study aims to investigate the influencing factors of the public’s willingness to donate to critical illness crowdfunding projects on Internet platforms. From a perspective combining the technology acceptance model and the theory of planned behavior, a complex and comprehensive structural equation model is proposed. We randomly selected 1,000 members of the public in China and empirically verified the study framework through structural equation modeling (SEM) based on 710 valid questionnaires. The results show that the public’s donation willingness and the social distance to a critical illness crowdfunding project on an online platform positively affect the public’s donation behavior, and donation attitude positively affect donation willingness; perceived usefulness and empathic concern positively affect the public’s donation attitude, which in turn affects its donation willingness. This study confirms that members of the public are more likely to help people who have similar demographic factors or people who are similar to themselves and have the same values, i.e., people who have a close social distance. It innovatively proposes and verifies the hypothesis that empathic concern can significantly positively affect users’ perceived usefulness and donation attitude. Strong empathic concern triggers donation willingness and behavior.

Introduction

With the rapid development of the Internet in recent years, the diversified network applications and services of China’s "Internet +" have flourished, promoting the transformation of Chinese society and, simultaneously, providing more opportunities to identify people who highly agree with the mission or beliefs of organizations [1].

As an emerging social media-based online financing approach, network crowdfunding allows project fundraisers to apply for small amounts of money from the public distributed online using social media and new payment technologies to support valuable projects [2]. Network crowdfunding usually involves four types of fundraising: product crowdfunding, bond crowdfunding, equity crowdfunding and charitable crowdfunding (also known as donation crowdfunding). The emergence of charitable crowdfunding means that this new mode of financing, which began with commercial financing, has begun to enter the charity field [3].

Critical illness network crowdfunding is an emerging charity model that organically combines charitable donations and social media. It is characterized by low entry barriers, simple operations, and a high cost-benefit ratio. It provides services for critically ill patients who cannot afford to pay their high treatment costs by themselves. The provision of funds avoids delays in treatment or abandonment of treatment due to insufficient funds. In 2019, in addition to lottery public welfare funds and large donations from philanthropists, Internet donations were the main source of domestic charity resources. The "Charity Blue Book: China Philanthropy Development Report" (2020) shows that in the first half of 2019, 20 Internet public fundraising information platforms designated by the Ministry of Civil Affairs issued more than 17,000 pieces of fundraising information for more than 1,400 public fundraising charitable organizations across the country. With a total of 5.26 billion clicks, the attention and participation of people raised more than 1.8 billion yuan. In addition, the "99 Charity Day" in 2019 reached a new high in fundraising, transparency and coverage. Forty-eight million caring netizens donated 1.783 billion yuan through Tencent’s charity platform, and more than 2,500 companies donated 307 million yuan. With a matching donation of 399.99 million yuan provided by the Tencent Charity Foundation, a total of 2.49 billion yuan was raised this year on the "99 Charity Day". While many netizens have shown their support, there are also many risk factors involved in the rapid development of critical illness crowdfunding platforms. According to a survey of 1,737 people conducted by the China Youth Daily Social Survey Center in 2015, 47.4% of respondents had participated in donations through online platforms, but only 28.5% trusted the charitable organizations or other types of organizations in online donations. Regarding the individuals involved in such fundraising, 62.4% of respondents worried about the potential risks of donation fraud and other types of fraud in online fundraising [4].

Recently, some well-known online public welfare critical illness crowdfunding platforms have become embroiled in scandals involving donation fraud and other types of fraud. Such scandals stand in stark relief to the sincere aid texts of individual help-seekers when applying for public welfare crowdfunding, challenging the public to address donation fraud. The psychological expectation of zero tolerance for donation fraud has caused the public to have low recognition of critical illness network crowdfunding, frustrating the achievement of participation in online critical illness crowdfunding [5]. Given the social trend of charity commercialization and public welfare marketing, the public cannot monitor and follow up on the progress of donations after a one-click donation, and the use and destination of donations are unknown. The problems caused by the imperfections in the development of critical illness network crowdfunding warrant academic attention and research.

What factors influence the public’s willingness to donate to critical illness crowdfunding projects? How should critical illness crowdfunding platforms optimize this process, expand their functions, perfect the systems involved, and realize benign operations to help more help-seekers? To answer these questions, this study, based on stakeholder theory and social identity theory and from a perspective combining the technology acceptance model (TAM) and the theory of planned behavior(TPB), proposes a model for identifying the influencing factors of the public’s willingness to donate to critical illness crowdfunding projects on network platforms. Through empirical research, this study explores whether and how the potential variables in the model affect the public’s donation willingness and behavior.

Materials and methods

Literature review

Network crowdfunding refers to a financing model supported by information technology (IT) in which entrepreneurs use online financing platforms to finance their products or creative ideas and public investors can invest a certain amount of money in return for donations or payment in kind [68].

Network crowdfunding, which is a relatively new phenomenon and an increasingly popular financing channel, combines modern social media technology and project-based financing. Scholars and practitioners agree that online crowdfunding generally has the potential to change traditional financing methods [9]. They have begun to analyze how new projects with business risks are successfully financed through crowdfunding [7,10] and what the influencing factors are that drive supporters to participate in crowdfunding projects.

Research on the influencing factors of charitable crowdfunding projects is relatively new and limited. Some foreign scholars have focused on the perspective of donors. Studies have confirmed that compared with commercial crowdfunding, charitable crowdfunding presents a unique situation [11], in that it relies more on the intrinsic value of the project and the social motivation of the donor, not the motivation of economic reward (external motivation). In particular, those who support nonprofit projects through crowdfunding are usually motivated by "sympathy and empathy for the matter, guilt for not paying, and continuously strengthened identity and social status". For donors, social identity and self-satisfaction with being an involved philanthropist constitute the main motivation for participation [12,13]. According to an empirical study by Hui et al. [14], multiple factors affect donor’s participation in crowdfunding projects, including the consumption or experience of new products, the acquisition of spiritual or economic rewards, and social interaction. In addition, the empirical research of Shier and Handy [15] confirmed that the influence of others is a factor that affects people’s willingness to donate online; furthermore, gender and perceptions of organizations are variables that affect the possibility of online donations. Sisco and Weber [16] analyzed the influencing factors of online donation behavior on the GoFundMe platform, and their survey found that women are more likely to resonate with donation information.

Some foreign scholars have conducted research from the perspective of network platform functions and capabilities. Wang and Fesenmaier [17] pointed out that the motivational factors of donation behavior in online interactions include tool effectiveness, quality assurance, status and expectations. Saxton and Wang [18] conducted empirical research on the nature and determinants of charitable donations in the social network environment and found that the success of fundraisers has nothing to do with the financial ability of organizations; rather, it is related to "network ability". The research of Sura et al. [19] also confirmed that the characteristics of Internet technology influence people’s overall attitude towards online donation to a large extent and that their overall attitude positively affects people’s willingness to donate through social networking sites.

Regarding research on the influencing factors of the public’s willingness to donate on critical illness crowdfunding platforms, Chinese scholars mainly analyze critical illness crowdfunding platforms, help-seekers and donors perspectives.

Some studies from the perspective of critical illness crowdfunding platforms have confirmed that two factors, the project itself and the dissemination platform, have an impact on the fundraising effect of charitable projects carried out on a network platform [2024]. On the one hand, from the perspective of the project itself, the information presentation method (the framework effect and progress information) of public welfare crowdfunding projects affect the willingness of donors to participate in public welfare crowdfunding. At the same time, the target framework adjusts the facial expressions of help-seekers presented to donors. Influenced by empathy and willingness to donate, charitable crowdfunding donation behavior on online social platforms is positively affected by beneficiaries with happy facial expressions; that is, traditional "tear charity" has a limited effect in persuading people to donate, and donors are more willing to donate to charities that provide happy progress information. On the other hand, in terms of the communication platform, take the well-known WeChat platform as an example. People’s WeChat circle is based on their real social circle. The scale, resource endowment and composition of individuals’ real social circle affect their WeChat circle. As a result, the WeChat circle makes a major difference in the effect of crowdfunding [20,21]. In addition, Fan et al. [25] discussed the influence of the default option amount on personal donation willingness and its psychological mechanism in the context of online public welfare, and they found that a high-amount default setting and individuals’ moral identity level have a moderating effect on donation willingness.

Some studies from the perspective of help-seekers have confirmed that the more diversified, the broader, and the larger the interpersonal network of help-seekers is, the better the fundraising effect [26]. The fundraising rate has a significant positive effect, and the higher the fundraising rate is, the greater the likelihood that financial transparency will be achieved [27].

Some studies from the perspective of donors have confirmed that young people are the main component of the online public welfare user community and that most participants participate in online public welfare activities by following public opinion leaders and, in the process, achieve identity recognition and generate social identity [28,29]. In the process of disseminating medical crowdfunding information, participants’ behavior of forwarding medical crowdfunding information is mainly self-interested rather than altruistic. They are mainly relationship oriented and decide whether to forward such information according to the rules of favor exchange.

In summary, it is certain that the public’s willingness to donate money and engage in donation behavior on critical illness crowdfunding platforms will be affected by the established technical functions of platforms, that is, the use of the existing platform system and the perspective of technology. In addition, the behavioral intentions of individuals will be affected by other internal and external factors.

Theoretical basic research hypotheses

The TAM is selected to explore the trade-off process of the public when using system functions. As a general model, the TAM provides only two cognitive concepts that affect the willingness of individuals to accept technology, namely, perceived usefulness and perceived ease of use, and it does not interpret or limit the external variables that affect usefulness and ease of use for specific application situations [30]. Hence, the TPB is combined to incorporate variables, including public attitudes towards behavior, and the influence of others (social distance). On the basis of selecting the TAM and the TPB, to better explain the public’s willingness to donate and decision-making behavior in the specific situation of a critical illness crowdfunding platform, public trust in the platform is regarded as an important premise of perceived usefulness, and the individual’s empathic concern is added as variables to measure the public’s willingness to donate to critical illness crowdfunding projects on network platforms.

Technology acceptance model

Davis et al. [31] applied the theory of reasoned action (TRA) to the TAM in 1989; the model structure is shown in Fig 1. Technology acceptance theory is used to study the influencing factors of individuals in accepting and using new information service systems. The TAM indicates that a user’s actual use of a tool is directly determined by the will to use it. In addition, perceived ease of use and perceived usefulness are the main indicators of technology acceptance behavior, which in turn affect the user’s behavioral attitude.

Fig 1. Technology acceptance model.

Fig 1

In the TAM, perceived ease of use refers to the ease of use of a tool by a user and is the process and effort expected. Perceived usefulness refers to the extent to which a user subjectively believes that the experience or efficiency brought by the use of a tool is enhanced and is the result and expected performance [31]. Perceived ease of use can also be used as a prerequisite for perceived usefulness, affecting the utility of a technology to the user and, in turn, the user’s behavioral attitude [32]. In this study, donation attitude refers to the positive or negative attitude of the public towards donation behavior.

At a stage when information technology is not so developed, the higher the ease of use of a critical illness crowdfunding platform perceived by the public is, the higher the usefulness and effectiveness of the platform perceived by the public. However, the ease of use of the Internet platform has been very high after years of development, so the variable of the ease of use will not be considered in this study. Additionally, the spiritual satisfaction brought to the public by donations and the efficient experience of donation activities can positively affect the donation attitude of users. The public can complete donation activities through simple operations, and to meet the public’s donation needs, critical illness crowdfunding platforms are extremely convenient. The more useful the platform, and the more positive the public attitude towards donation activities using the critical illness crowdfunding platform will be. Accordingly, this study proposes the following hypotheses:

  • Hypothesis 1 (H1). Perceived usefulness positively affects donation attitude.

Interactivity and platform trust

The rise of critical illness crowdfunding platforms and mobile payments has greatly increased the convenience of donation activities. However, because of the virtual, electronic and space-time extensibility of the platforms facing the public, the feedback involved in many traditional donation methods cannot be carried out, the information asymmetry between the two sides of the donation has increased, disadvantaged donors may encounter donation fraud, donors may be cheated due to the poor regulation of platforms, and control over the destination of the money donated is lacking. All of these factors will make donors feel that platform-based donation is riskier than traditional donation methods. Trust is considered one of the key factors in the success of crowdfunding projects since the emergence of charitable crowdfunding in the e-commerce era [33].

Since trust, as a simplified mechanism, can compensate for the inadequacy of reason and information and reduce complexity and uncertainty [34,35], MacMillan et al. [36] proposed the concept of trust in contributions, arguing that trust is the key driver of commitment and that trust is built by shared values, communication and nonopportunistic behavior. In other words, donors must believe that they share values with the platform, and the platform must communicate its commitment to the destination of money and not behave in an opportunistic manner [36]. However, previous studies have shown that trust is essential for the existence and success of donor media and that trust is the foundation of charitable and voluntary organizations [3740]. Therefore, this study adopts the view of MacMillan et al. [36], according to whom the trust of users is an important prerequisite for perceived usefulness.

Pavlou argued that inter-organizational trust is a form of institution-based trust, which embodies the secure feelings of institutions and structures, and comprises the structural assurance and situational normality of the Web [41]. Structural assurance highlights the reliance on protective structures such as guarantees, contracts, regulations, and transaction procedures to assure the expected outcomes. The structural assurance mechanism creates the belief that restrictive monitoring procedures associated with online transactions can effectively regulate the trading entities in terms of following transaction norms, thereby lessening uncertainty and opportunism. Tan and Thoen argued that the control mechanisms supplement party trust when information regarding the trading entities is insufficient or unavailable. Similarly, the empirical study conducted by Ratnasingamalso showed that trust in the technological infrastructure and online transaction environment are both essential for successful B2B transactions [42].

In other words, donors must believe that they share values with the platform, and the platform must communicate its commitment to the destination of money and not behave in an opportunistic manner [36]. However, previous studies have shown that trust is essential for the existence and success of donor media and that trust is the foundation of charitable and voluntary organizations [3740]. Therefore, this study adopts the view of MacMillan et al. [36], according to whom the trust of users is an important prerequisite for perceived usefulness, and it believes that trust is very important for promoting the development of public donations using critical illness crowdfunding platforms, and Pavlou [43] & Donna (2006) [44] specifically proposed that trust affects perceived usefulness and perceived ease of use [45].

Furthermore, trust is always accompanied by certain risks. To ensure that the interests of trust will not be damaged, the existence of a trust guarantee mechanism is required. Trust can be divided into different types based on the guarantee mechanism. For example, Luhmann [46] divided trust into interpersonal trust and institutional trust. Interpersonal trust is based on familiarity and the relationship between humans and human feelings, while institutional trust reduces the complexity of social interaction through external, punitive or preventive mechanisms such as the law. Zucker [47] argued that trust can be divided into three levels: trust based on communication experience, i.e., the accumulation of interaction, exchange and trade experience; trust based on actors with sociocultural commonalities, i.e., obligations and cooperation rules of social imitation; and trust based on the system, i.e., nonindividual rules, social norms and institutions.

Based on the above analysis, the sources of donor trust in a platform can be summarized into two aspects: trust based on interaction and information exchange and trust based on platform rules. They are expressed as two aspects: interactivity and platform trust.

Interactivity refers to the public perception of the interactive services provided by a critical illness crowdfunding platform, which is based on the design of the interactive mechanism provided by the platform. The trust building process is inevitably accompanied by various social interactions and interpersonal behavior [4749]. In the whole process of using a critical illness crowdfunding platform, if the platform can provide a complete donation experience to the public, from teaching the public how to use the platform to make donations to providing a smooth mechanism of communication with other donors and help-seekers and having sufficient ability to solve the problems and doubts encountered by the public during use, the public may have a sense of trust in the platform. This trust is the public’s confidence in the critical illness crowdfunding platform and is the expression of the exchange of emotional goodwill of both sides.

  • Hypothesis 2 (H2). Interactivity positively affects platform trust.

  • Hypothesis 3 (H3). Platform trust positively affects perceived usefulness.

Empathy

Empathy refers to an individual’s understanding and response to the emotions of others. When an individual faces (or imagines) the emotional situation of one or more individuals, doing so first results in the sharing of emotions and feelings with others. Then, on the premise of the cognition of the difference between the self and others, the individual carries out a cognitive assessment of the overall situation, resulting in an emotional response accompanied by corresponding behavior (explicit or implicit behavior), and as the subject, the individual projects this emotion and behavior onto the psychological process of others as the object [50]. As a psychological phenomenon closely related to everyday life, empathy plays an important role in the process of personal socialization and interpersonal communication.

Kant said in his Critique of Practical Reason, “It is very good to do good to people out of love and sympathy, or to uphold justice out of love for order.” Kant believes that compassion is an important internal driving force of charitable behavior. It inspires people to generate good intentions and charitable behavior. There is a natural feeling of sympathy in human nature. Individuals produce a mechanism of sympathy and empathy through compassion so as to resonate with others emotionally and cognitively. In this way, compassion opens up the emotional boundaries between individuals and others and has a sharing mechanism of social moral psychology [51].

Empathy is an important trait that affects donation behavior [52], which shows that donors with strong cognitive senses of other perspectives easily achieve emotional understanding and responses to the situations of others. They are more likely to show compassion and empathy for others, thus showing a stronger willingness to donate. Moreover, when the donation object is a specific unfortunate individual rather than a vague disaster group, it can stimulate the sympathy of donors, maximizing the empathy effect [53].

Donors are more likely to feel sad and to offer help when they believe that the recipients are similar to themselves [46]. The empathy dynamic model shows that when individuals face the emotion or situation of others, their own emotional cognitive system will be aroused. First, the sharing of emotion with others will be established. Then, individuals will realize the difference between themselves and others and think that their emotions are driven by others. Finally, their own high-level cognitions, such as moral norms and values, will be used to judge whether self-induced empathy with others is valid. If so, then the individual’s cognition and the experience of emotion will combine to produce independent emotion and trigger the corresponding explicit or implicit behavior (or behavioral motivation). Finally, the individual will project his or her own cognitions and emotions onto others. The empathy dynamic model can be applied to the process experienced by the public when donating to critical illness crowdfunding donation projects on network platforms. Members of the public will see others dealing with misfortune and unfair circumstances. The higher the level of empathic concern of members of the public, the greater the likelihood that they will take the perspective of the help-seeker and form the same emotional consensus with the help-seeker.

In addition, according to Hoffman’s empathy theory, when individuals see others in sadness, they will also feel sadness. After individuals help others, empathy sadness will dissipate. Without help, empathy sadness will maintain a high level [54]. Therefore, a public with strong empathy ability is more likely to produce empathy sadness when they read on the internet about the sadness and difficulties of others. It is also more motivated to reduce sadness and obtain a positive experience through helping others.

Empathy has an important impact on the willingness of subjects to donate. It is regarded as a very important predictor of charitable donation behavior [55]. The research of stocks et al., shows that empathy is an important driving force of altruistic behavior and supports the empathy helping behavior hypothesis [56]. Many studies have shown that the stronger the empathy ability, the higher the willingness to donate [55,57,58].

Empathy largely depends on the automatic “activation” and “matching” state, producing common representations and similar emotions [59]. Nambisan and other scholars have pointed out that the expression of empathy is more common in online communities, especially in supportive online communities, which can promote online help [60]. The reason is that the overall atmosphere of the critical illnesscrowdfunding network platform, in addition to the common environment of empathic expression mentioned above, can also provide great conveniences for the completion of donation behavior, freeing donors in terms of implementation time and form [61]. It can be said that donor empathy cognition is more easily stimulated in the emotionally expressive atmosphere of serious illness crowdfunding. Donors will also perceive that such platforms can complete the process from stimulation of donor empathy to donation behavior. Not only will doing so enhance the recognition of platform usefulness, but it will also increase donation behavioral attitude through the network platform, that is, perceived platform usefulness. Additionally, the higher the level of empathic concern of individuals is, the more significant their contributions will be. Accordingly, this study proposes the following hypotheses:

  • Hypothesis 4 (H4). Empathic concern positively affects perceived usefulness.

  • Hypothesis 5 (H5). Empathic concern positively affects donation attitude.

Theory of planned behavior and Social distance

The TPB holds that the behavior of an individual is not always controlled by his or her own will [62]. Rather, the individual’s behavior is affected by internal and external factors. Attitudes and standardized responses to perceived situations will change the individual’s behavior. The TPB mainly considers the attitude and perceived behavioral control of individuals based on their own interests and the rational choices they make in regard to the necessity of engaging in a particular behavior [63].

In the process experienced by the public when making donations by using critical illness crowdfunding platforms, donation attitude mainly refers to the positive or negative attitude of the public towards donation behavior, that is, the subjective feelings of the public towards donation behavior. The more positive the public’s attitude towards donation using critical illness crowdfunding platforms is, the higher the willingness to use such platforms to donate money. In recent years, many scholars have integrated TAM and TPB. For example, Luo and other scholars have used it to study people’s willingness to use yu’e Bao [64]. Chen et al.have built a research model on the influencing factors of public welfare crowdfunding donation willingness based on WeChat social media [65]. The empirical results also directly verify that individual donation attitudes directly impact donation intention. Feng analyzed the influencing factors of platform user willingness to donate by 802 questionnaires, and the results showed that user donation attitudes and perceived behavioral controls are the most influential [66].

Although traditional studies on the integration of TAM and TPB generally consider subjective norms as an important variable, Subjective norms refer to the social pressure that an individual feels when engaging in a certain behavior, which is manifested in the individual’s perception of the influence of friends, family and society on whether or not to make a donation. In this study, we use social distance as a variable to measure the influence of social pressure on donation behavior. Because, as far as this study is concerned, users’ behavior of participating in crowdfunding for serious diseases and their related feelings cannot be simply summarized as herd psychology. The influence of social relations on users, in addition to the relatively important individual influence, will also be affected by the clustering effect of certain scale group participation or communication under the corresponding circumstances, which can be understood as the group appeal and influence from social relations [60].

The concept of social distance, which originated in sociology, refers to the degree of closeness existing between groups and individuals, and the degree of closeness measures the influence that one party has on another [67]. Social distance reflects the characteristics of psychological distance between the perceived self and others or groups, which in turn describes the degree of intimacy between them, such as the similarity between the self and others. Identity is an important factor that affects the distance between individuals and society [68]. With the development of the new media, the network environment has undergone significant changes. It provides us with increasing functions of instant communication, which also changes the psychological judgment of social distance between people and the surrounding environment. Thus, the behavior of individuals in the network environment will naturally be different. If media information dissemination is taken as the starting point, social distance mainly exists between the information communicator and the information receiver, and the distance between the two sides will affect the establishment of the communication and reception relationship [69]. As the network of critical illnesscrowdfunding breaks the geographical and social distance of traditional offline donations, there may be a strong, weak, or even negligible social relationship between donors and the recipient(s). Therefore, in the network crowdfunding, the relationship type, where donor and recipient are familiar with each other and have strong interaction and dependence, is defined as the close social distance, and the corresponding alienated relationship, with less understanding, is defined as no interactive relationship distance [69].

In the dimension of interactive environment, the above social relations mainly reflect the impact of the mutual relationship between donors, helpers, forwards and users on users’ participation in public welfare crowdfunding [24]. Understood through the concept of social distance, they reflect the closeness or clarity of the relationship between individuals. Previous studies have confirmed that social distance and intimacy have a significant impact on user emotions and perceptions, mainly reflected in the two initial concepts of peer influence and clustering effect. Among them, peer influence is the more significant factor. Under the influence of social relations, potential donors trust donation initiatives from “peers” [25]. In addition, this peer influence lies not only in the strengthening of trust but also has a significant impact on the stimulation of user compassion, the amount and frequency of user donations, and other costs that users are willing to pay.

According to the cognitive level theory (CLT) proposed by Liberman and Trope [70], people’s behavior and cognition will be different due to the change of psychological distance [71]. This theoretical framework supports a large number of studies of the internal psychological mechanism behind individual behaviors from the perspective of psychosocial distance [72]. Fruitful results have been achieved in this field. Some scholars point out that the public is more inclined to donate to people and organizations they know [73]. Research by Ein-Gar and Levontin (2013) demonstrates how individual charitable donations increase with the reduction of social distance. This result shows that charitable donations will be affected by the donation relationship. The closer the relationship, the more individual donations [74]. Miao Qing has noted that the shorter the social distance, the greater the possibility of arousing compassion and the willingness to donate to each other [75]. Earlier studies by Small and Simonsohn pointed out that people will have sympathy for victims who are close, and that this sympathy can be extended to other victims with similar experiences, so as to increase the willingness of individuals to help these victims. For example, if an individual family member suffers from breast cancer, the individual will be more sympathetic to a group with breast cancer and more willing to contribute to that group. This transmission effect is stronger when individuals are more closely related to the victims [76].

There were some experimental studies that demonstrate the effect of social distance on donation behavior. Rachlin and Jones [77] divided subjects into an ingroup and an outgroup. They found that in the ingroup group, the psychological distance between individuals was closer and that the behavior of helping each other appeared more frequently. In contrast, in the outgroup, the psychological distance from people in the outgroup was farther, and individuals were not willing to help them. In a study by Stephan et al. [78], who took a temporal perspective, the authors found that if the description of an individual is more abstract, subjects will perceive a farther social distance; that is, they will be more unwilling to help him or her, and they will assign fewer tokens to him or her. In contrast, when the description of an individual is more specific and detailed, subjects will make the judgment that the social distance is closer, and they will be more willing to help him or her and assign more tokens to him or her [78]. That is, if there is a larger social distance between a donor and a helper-seeker, helping behavior will be less likely to occur, and the same result applies in the case of spatial distance [79]. Regarding the length of time to read online help-seeking information, the main effect of social distance is significant. In the face of the same content of help-seeking information, information from good friends needs a shorter reading response time than that from strangers, and people will be more trusting of information with a close social distance [80]. Based on the above factors, this study proposes the following hypotheses:

  • Hypothesis 6 (H6). Donation attitude positively affects donation willingness.

  • Hypothesis 7 (H7). Donation willingness positively affects donation behavior.

  • Hypothesis 8 (H8). Social distance positively affects donation behavior.

Based on the above assumptions, we obtain a model of the influencing factors of the public’s donation behavior of using critical illness crowdfunding platforms. The model is shown in Fig 2.

Fig 2. Diagram of the proposed model.

Fig 2

Methodology

Structural equation modeling (SEM) is an advanced statistical method developed on the basis of factor.Analysis and path analysis. In 1918, Fisher et al. [81] proposed path analysis in genetics, and introduced the path diagram and obtained the basic form of SEM. Joreskog et al. [82] put forward the preliminary concept of SEM in the early 1970s, and divided SEM into structural model and measurement model. Since then, SEM has been widely used in biology, medicine, education, behavior, psychology and many other fields. In the field of sociology, Yang W et al. [83] used SEM to evaluate the social impact of construction projects and the relationship between them and public response, and to identify and resolve conflicts from the perspective of social risk management.

Survey design

The studies involving human participants were reviewed and approved by the studies involving human participants were reviewed and approved by the Ethics Committee (HREC) of the School of Economics and Management in East China Jiaotong University. The participants provided their written informed consent to participate in this study. The questionnaire consisted of two parts. The first part collected data on demographic variables, which were used as control variables: gender, age, education, occupation, and income. The second part was the measurement scale. To ensure the reliability and validity of the measurement, this study selected mature scales from home and abroad and modified the wording based on the actual needs of this study.

A total of 8 latent variables and 31 measurement variables were included in the measurement scale. All scales were scored on a 5-point Likert scale ranging from 1 (“completely disagree”) to 5 (“completely agree”). The factor loadings and descriptive statistics of each measurement variable, which were obtained by SPSS 22.0, are shown in Table 1.

Table 1. Factor loadings, descriptive statistics and scale sources of each measured variable.
Potential variables Measured variables Item Mean SD Source
Donation attitude Donation through critical illness crowdfunding platforms is something that can help people in need solve problems A1 3.50 1.23 [80]
Donations through critical illness crowdfunding platforms are worth doing A2 3.61 1.16
Donation through critical illness crowdfunding platforms is something that you would love to do A3 3.55 1.11
Empathic Concern I feel soft and caring when I see those less fortunate than me on critical illness crowdfunding platforms B1 3.59 1.19 [85,86]
I want to protect people from being used by others on critical illness crowdfunding platforms B2 3.55 1.16
I feel very sympathetic when I see people being treated unfairly on critical illness crowdfunding platforms B3 3.71 1.06
I feel sorry when I see someone in trouble or with a problem on critical illness crowdfunding platforms B4 3.70 1.15
I think that I am a very soft-hearted person B5 3.51 1.13
Perceived usefulness Donations can be made simple through critical illness crowdfunding platforms C1 3.74 1.09 [31]
Through critical illness crowdfunding platforms, donation efficiency can be improved C2 3.72 1.07
I can have a satisfying donation experience through critical illness crowdfunding platforms C3 3.65 1.13
Giving money through critical illness crowdfunding platforms is spiritually satisfying C4 3.60 1.11
Platform trust I believe that critical illness crowdfunding platforms put the interests of users first D1 3.51 1.14 [87]
I believe that critical illness crowdfunding platforms are very concerned about the interests of users, not just their own interests D2 3.50 1.14
I think that critical illness crowdfunding platforms are credible D3 3.52 1.17
I believe that critical illness crowdfunding platforms will meet their responsibilities and serve people in need D4 3.47 1.17
Interactivity Critical illness crowdfunding platforms provide a smooth platform for information exchange and communication between help-seekers and donors E1 3.51 1.15 [88]
Through critical illness crowdfunding platforms, donors can easily communicate with other donors E2 3.64 1.12
Critical illness crowdfunding platforms encourage users to familiarize themselves with the platform and actively participate in and use it E3 3.64 1.14
Through critical illness crowdfunding platforms, donors can receive enough feedback from fundraisers (message responses, e-mail acknowledgments, etc.) E4 3.60 1.05
For all kinds of questions and issues raised by users, critical illness crowdfunding platforms can solve problems and answer quickly and effectively E5 3.61 1.15
Donation willingness In the future, I will try to participate in donating on critical illness crowdfunding platforms F1 3.66 1.15 [90]
In the future, I will make donations on critical illness crowdfunding platforms as a way to practice the public good F2 3.65 1.16
In the future, I will recommend the use of critical illness crowdfunding platforms to make donations F3 3.63 1.15
Social distance I prefer to donate money to relatives G1 3.54 1.13 [92]
I prefer to donate money to friends, including the relatives of friends G2 3.63 1.14
I prefer to donate money to colleagues and classmates, including the relatives of colleagues and classmates G3 3.56 1.19
I am more likely to donate money to acquaintances, including the relatives of acquaintances G4 3.57 1.14
I prefer to donate money to strangers G5 3.32 1.16
Donation behavior How much money have I donated to acquaintances over the past year? H1 3.61 1.15 [93]
How much money have I donated to strangers over the past year? H2 3.34 1.09
  1. The donation attitude scale refers to Bagozzi’s et al. [84] definition of behavioral attitude measurement in the TPB. The items of donation attitude measurement are divided into three dimensions: "what is good", "what is worth doing" and "what am I willing to do".

  2. The empathy scale is based on the Interpersonal Reactivity Index (IRI) proposed by Davis [85], which has been proven to be suitable for different normal population groups. The IRI is an instrument for measuring empathic concern based on a multidimensional theoretical framework of empathy [85,86]. Empathy is divided into four dimensions: perspective selection (PT), empathetic concern (EC), imagination (FS), and personal pain (PD). Among them, EC is mainly used to measure the degree of individuals’ emotional care, warmth and sympathy for others.

  3. Perceived usefulness is used to measure whether a new good or service can improve the original work efficiency. In the TAM, Davis [31] pointed out that the more obviously a good or service can improve the original work efficiency, the more consumers will perceive the value of the good or service, which in turn will affect consumers’ purchase decision. In general, perceived usefulness is assessed from the perspective of convenience and contrast (i.e., compared with the original or other products). This study examines the perceived usefulness of user contributions to critical illness crowdfunding platforms from the perspective of convenience, contrast, and spiritual satisfaction.

  4. The platform trust scale is derived from the trust scale proposed by McKnight et al. [87]. There are 6 original items. Notably, in the pretest, we found that some items between platform trust and interactivity were highly correlated; thus, we eliminated the redundant measurement variables, such as "I believe critical illness crowdfunding platforms have sufficient capacity to effectively deal with the various situations encountered by users in donation activities" and "I believe that if there is a problem during the donation process, critical illness crowdfunding platforms will help users appropriately solve it". Platform trust was reduced from 6 questions to 4 questions.

  5. The website interactivity scale draws on the communication items in the perceived interactivity scale developed by McMillan and Hwang [88]. In this study, the interactivity of donation platforms refers to the design of platform-based donations perceived by users to meet the various communication needs of users. It is a measure of the degree of satisfaction with platform-based donations with regard to meeting users’ needs to participate in interaction, exchange and obtain feedback.

  6. The scale of donation willingness mainly refers to a relevant consumer behavior intention-related scale by Shier and Handy [89]. The three dimensions are measured based on the possibility of participation, the possibility of repeated participation and willingness to recommend, for a total of three items [90].

  7. The social distance scale was designed by Bogardus [91] and has repeatedly been used in the Bogardus Social Distance Scale, with Lee et al. [92] making appropriate modifications to the scale. In this study, the measurement of social distance is divided into five items: relatives, friends (including the relatives of friends), colleagues/classmates (including the colleagues and relatives of classmates), acquaintances (including the relatives of acquaintances), and strangers.

  8. The donation behavior scale refers to Zhang [93] study on the influencing factors of the charitable donation behavior of Chinese urban residents. In this study, donations to acquaintances and strangers are used as the measurement classification for user platform contributions.

Data collection and samples

This study was conducted in the form of a questionnaire survey, including field research and network research. The survey was conducted from February 2020 to April 2020. The survey completion process involved maintaining communication with the respondents. At the beginning of this process, the questionnaire indicated that the survey was for research purposes only. The survey involved a nationwide scale, with 1,000 questionnaires sent and 768 questionnaires returned. After removing invalid questionnaires with obvious regularities, short completion times and inconsistent answers, 710 valid questionnaires were retained, and the effective response rate reached 92.4%.

The questionnaire respondents consisted of 359 males (50.6%) and 351 females (49.4%); the ratio of men to women was relatively even. Employees aged between 18 and 40 accounted for 78.4%. Those with a bachelor degree accounted for 40.7% of the sample, followed by those with a college degree (29.7%); the number of respondents with master’s or doctoral degrees and the number of respondents with a high school (secondary school) educational level and below were both approximately 15%. In addition to full-time students, there were relatively high proportions of sales personnel (14.5%), production personnel (9.9%) and technical/research and development (R&D) personnel (8%); employees in remaining industries, such as marketing/public relations personnel, human resources personnel, teachers, and financial/audit personnel, accounted for approximately 4%. Regarding the distribution of respondents by income, those earning 5,000–10,000 yuan per month accounted for the majority (33.2%), followed by those earning less than 2,000 yuan per month (24.9%). The proportion of respondents in the total sample with a monthly income of 2,000–5,000 yuan and more than 10,000 is approximately 20%.

We also found that regarding information on critical illness crowdfunding platforms, 60.1% of the respondents said that they were recommended. Additionally, 49.3% said that they were informed by doctors/volunteers in hospitals, and 42.5% indicated that they had been informed after searching for information.

Data analysis

Exploratory factor analysis

The primary purpose of exploratory factor analysis is to determine the number of observed variables. An exploratory analysis of 710 valid samples was performed before formal factor analysis.

At this stage, the reliability and validity tests are used to test the reliability of the data and the consistency of the question. The multivariate normality of the data is determined by describing the skewness and kurtosis of the observed variables. After meeting the above requirements, the principal component analysis method was used for factor analysis and eight comprehensive factors were extracted. Through skew rotation, they reflect the donation behavior and other factors. The results provide a basis for establishing the hypothesis of confirmatory factor analysis.

Reliability and validity tests

Reliability is a measure of the stability and internal consistency of the results measured by a scale. This study mainly adopts the internal consistency coefficient (Cronbach’s α) and composite reliability (CR) as test indicators. Donation behavior had a low Cronbach’s α, but its CR value was 0.811 (which is still acceptable). The Cronbach’s α coefficients and CR values of the remaining variables were higher than 0.7, indicating that the scale as a whole had better reliability (in Table 2).

Table 2. Reliability and validity index coefficients.
Potential variables Item AVE CR Cronbach’s α KMO
Donation attitude A1 0.6797 0.8642 0.764 0.694
A2
A3
Empathic concern B1 0.6086 0.8857 0.838 0.858
B2
B3
B4
B5
Perceived usefulness C1 0.5835 0.8484 0.761 0.772
C2
C3
C4
Platform trust D1 0.6622 0.8869 0.830 0.813
D2
D3
D4
Interactivity E1 0.5654 0.8667 0.807 0.843
E2
E3
E4
E5
Donation willingness F1 0.6719 0.8600 0.756 0.693
F2
F3
Social distance G1 0.5916 0.8785 0.827 0.854
G2
G3
G4
G5
Donation behavior H1 0.6823 0.8111 0.535 0.600
H2

Validity test

Bartlett’s sphere and KMO tests were performed using SPSS 22.0. The results in Table 2 show that the overall KMO value of the questionnaire is 0.978 and the KMO values of the eight latent variables are greater than 0.5. The Sig value of the Bartlett sphere test is 0, which is less than 0.01, indicating that the sample data is highly correlated. The above results show that the sample data have good convergence validity.

Skewness and kurtosis can effectively describe the normal distribution of data for each observed variable [94]. The values of skewness and kurtosis are shown in Table 3 within ±1 [95,96]. Absolute value of each skewness is less than 3, and absolute value of each kurtosis is less than 10 [97]. All variables and averages are in accordance with the standard, which indicates the data show a normal distribution.

Table 3. The values of skewness and kurtosis.
A1 A2 A3 B1 B2 B3 B4 B5 C1 C2 C3 C4
Skewness 0.393 -0.515 -0.434 -0.450 -0.384 -0.492 -0.581 -0.465 -0.529 -0.688 -0.455 -0.488
Kurtosis 0.863 0.563 0.507 -0.752 -0.820 -0.556 -0.471 -0.486 -0.563 -0.095 -0.725 -0.502
D1 D2 D3 D4 E1 E2 E3 E4 E5 F1 F2 F3
Skewness -0.401 -0.451 -0.439 -0.401 -0.464 -0.495 -0.477 -0.493 -0.455 -0.531 -0.578 -0.564
Kurtosis -0.723 -0.461 -0.633 -0.623 -0.484 -0.615 -0.656 -0.334 -0.761 -0.622 -0.573 -0.498
G1 G2 G3 G4 G5 H1 H2
Skewness -0.427 -0.400 -0.459 -0.472 -0.261 -0.468 -0.059
Kurtosis -0.583 -0.776 -0.681 -0.566 -0.702 -0.614 -0.921

Factor analysis

Factor analysis represents the basic structure of data by analyzing the internal mapping between variables. In this study, the principal components were analyzed by SPSS 22.0. Factor analysis can group variables according to mapping degree, extract key indicators of different groups, and calculate cumulative variance contribution rate. These key indicators directly reflect the basic structure of things. As can be seen from Table 4, the exploratory factor loads of 31 indicators were obtained through the maximum variance rotation analysis. These quantities are all greater than 0.5, satisfying the model requirements and allowing the extraction of 8 factors to explain the structure of the variables. After tilting and rotating, the latent variable explained much more than 50% of the initial information, which fully reflected the influencing factors of donation behavior.

Table 4. Rotated factor analysis(Factor analysis).
Donation attitude Empathic concern Perceived usefulness Platform trust Interactivity Donation willingness Social distance Donation behavior
V1 Factor V2 Factor V3 Factor V4 Factor V5 Factor V6 Factor V6 Factor V7 Factor
A1 0.838 B1 0.822 C1 0.783 D1 0.811 E1 0.772 F1 0.808 G1 0.759 H1 0.826
A2 0.829 B2 0.705 C2 0.793 D2 0.804 E2 0.748 F2 0.823 G2 0.784 H2 0.826
A3 0.806 B3 0.762 C3 0.764 D3 0.816 E3 0.767 F3 0.828 G3 0.787
B4 0.807 C4 0.713 D4 0.824 E4 0.759 G4 0.796
B5 0.799 E5 0.712 G5 0.717
Cumulative variance interpretation %
67.939 60.874 58.348 66.205 56.493 67.238 59.138 68.271

Confirmatory factor analysis

CFA is performed to confirm the quality and adequacy of the measurement model. When using normally distributed data, ML is suitable to estimate the model [98]. The correlation coefficient matrix is shown in Table 5. The correlation values of all observed variables ranged from 0.425 to 0.803, indicating a significant correlation. The initial model establishment is shown in Fig 3. Before assessing the fitness of the model, it is necessary to first test the "Offending Estimate" to determine whether the estimated coefficient is within the acceptable range. Hair et al. [99] believes that the offending estimate follows three rules: First, there is a negative error term variation. Second, the standardization coefficient is too close to or exceeds 1 (generally 0.95 is the threshold value); in addition, the standard error is too large. If the test results do not have the above offending estimation characteristics, the model is qualified in the preliminary test and can be tested for fitness.

Table 5. Correlation coefficient matrix and the square root of the AVE.

1 2 3 4 5 6 7 8
1. Donation attitude 0.824
2. Empathic concern 0.720** 0.780
3.Perceived sefulness 0.621** 0.643** 0.764
4. Platform trust 0.537** 0.500** 0.585** 0.814
5. Interactivity 0.553** 0.572** 0.644** 0.775** 0.752
6.Donation willingness 0.766** 0.722** 0.635** 0.512** 0.555** 0.820
7. Social distance 0.804** 0.749** 0.658** 0.555** 0.598** 0.803** 0.769
8. Donation behavior 0.587** 0.567** 0.469** 0.425** 0.454** 0.625** 0.633** 0.826

**. Expresses that the correlation is significant at the 0.01 level (two-tailed).

Fig 3. Confirmatory factor analysis.

Fig 3

To evaluate the internal structure fit, average variance extracted (AVE) can be used to assess the significance of the estimated parameters in the model, the indices and the reliability of the latent variables. In addition, composite reliability (CR) is used to evaluate the consistency of the measured variables. The CR should be greater than or equal to 0.6 and the AVE test should be greater than 0.5 to meet the intrinsic quality verification analysis standard of the model.

As shown in Table 1, the factor loadings of all measurement items were between 0.705 and 0.838, and in Table 2 the CR values of the variables were higher than 0.7, indicating that the scale as a whole had better reliability. As shown in Table 2, the AVE values of all latent variables were between 0.5654 and 0.6823, meeting requirements and indicating that the questionnaire as a whole has good convergent validity. Discriminant validity is tested by comparing the arithmetic square root of the AVE of each latent variable with the correlation coefficient of that variable and other variables to verify discriminant validity. When the arithmetic square root of the AVE is higher than the correlation coefficient of the two variables, the scale has good discriminant validity. As shown in Table 4, the arithmetic square root of the AVE of each variable is larger than the correlation coefficient of the two variables, indicating that the questionnaire as a whole has good discriminant validity.

AMOS 21.0 was used to test the hypotheses of this study, the distributions of potential variables and determined have been observed, that they are all approximately "normality". In this special case, variables are classified, SEM can only be used approximately. Table 6 shows the fit index calculations, where x2/df is 1.501 (<3), RMSEA is 0.027 (<0.08), GFI is 0.981 (>0.9), NFI is 0.946 (>0.9), CFI is 0.981 (>0.9), NNFI is 0.979 (>0.9), AGFI is 0.937(>0.9). The measurement model appears to be acceptable, as the above indices are in line with the evaluation criteria, indicating the model-fit is good.

Table 6. Fit index calculations.

Absolute fit indexes Relative fit indexes
Fit indexes RMSEA GFI x2/df AGFI CFI NNFI NFI
CFA 0.027 0.948 1.501 0.937 0.981 0.979 0.946
SEM 0.046 0.916 2.524 0.901 0.940 0.935 0.905
Suggested value <0.08 >0.9 <3 >0.9 >0.9 >0.9 >0.9

Test of the SEM constructs and correlations

A new SEM is developed to examine the relationships between the eight influencing factors to determine how to promote the donation behavior in the future. From Fig 4, the relationships between the independent and dependent variables can be measured by a path diagram. As shown in Table 6, the same indices can be used to evaluate adequacy of both the CFA and SEM. All indices are in the appropriate range, indicating the model is acceptable. All hypotheses are supported by the data in Table 7. Based on the path analysis results, H1-H8 all pass the test.

Fig 4. Path coefficients of the hypothetical model.

Fig 4

Note: Significance levels * p<0.05,** p<0.01,*** p<0.001.

Table 7. Structural model results.
Hypothesis Proposed Effect Path Coefficient S.E. C.R. P Results
H1: Perceived usefulness positively affects donation attitude. + 0.334 0.050 6.660 *** H1 is supported
H2: Interactivity positively affects platform trust. + 0.996 0.055 18.073 *** H2 is supported
H3: Platform trust positively affects perceived usefulness. + 0.444 0.036 12.179 *** H3 is supported
H4: Empathic concern positively affects perceived usefulness. + 0.418 0.032 12.935 *** H4 is supported
H5: Empathic concern positively affects donation attitude. + 0.746 0.043 17.317 *** H5 is supported
H6: Donation attitude positively affects donate willingness. + 0.902 0.047 19.150 *** H6 is supported
H7: Donation willingness positively affects donation behavior. + 0.483 0.186 2.604 0.009 H7 is supported
H8: Social distance positively affects donation behavior. + 0.552 0.213 2.598 0.009 H8 is supported

Note: Significance levels

* p<0.05

** p<0.01

*** p<0.001.

Results

Based on the TPB, this study proposes and verifies that the public’s social distance and willingness to donate to critical illness crowdfunding projects on online platforms are variables that positively affect the public’s behavior of donating to critical illness crowdfunding projects. Additionally, the effect of the social distance variable is verified, and the dissemination of help-seeking information is affected by the habitual thinking in the “social acquaintance” environment. In the process of information dissemination and reception, people who have demographic factors similar to those of recipients or people who are similar to recipients and have the same values are often psychologically positioned as "owners" and have strong emotional resonance, which triggers donation behavior. In addition, donation attitude positively affects donation behavior through donation willingness.

At the same time, this study verifies that empathic concern significantly positively affects perceived usefulness and that interactivity positively affects platform trust, which in turn affects perceived usefulness. When the public believes that the interactions and information exchanged on online critical illness crowdfunding platforms are credible, this credibility will increase their trust in such platforms, and they will then agree more with the view that “donating through the critical illness crowdfunding network platforms can help the target audience”, enhancing the public’s willingness to donate and its actual donation behavior.

Based on the TAM and the TPB, this study verifies perceived usefulness and empathic concern positively affect the public’s attitude towards donations, which in turn affects the public’s donation willingness. Through simple and convenient operation and the lack of restrictions due to time and space, the public feels that it is easy to donate money on online platforms, and it can quickly complete the whole process on a platform and obtain spiritual satisfaction. The perceived usefulness and efficiency of platforms have a positive impact on the public’s attitudes towards using critical illness crowdfunding platforms to make donations.

Discussion

The theoretical contribution of the study

Integrating the TAM and TPB and systematically studying the influencing factors of donations for critical illness crowdfunding projects on network platforms

Regarding research on the influencing factors of the public’s willingness to donate on critical illness crowdfunding platforms, most Chinese scholars conduct analysis based on a single dimension. This study is based on stakeholder theory, social identity theory, and the integrated TAM and TPB. It analyzes critical illness crowdfunding platforms, help-seekers and donors as a whole and systematically proposes the influencing factors of the public’s willingness to donate to critical illness crowdfunding projects on network platforms. Regarding the factor model, our empirical research clearly and comprehensively shows the relationships between different variables and the effect of each variable on donation willingness and donation behavior, and it provides a theoretical basis for how to improve the public’s willingness to donate to critical illness crowdfunding projects.

At the theoretical and practical level, enriching research on the TAM and TPB

The TAM is used to study the factors that affect individuals in the process of accepting and using new information service systems. The TAM points out that the actual use behavior of a certain tool is directly determined by the user’s willingness to use it. In addition, perceived usefulness are the main indicators of technology acceptance, which in turn affect users’ behavior and attitude. (1) This study innovatively introduces two variables, empathic concern and platform trust, further enriching theoretical and practical research on the TAM. Based on the results of this study, when donors have feelings of empathy for help-seekers, they are more likely to have the emotion of sadness. This emotion will make donors more inclined to provide donations; that is, empathic concern positively affects donation attitude [52,55,57,58], and platform trust also affects perceived usefulness [36,4345]. This study has laid a more solid theoretical foundation for research on the TAM and on the factors that influence the public’s willingness to donate to critical illness crowdfunding projects on network platforms. (2)This study’s innovative introduction of the variable social distance further enriches theoretical and practical research on the TPB. The TPB believes that an individual’s behavior is not always controlled by his or her own will. Rather, it is also due to internal and external factors that affect the individual’s expected behavior. This study finds that members of the public are more inclined to give to people and organizations whom they are familiar with. That is, social distance positively affects donation behavior [73,75]. This study enriches the theoretical basis of research on the factors that influence the public’s willingness to donate to critical illness crowdfunding projects on network platforms.

Exploring the path of influence from trust to public donation behavior

Unlike previous studies, which have focused on the direct relationship between trust and donation willingness, this study shows that the more the public trusts the current technical security of an online critical illness crowdfunding platform, the more perfect the public will believe the interactive design of the online platform perfec to be. The more open and transparent the fundraising process and the destination of donations, the more the public’s trust in the platform will increase. This increase will clarify the donation attitude that donations through critical illness crowdfunding network platforms can help the target audience, thereby enhancing the public’s willingness to donate, which in turn will lead to donations. This study focuses on interactivity and discovers the relationships between interactivity and platform trust, which further influence donation attitude, which in turn affects donation behavior. This study broadens our understanding of the influence of trust on donation behavior and lays a theoretical basis for subsequent related research.

Innovatively introducing empathy and social distance as variables for exploring the influence of individual characteristics on donation behavior

(1) This study finds that empathic concern positively affects donation attitude, which in turn affects donation behavior. That is, when donors think that help-seekers are similar to themselves, they are more likely to have the emotion of sadness and are more inclined to donate. The collectivist culture of China emphasizes the interdependence between individuals, which encourages individuals to increase their willingness to help others based on their sympathetic responses to others [100]. (2) This study also confirms that social distance positively affects donation willingness, which in turn affects donation behavior. From a sociological perspective, social distance reflects the characteristics of the psychological distance between oneself and others or groups, which in turn describes the closeness of the relationship between them. When an individual thinks that there is a small social distance, he or she is more inclined to make donations [75]. The social distance variable with Chinese social and cultural characteristics explores the influence of this personal factor on donation attitude and behavior, and it enriches existing theoretical research models and lays a foundation for subsequent research.

Acknowledgments

We would like to thank all the participants who completed the questionnaires.

Data Availability

Replication materials to recreate all analyses in this manuscript are available in the Open Science Framework database (https://osf.io/wq8z5/). DOI 10.17605/OSF.IO/WQ8Z5 We have uploaded the minimum anonymous data set, which includes the values behind the reported average, standard deviation and other measures, as well as the values used to build the graph(in Tables).

Funding Statement

This research project was supported by the Jiangxi Province Department of Education Science and Technology Project (Grant No. GJJ180331).LC and FL conceived and designed the research and methodology. LC provided guidance throughout the entire research process. FL and WH collected and compiled all of the measurements and literature. FL and WH completed the calculation and analyzed the results. LC proposed put forward the policy recommendations. HZ had critically revised the manuscript critically for important intellectual content. HZ supplemented the English manuscript. LP revised and approved the manuscript. We would like to thank AJE (https://www.aje.com/) for English language editing.

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Decision Letter 0

Barbara Guidi

18 Mar 2021

PONE-D-21-03866

A study on the influencing factors of the public's willingness to donate funds for critical illness crowdfunding projects on network platforms

PLOS ONE

Dear Dr. Chen,

Thank you for submitting your manuscript to PLOS ONE. After careful consideration, we feel that it has merit but does not fully meet PLOS ONE’s publication criteria as it currently stands. Therefore, we invite you to submit a revised version of the manuscript that addresses the points raised during the review process.

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Comments to the Author

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Reviewer #1: Yes

Reviewer #2: Yes

Reviewer #3: No

**********

2. Has the statistical analysis been performed appropriately and rigorously?

Reviewer #1: Yes

Reviewer #2: Yes

Reviewer #3: No

**********

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Reviewer #1: No

Reviewer #2: Yes

Reviewer #3: Yes

**********

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Reviewer #1: Yes

Reviewer #2: Yes

Reviewer #3: No

**********

5. Review Comments to the Author

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Reviewer #1: Manuscript PONE-D-21-03866 is a study of the influencing factors of the public willingness to donate funds to critical

illness via crowd-funding platforms.

They use a well established framework of structural equation modeling (SEM) evalute path coefficient for 14 well grounded hypotheses.

1) The manuscript would benefit from exploratory data analysis (visual). For example, it would be illustrative to see the distributions of potential variables to confirm their "normality". Of course in this particular case the variables are categorigal and SEM can be used only approximately, which should mentioned in the analysis. Another example would be visualing correlation between varios external variables (gender, age and income) and potential variables.

2) It would be great to evaluating the effect of gender, age and income level on the path coefficients. What if there is significant divergence there? For example if between two groups one has positive effect and the other negative, the overall result could be close to zero, as in H1.

Overall after a minor revision the manuscript is suitable for publication.

Reviewer #2: This is obviously an interesting article. However, there are few issues that need to looked at. Find the following:

1. For example, the article mentions both "Internet +" donations and "Internet donations". How different are these two concepts?

2. Besides, it would have been helpful especially for readers who may not be conversant with this model of donation to know exactly what "Internet +" is. Is it generally known or it's restricted to only the study area?

3. It may be helpful to provide distinctions among the 12 latent variables that were considered. How different are they from each other?

4. It was also not to clear the target of the recommendations. The suggestion is for the recommendations to be targeted at particular person/institution etc.

Reviewer #3: The authors are quite ambitious to use 45 variables with 12 latent factors in a SEM (n = 710) to explain the behaviour related to crowdfunding projects on network platform in China. However, the proposed model failed to fulfil the minimum criteria for adequate model fit, with merely GFI = 0.788, CFI = 0.835 and X2/df = 3.909 (p. 35-36), i.e. the entire manuscript needs to be re-written, with revised research questions, hypothesis, theoretical framework, and data analysis.

More importantly, the theoretical framework is very weak, the authors only list out various theories and perspectives (p. 12-23) but without showing any linkage with reference to the existing literature.

The conclusions and recommendations, such as urging for more governmental supervision, by using legal framework and blockchain technology for further government monitoring etc., did not based on the results/empirical findings.

Hence, I do not think the current form of manuscript is suitable for publication. There are major flaws in the research design and data analysis methods. There is also lack of theoretical contribution.

**********

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Reviewer #1: No

Reviewer #2: No

Reviewer #3: Yes: Sai-fu Fung

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PLoS One. 2022 Mar 11;17(3):e0263706. doi: 10.1371/journal.pone.0263706.r002

Author response to Decision Letter 0


25 May 2021

Response to Reviewers

Dear Editor and Reviewers,

Re: Manuscript PONE-D-21-03866, A study on the influencing factors of the public's willingness to donate funds for critical illness crowdfunding projects on network platforms.

Please find attached a revised version of our manuscript “PONE-D-21-03866”, which we would like to resubmit for publication as a Original Research in PLoS ONE.

Your comments were highly insightful and enabled us to greatly improve the quality of our manuscript. In the following pages are our point-by-point responses to each of the comments of the reviewers as well as your own comments.

Revisions in the text are shown using red highlight for additions.

According to the recommendation of reviewer 1, 2 and 3, we will reply to the opinions of the three reviewers below, including what specific improvements we have made to the manuscript according to the opinions of the reviewers.

Similarly, after revising according to the reviewers' opinions, other parts of the full text are modified accordingly, such as the abstract, literature review and theoretical part, and a series of tables and figures are also included.

If there are still areas for improvement, we are willing to seriously revise them as soon as possible.

What needs to be added is that there is a commen in the review comments that our English expression is not standardized, but it needs to be explained. When we submitted the first manuscript, we already chose the editing agency suggested by PLoS and the manuscript was edited by one or more of the highly qualified native English speaking editors at AJE. And attach a editing certificate. We don't know which part of the problem led to such comment.

Once again, we sincerely thank you for your enthusiastic work, your careful evaluation and patient guidance. We learned a lot. It was a very pleasant experience.

We hope that the revision of the manuscript and our reply will be enough to make our manuscript suitable for publication in PLoS ONE.

We look forward to hearing from you at your earliest convenience.

Yours sincerely,

Lu Chen

CATALOGUE

Response to Reviewer #1 3

Response to Reviewer #2 6

Response to Reviewer #3 9

Response to Journal Requirements 12

Reviewer #1:

Manuscript PONE-D-21-03866 is a study of the influencing factors of the public willingness to donate funds to critical illness via crowd-funding platforms.

They use a well established framework of structural equation modeling (SEM) evalute path coefficient for 14 well grounded hypotheses.

1)The manuscript would benefit from exploratory data analysis (visual). For example, it would be illustrative to see the distributions of potential variables to confirm their "normality". Of course in this particular case the variables are categorigal and SEM can be used only approximately, which should mentioned in the analysis.Another example would be visualing correlation between varios external variables (gender, age and income) and potential variables.

2) It would be great to evaluating the effect of gender, age and income level on the path coefficients. What if there is significant divergence there? For example if between two groups one has positive effect and the other negative, the overall result could be close to zero, as in H1.

Overall after a minor revision the manuscript is suitable for publication.

Our replies:

Thank you very much for your careful review and constructive suggestions with regard to our manuscript.

Thoses comments are very helpful for us to revise and improve our paper.

There are two main aspects of reviewer 1's comments, which are to be answered one by one.

1.For the first suggestion, we have observed the distributions of potential variables and determined that they are all approximately "normality". Of course, in this special case, variables are classified, SEM can only be used approximately, We also emphasized this sentence in the revised manuscript(The details are shown from line 503~505)

A— Donation attitude;C— Empathic Concern;E— Perceived usefulness;G— Platform trust;

J— Interactivity;k— Donation willingness;L— Social distance;M— Donation behavior

2.For the second question, we have evaluated the effects of gender, age and income level on the path coefficients. Through grouping observation, We find that there is no significant difference in the overall model path through grouping observation, and some paths, such as men, are negative, but not significant. The above reasons are due to the differences of samples, that is, there are differences in cognition and behavior among different groups.

We hope that the corrections will meet with your concerns.

Special thanks to you for your good comments.

Reviewer #2:

This is obviously an interesting article. However, there are few issues that need to looked at.

Find the following:

1. For example, the article mentions both "Internet +" donations and "Internet donations". How different are these two concepts?

2. Besides, it would have been helpful especially for readers who may not be conversant with this model of donation to know exactly what "Internet +" is. Is it generally known or it's restricted to only the study area?

3. It may be helpful to provide distinctions among the 12 latent variables that were considered. How different are they from each other?

4. It was also not to clear the target of the recommendations. The suggestion is for the recommendations to be targeted at particular person/institution etc.

Our replies:

Thank you very much for your careful review and constructive suggestions with regard to our manuscript. Thoses comments are very helpful for us to revise and improve our paper.

There are three main aspects of reviewer 2's comments, which are to be answered one by one.

1.The first and second questions you mentioned, especially about the articles both "Internet +" donations and "Internet donations", we also found this kind of problems when we checked them. There is no obvious difference between the two, but it does cause ambiguity to readers. In the revised manuscript, there has been a unified way of expression, namely "Internet donations". Thank you for your advice.

2.There are mainly eight variables in the revised and improved model. No matter the previous 12 variables or the current 8 variables, they are mainly based on the two classic models in the field of consumer behavior research——TAM and TPB.

The reason is that TAM can explore the trade-off process when the public uses the platform as a system function. As a general model, TAM only provides two cognitive concepts that affect individuals' willingness to accept technology, namely perceived usefulness and perceived ease of use. It does not explain or limit the external variables that affect the usefulness and ease of use in specific application situations, while TPB combines various variables, including the public's attitude towards behavior and the influence of others.

Therefore, in the TAM model, in order to better explain the public's willingness to donate and decision-making behavior under the specific circumstances of the critical illness crowdfunding platform, the public's trust in the platform is taken as an important premise of perceived usefulness, which is based on the design of the interactive mechanism provided by the platform.

TAM model itself includes four variables: perceived usefulness, donation attitude, donation willingness and donation behavior.

Personal empathy is also added as a variable of personal factors to measure the public's willingness to donate to the crowdfunding projects for major diseases on the Internet platform.

In addition, in the part of TPB model, the TPB holds that the behavior of an individual is not always controlled by his or her own will. Rather, the individual's behavior is affected by internal and external factors. Attitudes and standardized responses to performed situations will change the individual's behavior, so we added the variable of social distance.

Therefore, there are eight variables.

(The details are shown from line 108~372)

3.For the fourth question, thank you very much for your suggestions, including your suggestion that the suggestion is for the recommendations to be targeted at particular person / institution, etc

We have readjusted this part according to your suggestions, which can be divided into suggestions for the government, platforms and help-seekers.

(The details are shown from line 611~708)

We hope that the corrections will meet with your concerns.

Special thanks to you for your good comments.

Reviewer #3:

The authors are quite ambitious to use 45 variables with 12 latent factors in a SEM (n = 710) to explain the behaviour related to crowdfunding projects on network platform in China. However, the proposed model failed to fulfil the minimum criteria for adequate model fit, with merely GFI = 0.788, CFI = 0.835 and X2/df = 3.909 (p. 35-36), i.e. the entire manuscript needs to be re-written, with revised research questions,

hypothesis, theoretical framework, and data analysis.

More importantly, the theoretical framework is very weak, the authors only list out various theories and perspectives (p. 12-23) but without showing any linkage with reference to the existing literature.

The conclusions and recommendations, such as urging for more governmental supervision, by using legal framework and blockchain technology for further government monitoring etc., did not based on the results/empirical findings.

Hence, I do not think the current form of manuscript is suitable for publication. There are major flaws in the research design and data analysis methods. There is also lack of theoretical contribution.

Our replies:

Thank you very much for your careful review and constructive suggestions with regard to our manuscript. Thoses comments are very helpful for us to revise and improve our paper.

There are three main aspects of reviewer 3's comments, which are to be answered one by one.

1.The first question is that the proposed model does not meet the fitting standard.

With a little explanation of this situation, in the first draft, there were 12 variables considered at that time, and the whole model was more complex. Therefore, the requirements for individual index data were lowered, only close to 0.9, but not more than 0.9. It was really worth reflecting that they were reported as model fitting results.

To solve this problem, in this draft, our revision ideas and specific measures are as follows:

Reorganize variables and models. In the original TAM model, a few variables, such as perceived ease of use, which are not suitable for current situation discussion, are eliminated. In traditional TAM, the higher the ease of use of a critical illness crowdfunding platform perceived by the public is, the higher the usefulness and effectiveness of the platform perceived by the public. However, the ease of use of the Internet platform has been very high after years of development, So the variable of the ease of use will not be considered in this study. At the same time, considering that both subjective norm and social distance measure the influence of the surrounding groups on the donors, we choose the variable of social distance in the new draft based on the theoretical basis and practical observation. To sum up, there are 8 variables remaining in the model and 8 hypotheses proposed. The model fits well and all the path hypotheses are valid.

(The details are shown from line 512~517)

2.The second question is about the insufficient theory.

In the process of revising the manuscript, we still rescreened the relevant literature, but the relevant literature is still not rich.

(1) There are few empirical studies on this topic in China, and there are few high-level literatures;

(2) Foreign related literature is not much, some donation articles mainly focus on organ donation;

(3) Although there are not many high-level literatures for reference, it is still a social phenomenon and hot issue of great research significance. Therefore, we start from the perspective of consumer behavior and choose the classic TAM and TPB models. The variables commonly used in these two models are relatively fixed, and the literatures on these two models are very common, Therefore, there is not too much theoretical elaboration in the article, and the article introduces the theory and literature basis of path hypothesis in detail. As far as the current structure is concerned, both the literature review and the path hypothesis are fairly long. If the reviewers feel that it is still necessary to explain the TAM and TPB variables in detail, we will complete it as soon as possible.

3.The third question is about policy recommendations. In this draft, we made the following adjustments:

(1) Readjust the structure and level of the proposal part. It can be divided into for government, platforms and help-seekers;

(2) As for the government's proposal you mentioned, which has no basis, we have also made an explanation and response. The proposal to strengthen government supervision, such as improving legislation, is based on the review of the current laws and government policy reports. The reason why we didn't launch the discussion is that the theme of the discussion is the influencing factors and paths of donation behavior. Of course, if we all agree that we should consolidate here, we will continue to work hard.

We hope that the corrections will meet with your concerns.

Special thanks to you for your good comments.

Response to Journal Requirements

Dear Editor,

I'm very glad to receive your email. It's very nice of you to proofread our manuscript. The following part is about some of the necessity of Journal Requirements.

According to your suggestions, we have responded one by one and adjusted the corresponding parts in the revised manuscript, and our replies are marked in yellow.

Thank you again for your hard work.

If there is anything wrong, please let me know.

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Thank you for your reminding. Our three corresponding authors have updated their ORCID ID, which are:

Fan Luo https://orcid.org/0000-0002-8487-0200

Wanshi He https://orcid.org/0000-0001-8109-6566

Heng Zhao https://orcid.org/0000-0002-7344-4329

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Thank you for your reminding. Considering that the figure is not important to the full text, so we deleted the figure in the revised manuscript.

Attachment

Submitted filename: Response to Reviewers.pdf

Decision Letter 1

Barbara Guidi

14 Jun 2021

PONE-D-21-03866R1

A study on the influencing factors of the public's willingness to donate funds for critical illness crowdfunding projects on network platforms

PLOS ONE

Dear Dr. Chen,

Thank you for submitting your manuscript to PLOS ONE. After careful consideration, we feel that it has merit but does not fully meet PLOS ONE’s publication criteria as it currently stands. Therefore, we invite you to submit a revised version of the manuscript that addresses the points raised during the review process.

The paper needs a MAJOR REVISION. Authors should revised the manuscript in order to address all the suggestions given by the reviewers.

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We look forward to receiving your revised manuscript.

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Barbara Guidi

Academic Editor

PLOS ONE

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Reviewers' comments:

Reviewer's Responses to Questions

Comments to the Author

1. If the authors have adequately addressed your comments raised in a previous round of review and you feel that this manuscript is now acceptable for publication, you may indicate that here to bypass the “Comments to the Author” section, enter your conflict of interest statement in the “Confidential to Editor” section, and submit your "Accept" recommendation.

Reviewer #1: (No Response)

Reviewer #3: (No Response)

**********

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Reviewer #1: No

Reviewer #3: Partly

**********

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Reviewer #1: No

Reviewer #3: Yes

**********

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The PLOS Data policy requires authors to make all data underlying the findings described in their manuscript fully available without restriction, with rare exception (please refer to the Data Availability Statement in the manuscript PDF file). The data should be provided as part of the manuscript or its supporting information, or deposited to a public repository. For example, in addition to summary statistics, the data points behind means, medians and variance measures should be available. If there are restrictions on publicly sharing data—e.g. participant privacy or use of data from a third party—those must be specified.

Reviewer #1: Yes

Reviewer #3: Yes

**********

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Please use the space provided to explain your answers to the questions above. You may also include additional comments for the author, including concerns about dual publication, research ethics, or publication ethics. (Please upload your review as an attachment if it exceeds 20,000 characters)

Reviewer #1: Manuscript PONE-D-21-03866 is a study of the influencing factors of the public willingness to donate funds to critical

illness via crowd-funding platforms.

They use a well established framework of structural equation modeling (SEM) evaluate path coefficient for 14 well grounded hypotheses.

The authors did not adequately answer questions 1 and 2 raised previously.

1) On 137 the authors plot the distribution and claim that they observe that they are normal. It is customary to use a KS or D’Agostino and Pearson’s test to test whether a distribution is normal. It clear from the figures most of the distributions are not normal, which invalidates the chosen approach. The second part regarding the visualization of interdependence of available features has been ignored.

2) The response to the second question is also verbal. No figures or metrics were provided.

Quantitative estimates of 1) and 2) should appear in the main text, if they were made.

I conclude that the manuscript has not been brought to the requested level of clarity. A major revision is necessary.

Reviewer #3: Thanks for submitting the revised manuscript to address my concerns. However, the authors still failed to fully address my comments in point number 1, 2 and 3:

1) With regarded to the first point, the SEM result is now fulfilled the criteria for model fit, however, please provide more details about the estimator used (Li, 2016)? Did the model with any error terms correlated (Hermida, 2015)?

2) The discussion of the theoretical framework is still very thin, in addition to the TAM and TPB, the authors still need to provide theoretical justifications for including other variable in the model, such as empathy, trust, planning behavior and social distance. Developing a ‘model’ without much theoretical foundations are risky and dangerous, see Burghardt and Bodansky (2021) and Borsboom, van der Maas, Dalege, Kievit, and Haig (2021), and (DeYoung & Krueger, 2020).

3) As the authors mentioned, the proposal to strength government supervision was merely ‘based on the review of the current laws and government policy reports’. Any recommendations that is not based on the study’s findings should be removed to avoid any confusions to the reader.

References

Borsboom, D., van der Maas, H. L. J., Dalege, J., Kievit, R. A., & Haig, B. D. (2021). Theory Construction Methodology: A Practical Framework for Building Theories in Psychology. Perspectives on Psychological Science, 0(0), 1745691620969647. doi:10.1177/1745691620969647

Burghardt, J., & Bodansky, A. N. (2021). Why Psychology Needs to Stop Striving for Novelty and How to Move Towards Theory-Driven Research. Frontiers in Psychology, 12(67). doi:10.3389/fpsyg.2021.609802

DeYoung, C. G., & Krueger, R. F. (2020). To Wish Impossible Things: On the Ontological Status of Latent Variables and the Prospects for Theory in Psychology. Psychological Inquiry, 31(4), 289-296. doi:10.1080/1047840X.2020.1853462

Hermida, R. (2015). The problem of allowing correlated errors in structural equation modeling: concerns and considerations. Computational Methods in Social Sciences (CMSS), 3(1), 05-17. Retrieved from https://EconPapers.repec.org/RePEc:ntu:ntcmss:vol3-iss1-15-005

Li, C. H. (2016). Confirmatory factor analysis with ordinal data: Comparing robust maximum likelihood and diagonally weighted least squares. Behavior Research Methods, 48(3), 936-949. doi:10.3758/s13428-015-0619-7

**********

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Reviewer #1: No

Reviewer #3: Yes: Sai-fu Fung

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PLoS One. 2022 Mar 11;17(3):e0263706. doi: 10.1371/journal.pone.0263706.r004

Author response to Decision Letter 1


24 Aug 2021

Response to Reviewers

Dear Editor and Reviewers,

Re: Manuscript PONE-D-21-03866R1, A study on the influencing factors of the public's willingness to donate funds for critical illness crowdfunding projects on network platforms.

Please find attached a revised version of our manuscript “PONE-D-21-03866R1”, which we would like to resubmit for publication as a Original Research in PLoS ONE.

Your comments were highly insightful and enabled us to greatly improve the quality of our manuscript. In the following pages are our point-by-point responses to each of the comments of the reviewers as well as your own comments.

Revisions in the text are shown using red highlight for additions.

First of all, thank you very much for the comments of the editor and reviewers. We have also made significant revisions to the paper. Now we will give a brief description of the work we have done, and then answer the comments of reviewers one by one in the second part.

1. In this part, nearly 20 new literatures have been added. Of course, necessary adjustments have been made to the logical expression. In the revised version with a trajectory, it is marked in red.

2. In the demonstration part, this draft is clearly divided into the EFA part and the CFA part, and relevant tables and figures are supplemented.

(1) Some necessary analyses were added to the Validity Test section. Skewness and kurtosis can effectively describe the normal distribution of data for each observed variable. The values of Skewness and kurtosis are shown in Table 3 within ±1. The absolute value of each skewness is less than 3, and the absolute value of each kurtosis is less than 10. All variables and averages are in accordance with the standard, which indicates the data shows a normal distribution.

(2) Secondly, Factor analysis in "Table 4. Rotated factor Analysis (factor analysis)". As can be seen from Table 4, the exploratory factor loads of 31 indicators were obtained through the maximum variance rotation analysis. These quantities are all greater than 0.5, satisfying the model requirements and allowing the extraction of 8 factors to explain the structure of the variables.

(3) The factor analysis of Confirmatory was improved. See Figure 3 starting at line 610 for details.

According to the suggestions, we have drawn detailed Path Coefficients of the Hypothetical Model. See Fig.4 in line 639.

3. Delete all recommendations that are not based on the study's findings, and make necessary streamlining of the summary, introduction and conclusion according to the adjustment of the main body.

The following are the responses to the suggestions of reviewers respectively:

Reviewer #1:

The authors did not adequately answer questions 1 and 2 raised previously.

1) On 137 the authors plot the distribution and claim that they observe that they are normal. It is customary to use a KS or D’Agostino and Pearson’s test to test whether a distribution is normal. It clear from the figures most of the distributions are not normal, which invalidates the chosen approach. The second part regarding the visualization of interdependence of available features has been ignored.

2) The response to the second question is also verbal. No figures or metrics were provided.

Quantitative estimates of 1) and 2) should appear in the main text, if they were made.

I conclude that the manuscript has not been brought to the requested level of clarity. A major revision is necessary.

Response:

Thanks for the reviewer's comments. On behalf of the team, I would like to apologize for our negligence in the last draft. As for the two problems you mentioned, we have carefully discussed and revised them in this draft.

1. The first question has been reflected in the text of this draft, for details, see 2 (1) in the answer section.

Some necessary analyses were added to the Validity Test section. Skewness and kurtosis can effectively describe the normal distribution of data for each observed variable. The values of Skewness and kurtosis are shown in Table 3 within ±1. The absolute value of each skewness is less than 3, and the absolute value of each kurtosis is less than 10. All variables and averages are in accordance with the standard, which indicates the data shows a normal distribution.

2. The second question is whether gender, age and income have a significant effect on the path coefficient.

The process of this analysis is not reflected in the current manuscript, but we have verified it. If necessary, we are also very happy to supplement the manuscript as soon as possible. The idea is as follows:

Divergence: We divided gender into men and women, aged under 30 years old and over 30 years old, and income into under 5000 yuan and over 5000 yuan, and then looked at the path coefficient respectively, but there was no significant difference in general. The age and income division takes into account the actual situation of the respondents, including the old Chinese saying "one should stand firm at the age of 30" and the average per capita income level of Chinese cities.

One path coefficient of gender is -0.071, which can be explained by the fact that women are more likely to have empathy than men when they want to donate, which is also consistent with some literature studies [1]. Sisco and Weber analyzed the influencing factors of online donation behavior on the GoFundMe platform, and their survey found that women are more likely to resonate with donation information [2].

The income path coefficient of -0.024 can be explained as well-off donors are more likely to make donations, which is also consistent with some literature studies [3-5].

Thanks again for the reviewer's comments, which are of great help to us. We also hope that our revision this time is consistent with your suggestions.

Gender

Fig 1.(Detailed figures in the response to reviews file)

Age

Fig 2.(Detailed figures in the response to reviews file)

Income

Fig 3.(Detailed figures in the response to reviews file)

Reference:

[1]Mesch,D.J., Brown,M.S, Moore,Z.l,& Hayat,A.D.(2011). Gender differences in charitable giving. International Journal of Nonprofit and Voluntary Sector Marketing,16(4),342-355. doi:10.1002/nvsm.432

[2]Sisco MR, Weber EU. Examining charitable giving in real-world online donations. Nat Commun. 2019;10: 3968.

[3] Schwienbacher A, Larralde B. Crowdfunding of small entrepreneurial ventures. In: Cumming D, editor. The Oxford handbook of entrepreneurial finance. Oxford, UK: Oxford University Press; 2012. pp. 369-391.

[4] Lin Z, Xiao Q, Zhou Z. An empirical study on the relationship between ethical predispositions and charitable behavior: Based on the moderating effect of moral identity. Foreign Econ Manag. 2014;36: 16-31.

[5] Hui J, Gerber E, Greenberg M. Easy money? The demands of crowdfunding work. Segal technical report. 1st ed. Evanston, IL: Northwestern University; 2012.

Reviewer #3:

However, the authors still failed to fully address my comments in point number 1, 2 and 3:

1) With regarded to the first point, the SEM result is now fulfilled the criteria for model fit, however, please provide more details about the estimator used (Li, 2016)? Did the model with any error terms correlated (Hermida, 2015)?

2) The discussion of the theoretical framework is still very thin, in addition to the TAM and TPB, the authors still need to provide theoretical justifications for including other variable in the model, such as empathy, trust, planning behavior and social distance. Developing a ‘model’ without much theoretical foundations are risky and dangerous, see Burghardt and Bodansky (2021) and Borsboom, van der Maas, Dalege, Kievit, and Haig (2021), and (DeYoung & Krueger, 2020).

3) As the authors mentioned, the proposal to strength government supervision was merely ‘based on the review of the current laws and government policy reports’. Any recommendations that is not based on the study’s findings should be removed to avoid any confusions to the reader.

Response:

Thank you very much for the reviewer's patient guidance. As for the three suggestions you mentioned, I would like to review our revision work on behalf of the team.

1.For the first question, provide more details about the estimator used.

We have completed drawing detailed Path Coefficients of the Hypothetical Model. See Fig.4 in line 639. Thank you.

2.Second question, thank you for your reminding.We strongly agree with your suggestions. On this issue, we are also very discreet. On the one hand, on the basis of the literature part before, we have collected the latest literature and omissions to enhance the theoretical basis, nearly more than 20 new references. See the red section for specific new content. On the other hand, we have carried on the exploratory factor analysis, through the principal component analysis ie. and a series of measures to ensure that the model construction is “mathematically” correct .For the third problem, this is a good suggestion. In this draft, all recommendations that are not based on the study's findings are deleted, and after the adjustment in the main body, the summary, introduction and conclusion are all simplified accordingly.

If there are still areas for improvement, we are willing to seriously revise them as soon as possible.

Once again, we sincerely thank you for your enthusiastic work, your careful evaluation and patient guidance. We learned a lot. It was a very pleasant experience.

We hope that the revision of the manuscript and our reply will be enough to make our manuscript suitable for publication in PLoS ONE.

We look forward to hearing from you at your earliest convenience.

Yours sincerely,

Lu Chen

Attachment

Submitted filename: Response to Reviewers.pdf

Decision Letter 2

Barbara Guidi

20 Sep 2021

PONE-D-21-03866R2A study on the influencing factors of the public's willingness to donate funds for critical illness crowdfunding projects on network platformsPLOS ONE

Dear Dr. Chen,

Thank you for submitting your manuscript to PLOS ONE. After careful consideration, we feel that it has merit but does not fully meet PLOS ONE’s publication criteria as it currently stands. Therefore, we invite you to submit a revised version of the manuscript that addresses the points raised during the review process.

The paper needs a MINOR REVISION. Please, address all the requests in order to improve the readability of the paper, and to improve the evaluation process.

Please submit your revised manuscript by Nov 04 2021 11:59PM. If you will need more time than this to complete your revisions, please reply to this message or contact the journal office at plosone@plos.org. When you're ready to submit your revision, log on to https://www.editorialmanager.com/pone/ and select the 'Submissions Needing Revision' folder to locate your manuscript file.

Please include the following items when submitting your revised manuscript:

  • A rebuttal letter that responds to each point raised by the academic editor and reviewer(s). You should upload this letter as a separate file labeled 'Response to Reviewers'.

  • A marked-up copy of your manuscript that highlights changes made to the original version. You should upload this as a separate file labeled 'Revised Manuscript with Track Changes'.

  • An unmarked version of your revised paper without tracked changes. You should upload this as a separate file labeled 'Manuscript'.

If you would like to make changes to your financial disclosure, please include your updated statement in your cover letter. Guidelines for resubmitting your figure files are available below the reviewer comments at the end of this letter.

If applicable, we recommend that you deposit your laboratory protocols in protocols.io to enhance the reproducibility of your results. Protocols.io assigns your protocol its own identifier (DOI) so that it can be cited independently in the future. For instructions see: https://journals.plos.org/plosone/s/submission-guidelines#loc-laboratory-protocols. Additionally, PLOS ONE offers an option for publishing peer-reviewed Lab Protocol articles, which describe protocols hosted on protocols.io. Read more information on sharing protocols at https://plos.org/protocols?utm_medium=editorial-email&utm_source=authorletters&utm_campaign=protocols.

We look forward to receiving your revised manuscript.

Kind regards,

Barbara Guidi

Academic Editor

PLOS ONE

Journal Requirements:

Please review your reference list to ensure that it is complete and correct. If you have cited papers that have been retracted, please include the rationale for doing so in the manuscript text, or remove these references and replace them with relevant current references. Any changes to the reference list should be mentioned in the rebuttal letter that accompanies your revised manuscript. If you need to cite a retracted article, indicate the article’s retracted status in the References list and also include a citation and full reference for the retraction notice.

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Reviewers' comments:

Reviewer's Responses to Questions

Comments to the Author

1. If the authors have adequately addressed your comments raised in a previous round of review and you feel that this manuscript is now acceptable for publication, you may indicate that here to bypass the “Comments to the Author” section, enter your conflict of interest statement in the “Confidential to Editor” section, and submit your "Accept" recommendation.

Reviewer #1: All comments have been addressed

Reviewer #3: (No Response)

********** 

2. Is the manuscript technically sound, and do the data support the conclusions?

The manuscript must describe a technically sound piece of scientific research with data that supports the conclusions. Experiments must have been conducted rigorously, with appropriate controls, replication, and sample sizes. The conclusions must be drawn appropriately based on the data presented.

Reviewer #1: No

Reviewer #3: Partly

********** 

3. Has the statistical analysis been performed appropriately and rigorously?

Reviewer #1: No

Reviewer #3: No

********** 

4. Have the authors made all data underlying the findings in their manuscript fully available?

The PLOS Data policy requires authors to make all data underlying the findings described in their manuscript fully available without restriction, with rare exception (please refer to the Data Availability Statement in the manuscript PDF file). The data should be provided as part of the manuscript or its supporting information, or deposited to a public repository. For example, in addition to summary statistics, the data points behind means, medians and variance measures should be available. If there are restrictions on publicly sharing data—e.g. participant privacy or use of data from a third party—those must be specified.

Reviewer #1: Yes

Reviewer #3: Yes

********** 

5. Is the manuscript presented in an intelligible fashion and written in standard English?

PLOS ONE does not copyedit accepted manuscripts, so the language in submitted articles must be clear, correct, and unambiguous. Any typographical or grammatical errors should be corrected at revision, so please note any specific errors here.

Reviewer #1: Yes

Reviewer #3: Yes

********** 

6. Review Comments to the Author

Please use the space provided to explain your answers to the questions above. You may also include additional comments for the author, including concerns about dual publication, research ethics, or publication ethics. (Please upload your review as an attachment if it exceeds 20,000 characters)

Reviewer #1: The normality assumption had not been addressed properly.

I have already suggested to D'Agostino test for normality that yields a p-value that had been ignored.

"Skewness and kurtosis can effectively describe the normal distribution of data for each observed variable". - a very odd statement. Which is not followed by any statistical claim.

Reviewer #3: Thanks for submitting the revised manuscript to further address my concerns. But there are still two outstanding issues need to be addressed and also related to my previous comments:

1) It seems the authors are using the CFA goodness-of-fit results (Figure 3, p. 29 and Table 6, p. 31) to justify the SEM (Figure 4, p. 32) also fulfil the criteria of adequate model fit. The authors said that ‘As shown in Table 6, the same indices can be used to evaluate of both the CFA and SEM’ (p. 32, lines 646-647). I am afraid that there is a serious methodological flaw here. The proposed SEM model and the sequences results (Table 7) cannot be accepted, unless the authors can show the SEM results’ fit indices of Figure 4. The authors should also submit the anonymous raw data and syntax used to enable to readers to replicate the results.

2) For the discussion section, the authors should further discuss the major findings according to the existing theory and the literature. The entire section (p. 35-37) without any literature to support the discussion is a bit lack of scientific rigor.

********** 

7. PLOS authors have the option to publish the peer review history of their article (what does this mean?). If published, this will include your full peer review and any attached files.

If you choose “no”, your identity will remain anonymous but your review may still be made public.

Do you want your identity to be public for this peer review? For information about this choice, including consent withdrawal, please see our Privacy Policy.

Reviewer #1: No

Reviewer #3: Yes: Sai-fu Fung

[NOTE: If reviewer comments were submitted as an attachment file, they will be attached to this email and accessible via the submission site. Please log into your account, locate the manuscript record, and check for the action link "View Attachments". If this link does not appear, there are no attachment files.]

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PLoS One. 2022 Mar 11;17(3):e0263706. doi: 10.1371/journal.pone.0263706.r006

Author response to Decision Letter 2


17 Dec 2021

Response to Reviewers

Dear Reviewers,

Re: Manuscript PONE-D-21-03866R2, A study on the influencing factors of the public's willingness to donate funds for critical illness crowdfunding projects on network platforms.

Please find attached a revised version of our manuscript “PONE-D-21-03866R2”, which we would like to resubmit for publication as a Original Research in PLoS ONE.

Your comments were highly insightful and enabled us to greatly improve the quality of our manuscript. In the following pages are our point-by-point responses to each of the comments of the reviewers as well as your own comments.

Revisions in the text are shown using red highlight and track changes for additions.

First of all, thank you very much for the comments of the editor and reviewers. We have also made significant revisions to the paper. Now we will answer the comments of reviewers one by one in the second part.

The following are the responses to the suggestions of reviewers respectively:

Reviewer #1:

The normality assumption had not been addressed properly.

I have already suggested to D'Agostino test for normality that yields a p-value that had been ignored.

"Skewness and kurtosis can effectively describe the normal distribution of data for each observed variable". - a very odd statement. Which is not followed by any statistical claim.

Response:

Thanks for the reviewer's comments.

As for your suggestions, we have carefully considered them in the last manuscript revision, including the D 'Agostino test of normal distribution you mentioned. In our last manuscript, we used "Skewness and Kurtosis" to check the normal distribution for the following two reasons.

First, we checked the journal Jiang W, Huang Z, Peng Y, Fang Y, Cao Y published in PLoS ONE (2020) Factors affecting Prefabricated construction Promotion in China: A structural equation modeling. PLoS ONE 15(1): E0227787.

In his paper, the method of "Skewness and Kurtosis "was also adopted and specific references were given (No. 97 reference in this manuscript).

At the same time, in order to further confirm whether this method is a good method to verify the normal distribution, we also refer to literatures with up to 315 citations: Hopkins K D, Weeks D L. Tests for Normality and Measures of Skewness and Kurtosis:Their place in research reporting[J]. Educational and Psychological Measurement, 1990, 50(4): 717-729. (No. 98 reference in this manuscript)

In this paper Page 721 mentioned ” In addition to an omnibus test of normality,separate measures and tests of skewness and kurtosis have descriptive and inferential value. (Some statisticians recommend that separate inferential tests for skewness and kurtosis be used only after an omnibus test has rejected the normality assumption, but Monte Carlo studies have demonstrated that with certain types of distributions the separate tests(eqs. 5 and 8 )have greater power than even the Shapiro-wilk test(Shapiro et al., 1968).)”

Based on the above reasons, we’ve completed the normal distribution test follow the experience of papers published in the same journal(PLoS ONE) in the manuscript.

Reviewer #3:

Thanks for submitting the revised manuscript to further address my concerns. But there are still two outstanding issues need to be addressed and also related to my previous comments:

1) It seems the authors are using the CFA goodness-of-fit results (Figure 3, p. 29 and Table 6, p. 31) to justify the SEM (Figure 4, p. 32) also fulfil the criteria of adequate model fit. The authors said that ‘As shown in Table 6, the same indices can be used to evaluate of both the CFA and SEM’ (p. 32, lines 646-647). I am afraid that there is a serious methodological flaw here. The proposed SEM model and the sequences results (Table 7) cannot be accepted, unless the authors can show the SEM results’ fit indices of Figure 4. The authors should also submit the anonymous raw data and syntax used to enable to readers to replicate the results.

2) For the discussion section, the authors should further discuss the major findings according to the existing theory and the literature. The entire section (p. 35-37) without any literature to support the discussion is a bit lack of scientific rigor.

Response:

Thanks for the reviewer's comments. Thank you for your seriously review. In view of your suggestions, we carefully check the full manuscript and calculation process again. The solution to the first suggestion is as follows:

In Table 6. The result of "Research Model" in the third line of the last manuscript was the fitting result of SEM model. Here we did not write clearly, and caused ambiguity, deeply ashamed. We have adjusted the form and text.

You mentioned lines 646-647 of the previous manuscript "As shown in Table 6, the same indices can be used to evaluate adequacy of both the CFA and SEM. All indices are in the appropriate range, indicating the model is acceptable. ” I'm sorry for the confusion caused by the expression and writing. We didn't mean that the result of CFA was used to represent the result of SEM.

It was probably a misunderstanding caused by the unclear expression and identification of Table 6.The indicators observed by CFA and SEM are the same indicators, but the measurement results of the indicators are different. The indicator results of SEM and CFA meet the fitting requirements.As for the second suggestion you mentioned, we have submitted it to the designated website and provided a link to download the source data as required by PLoS. Thank you for your advice.

And thank you for your 3rd suggestions. We have completed them one by one and added some references. Thank you for your careful guidance, and we will pay more attention in the future.

If there are still areas for improvement, we are willing to seriously revise them as soon as possible.

Once again, we sincerely thank you for your enthusiastic work, your careful evaluation and patient guidance. We learned a lot. It was a very pleasant experience.

We hope that the revision of the manuscript and our reply will be enough to make our manuscript suitable for publication in PLoS ONE.

We look forward to hearing from you at your earliest convenience.

Yours sincerely,

Lu Chen

Attachment

Submitted filename: Response to Reviewers.pdf

Decision Letter 3

Barbara Guidi

26 Jan 2022

A study on the influencing factors of the public's willingness to donate funds for critical illness crowdfunding projects on network platforms

PONE-D-21-03866R3

Dear Dr. Chen,

We’re pleased to inform you that your manuscript has been judged scientifically suitable for publication and will be formally accepted for publication once it meets all outstanding technical requirements.

Within one week, you’ll receive an e-mail detailing the required amendments. When these have been addressed, you’ll receive a formal acceptance letter and your manuscript will be scheduled for publication.

An invoice for payment will follow shortly after the formal acceptance. To ensure an efficient process, please log into Editorial Manager at http://www.editorialmanager.com/pone/, click the 'Update My Information' link at the top of the page, and double check that your user information is up-to-date. If you have any billing related questions, please contact our Author Billing department directly at authorbilling@plos.org.

If your institution or institutions have a press office, please notify them about your upcoming paper to help maximize its impact. If they’ll be preparing press materials, please inform our press team as soon as possible -- no later than 48 hours after receiving the formal acceptance. Your manuscript will remain under strict press embargo until 2 pm Eastern Time on the date of publication. For more information, please contact onepress@plos.org.

Kind regards,

Barbara Guidi

Academic Editor

PLOS ONE

Additional Editor Comments (optional):

Reviewers' comments:

Reviewer's Responses to Questions

Comments to the Author

1. If the authors have adequately addressed your comments raised in a previous round of review and you feel that this manuscript is now acceptable for publication, you may indicate that here to bypass the “Comments to the Author” section, enter your conflict of interest statement in the “Confidential to Editor” section, and submit your "Accept" recommendation.

Reviewer #3: All comments have been addressed

**********

2. Is the manuscript technically sound, and do the data support the conclusions?

The manuscript must describe a technically sound piece of scientific research with data that supports the conclusions. Experiments must have been conducted rigorously, with appropriate controls, replication, and sample sizes. The conclusions must be drawn appropriately based on the data presented.

Reviewer #3: Yes

**********

3. Has the statistical analysis been performed appropriately and rigorously?

Reviewer #3: Yes

**********

4. Have the authors made all data underlying the findings in their manuscript fully available?

The PLOS Data policy requires authors to make all data underlying the findings described in their manuscript fully available without restriction, with rare exception (please refer to the Data Availability Statement in the manuscript PDF file). The data should be provided as part of the manuscript or its supporting information, or deposited to a public repository. For example, in addition to summary statistics, the data points behind means, medians and variance measures should be available. If there are restrictions on publicly sharing data—e.g. participant privacy or use of data from a third party—those must be specified.

Reviewer #3: Yes

**********

5. Is the manuscript presented in an intelligible fashion and written in standard English?

PLOS ONE does not copyedit accepted manuscripts, so the language in submitted articles must be clear, correct, and unambiguous. Any typographical or grammatical errors should be corrected at revision, so please note any specific errors here.

Reviewer #3: Yes

**********

6. Review Comments to the Author

Please use the space provided to explain your answers to the questions above. You may also include additional comments for the author, including concerns about dual publication, research ethics, or publication ethics. (Please upload your review as an attachment if it exceeds 20,000 characters)

Reviewer #3: Many thanks for the authors to submit the revised version. I am fully satisfied with the responses and changes made by the authors.

**********

7. PLOS authors have the option to publish the peer review history of their article (what does this mean?). If published, this will include your full peer review and any attached files.

If you choose “no”, your identity will remain anonymous but your review may still be made public.

Do you want your identity to be public for this peer review? For information about this choice, including consent withdrawal, please see our Privacy Policy.

Reviewer #3: No

Acceptance letter

Barbara Guidi

3 Mar 2022

PONE-D-21-03866R3

A study on the influencing factors of the public's willingness to donate funds for critical illness crowdfunding projects on network platforms

Dear Dr. Chen:

I'm pleased to inform you that your manuscript has been deemed suitable for publication in PLOS ONE. Congratulations! Your manuscript is now with our production department.

If your institution or institutions have a press office, please let them know about your upcoming paper now to help maximize its impact. If they'll be preparing press materials, please inform our press team within the next 48 hours. Your manuscript will remain under strict press embargo until 2 pm Eastern Time on the date of publication. For more information please contact onepress@plos.org.

If we can help with anything else, please email us at plosone@plos.org.

Thank you for submitting your work to PLOS ONE and supporting open access.

Kind regards,

PLOS ONE Editorial Office Staff

on behalf of

Dr. Barbara Guidi

Academic Editor

PLOS ONE

Associated Data

    This section collects any data citations, data availability statements, or supplementary materials included in this article.

    Supplementary Materials

    Attachment

    Submitted filename: Response to Reviewers.pdf

    Attachment

    Submitted filename: Response to Reviewers.pdf

    Attachment

    Submitted filename: Response to Reviewers.pdf

    Data Availability Statement

    Replication materials to recreate all analyses in this manuscript are available in the Open Science Framework database (https://osf.io/wq8z5/). DOI 10.17605/OSF.IO/WQ8Z5 We have uploaded the minimum anonymous data set, which includes the values behind the reported average, standard deviation and other measures, as well as the values used to build the graph(in Tables).


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